Abstract: A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction, inputting information in a workstation, and determining whether the inputted information is known. Moreover, the method includes determining a state of a communications device when the inputted information is known, and transmitting a biometric authentication request from a server to a workstation when the state of the communications device is enrolled. Additionally, the method includes obtaining biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and conducting the transaction when the transmitted and stored one-time pass-phrases match.

Abstract: A system in accordance with the present invention may include one or more processors, memory from which the processor may fetch instructions according to a clock operating at a frequency, a display device, and one or more programs stored in the memory, with instructions to create a structured file for storing data related to the media presentation, access the data related to the media presentation from the presentation application, organize the data related to the media presentation according to an event, and export the organized data related to the media presentation to the structured file. These instructions may also be executed as steps of a method and may be fetched during the execution of one or more programs stored in a computer-readable storage medium.

Abstract: A method of host-directed illumination for verifying the validity of biometric data of a user is provided that includes capturing biometric data from a user with an authentication device during authentication and directing illumination of the biometric data from a host authentication system during the capturing operation. Moreover, the method includes comparing illumination characteristics of the captured biometric data against illumination characteristics expected to result from the directing operation, and determining that the user is a live user when the illumination characteristics of the captured biometric data match the illumination characteristics expected to result from the directing operation.

Abstract: A method of authentication is provided that includes capturing palm biometric data from an individual, transmitting the biometric data to an authentication system, and generating an authentication biometric template from the captured biometric data with the authentication system. Moreover, the method includes conducting a plurality of verification matching transactions between the authentication biometric template and enrollment biometric templates stored in the authentication system, and between the authentication biometric template and imposter biometric templates stored in the authentication system. Furthermore, the method includes updating a genuine matching score distribution with at least one genuine matching score, updating an imposter matching score distribution with at least one imposter matching score, and calculating a maximum genuine matching score and a minimum imposter matching score.

Abstract: A method of host-directed illumination for verifying the validity of biometric data of a user is provided that includes capturing biometric data from a user with an authentication device during authentication and directing illumination of the biometric data from a host authentication system during the capturing operation. Moreover, the method includes comparing illumination characteristics of the captured biometric data against illumination characteristics expected to result from the directing operation, and determining that the user is a live user when the illumination characteristics of the captured biometric data match the illumination characteristics expected to result from the directing operation.

Abstract: A method of capturing biometric data is provided that includes activating a security application in a device. The security application is activated by an operator of the device and is configured to cause the device to display an outline image. Moreover, the method includes displaying the outline image in a stationary position on a display of the device, positioning desired biometric data proximate the device such that the desired biometric data appears as a biometric image on the device display, and monitoring the outline and biometric images shown on the device display. Furthermore, the method includes positioning the device and the desired biometric data to better align the outline and biometric images when the outline and biometric images do not align and capturing the desired biometric data from an individual after approximately aligning the outline image with the biometric image.

Abstract: A method for determining biometric data for use in conducting authentication transactions is provided that includes capturing biometric data from a user during an authentication transaction and capturing conditions of the authentication transaction with a device. The captured biometric data corresponds to desired biometric data. The method also includes transmitting the captured biometric data and conditions to an authentication system that stores biometric data and conditions therein. Moreover, the method includes determining that stored biometric data corresponding to the desired biometric data, associated with conditions that best match the captured conditions, is to be used for authenticating the user.

Abstract: A method for increasing the security of private keys is provided that includes generating transaction data at a device operated by a user and processing the transaction data. Moreover, the method includes determining whether the user permits using a private key that is associated with the user and with a public-private key pair of the user. The private key is stored in a computer system different from the device. Furthermore, the method includes authenticating the user when the user permits using the private key, applying the private key to other data after successfully authenticating the user, and transmitting the other data to the device. The method also includes conducting a transaction with the transaction data.

Abstract: A method of authentication is provided that includes capturing palm biometric data from an individual, transmitting the biometric data to an authentication system, and generating an authentication biometric template from the captured biometric data with the authentication system. Moreover, the method includes conducting a plurality of verification matching transactions between the authentication biometric template and enrollment biometric templates stored in the authentication system, and between the authentication biometric template and imposter biometric templates stored in the authentication system. Furthermore, the method includes updating a genuine matching score distribution with at least one genuine matching score, updating an imposter matching score distribution with at least one imposter matching score, and calculating a maximum genuine matching score and a minimum imposter matching score.

Abstract: A method of capturing biometric data is provided that includes activating a security application in a device. The security application is activated by an operator of the device and is configured to cause the device to display an outline image. Moreover, the method includes displaying the outline image in a stationary position on a display of the device, positioning desired biometric data proximate the device such that the desired biometric data appears as a biometric image on the device display, and monitoring the outline and biometric images shown on the device display. Furthermore, the method includes positioning the device and the desired biometric data to better align the outline and biometric images when the outline and biometric images do not align and capturing the desired biometric data from an individual after approximately aligning the outline image with the biometric image.

Abstract: A method of host-directed illumination for verifying the validity of biometric data of a user is provided that includes capturing biometric data from a user with an authentication device during authentication and directing illumination of the biometric data from a host authentication system during the capturing operation. Moreover, the method includes comparing illumination characteristics of the captured biometric data against illumination characteristics expected to result from the directing operation, and determining that the user is a live user when the illumination characteristics of the captured biometric data match the illumination characteristics expected to result from the directing operation.

Abstract: A method of authentication is provided that includes capturing palm biometric data from an individual, transmitting the biometric data to an authentication system, and generating an authentication biometric template from the captured biometric data with the authentication system. Moreover, the method includes conducting a plurality of verification matching transactions between the authentication biometric template and enrollment biometric templates stored in the authentication system, and between the authentication biometric template and imposter biometric templates stored in the authentication system. Furthermore, the method includes updating a genuine matching score distribution with at least one genuine matching score, updating an imposter matching score distribution with at least one imposter matching score, and calculating a maximum genuine matching score and a minimum imposter matching score.

Abstract: A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled.

Abstract: A method of text-based authentication that accounts for positional variability of biometric features between captured biometric data samples includes capturing biometric data for a desired biometric type from an individual, and processing the captured biometric data to generate a biometric image and a biometric feature template. A selected conversion algorithm is executed by superimposing a positional relationship medium on the biometric image. The positional relationship medium includes a plurality of cells textually describable with words derivable from the positional relationship medium. The positions of biometric features are permitted to vary in overlapping border regions within the positional relationship medium. The method also includes identifying the position of at least one biometric feature within the overlapping border regions and generating a plurality of words for the at least one biometric feature.

Abstract: A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction, inputting information in a workstation, and determining whether the inputted information is known. Moreover, the method includes determining a state of a communications device when the inputted information is known, and transmitting a biometric authentication request from a server to a workstation when the state of the communications device is enrolled. Additionally, the method includes obtaining biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and conducting the transaction when the transmitted and stored one-time pass-phrases match.

Abstract: A method for determining biometric data for use in conducting authentication transactions is provided that includes capturing biometric data from a user during an authentication transaction and capturing conditions of the authentication transaction with a device. The captured biometric data corresponds to desired biometric data. The method also includes transmitting the captured biometric data and conditions to an authentication system that stores biometric data and conditions therein. Moreover, the method includes determining that stored biometric data corresponding to the desired biometric data, associated with conditions that best match the captured conditions, is to be used for authenticating the user.

Abstract: A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled.

Abstract: A method of host-directed illumination for verifying the validity of biometric data of a user is provided that includes capturing biometric data from a user with an authentication device during authentication and directing illumination of the biometric data from a host authentication system during the capturing operation. Moreover, the method includes comparing illumination characteristics of the captured biometric data against illumination characteristics expected to result from the directing operation, and determining that the user is a live user when the illumination characteristics of the captured biometric data match the illumination characteristics expected to result from the directing operation.

Abstract: A method of authentication is provided that includes capturing palm biometric data from an individual, transmitting the biometric data to an authentication system, and generating an authentication biometric template from the captured biometric data with the authentication system. Moreover, the method includes conducting a plurality of verification matching transactions between the authentication biometric template and enrollment biometric templates stored in the authentication system, and between the authentication biometric template and imposter biometric templates stored in the authentication system. Furthermore, the method includes updating a genuine matching score distribution with at least one genuine matching score, updating an imposter matching score distribution with at least one imposter matching score, and calculating a maximum genuine matching score and a minimum imposter matching score.

Abstract: A method of capturing biometric data is provided that includes activating a security application in a device. The security application is activated by an operator of the device and is configured to cause the device to display an outline image. Moreover, the method includes displaying the outline image in a stationary position on a display of the device, positioning desired biometric data proximate the device such that the desired biometric data appears as a biometric image on the device display, and monitoring the outline and biometric images shown on the device display. Furthermore, the method includes positioning the device and the desired biometric data to better align the outline and biometric images when the outline and biometric images do not align and capturing the desired biometric data from an individual after approximately aligning the outline image with the biometric image.