Patents by Inventor Michael J. Sandretto

Michael J. Sandretto has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for jointly estimating cash flows, simulated returns, risk measures and present values for a plurality of assets
    Patent number: 5812988
    Abstract: Methods and apparatus for: (1) inputting economic variables expected to influence future asset values and asset-specific variables; (2) estimating financial statements, future asset values, and tentative asset NPVs using estimated economic variables and estimated asset-specific variables; (3) estimating different financial statements, future asset values and current asset NPVs assuming different estimates of the economic variables that affect asset values; and (4) processes to: (a) equate; or (2) reduce to acceptably small numbers the differences between: (i) the risk measures, terminal values, default premiums, and risk premiums used to determine current values, and (ii) risk measures, terminal values, default premiums, and risk premiums implied by the estimates of economic and firm-specific variables.
    Type: Grant
    Filed: April 6, 1995
    Date of Patent: September 22, 1998
    Assignee: Investments Analytic, Inc.
    Inventor: Michael J. Sandretto