Abstract: A system and method of predicatively accruing a credit in a variable value transaction are provided. The variable value transaction may involve a piece of media content and include an initial balance and a remaining balance. The initial balance and the remaining balance may be dependent on the piece of media content and when the variable value transaction is completed. Credits may be accrued for a predicted redemption of the credit for the remaining balance, depending on the availability and applicability of the credits. A payment card may also be processed for some or all of the remaining balance. The remaining balance may not be known until the variable value transaction is completed. A pending revenue amount may be determined based on the accrual of the credits.

Abstract: A method of searching for media content in a metadata database is provided. Searching may include matching keywords in search criteria or using predefined search criteria for browsing of static or dynamic listings of media content. The method includes receiving a search request including search criteria, and searching the metadata database for a physical media article matching the search criteria and a digital media selection matching the search criteria. The method also includes determining availabilities of the matching media article and the matching media selection. A search result set with the matching media articles and matching media selections is provided, based on their availabilities. The search result set may also include media articles and media selections that are indirectly associated with the search criteria. An associated content provider may be linked to the customer based on a subscription. The media selection may be accessed by an audio/visual display interface.