Patents by Inventor Michael J. Kaminski

Michael J. Kaminski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Integrated bill presentment and payment system and method of operating the same
    Patent number: 10515346
    Abstract: An integrated bill presentment and payment system and an associated method are disclosed which can accomplish the entire process of bill presentment and payment directly with billers, customers, and their respective financial institutions, but which are also capable of interfacing with independent biller service providers, independent customer service providers, independent consolidators, and/or independent payment providers. The integrated bill presentment and payment system and method of the present invention can link directly to billers and customers, and can also access and distribute billing information from third party biller service providers or consolidators and participate in the distribution of the billing information to customers through third party customer service providers and consolidators.
    Type: Grant
    Filed: April 29, 2014
    Date of Patent: December 24, 2019
    Assignee: Metavante Corporatian
    Inventors: Hans E. Myklebust, Dushyant Sharma, Timothy J. Patneaude, Michael J. Kaminski, John L. Watry, Murali Chirala, Shankar Srinivasan
  • INTEGRATED BILL PRESENTMENT AND PAYMENT SYSTEM AND METHOD OF OPERATING THE SAME
    Publication number: 20140236818
    Abstract: An integrated bill presentment and payment system and an associated method are disclosed which can accomplish the entire process of bill presentment and payment directly with billers, customers, and their respective financial institutions, but which are also capable of interfacing with independent biller service providers, independent customer service providers, independent consolidators, and/or independent payment providers. The integrated bill presentment and payment system and method of the present invention can link directly to billers and customers, and can also access and distribute billing information from third party biller service providers or consolidators and participate in the distribution of the billing information to customers through third party customer service providers and consolidators.
    Type: Application
    Filed: April 29, 2014
    Publication date: August 21, 2014
    Applicant: Metavante Corporation
    Inventors: Hans E. MYKLEBUST, Dushyant SHARMA, Timothy J. PATNEAUDE, Michael J. KAMINSKI, John L. WATRY, Murali CHIRALA, Shankar SRINIVASAN
  • Integrated bill presentment and payment system and method of operating the same
    Patent number: 8751384
    Abstract: An integrated bill presentment and payment system and an associated method are disclosed which can accomplish the entire process of bill presentment and payment directly with billers, customers, and their respective financial institutions, but which are also capable of interfacing with independent biller service providers, independent customer service providers, independent consolidators, and/or independent payment providers. The integrated bill presentment and payment system and method of the present invention can link directly to billers and customers, and can also access and distribute billing information from third party biller service providers or consolidators and participate in the distribution of the billing information to customers through third party customer service providers and consolidators.
    Type: Grant
    Filed: May 8, 2002
    Date of Patent: June 10, 2014
    Assignee: Metavante Corporation
    Inventors: Hans E. Myklebust, Dushyant Sharma, Timothy J. Patneaude, Michael J. Kaminski, John L. Watry, Murali Chirala, Shankar Srinivasan
  • Overflow collection container for containing vehicle fluids
    Publication number: 20090188924
    Abstract: A device of the type capable of collecting and retaining multiple expelled vehicle fluids in the event that they are expelled from their engineered location in order to prohibit their release into the environment and for proper later disposal
    Type: Application
    Filed: January 12, 2009
    Publication date: July 30, 2009
    Inventor: Michael J. Kaminski