Patents by Inventor Michele Chraplewski

Michele Chraplewski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8621562
    Abstract: Disclosed are systems and methods of authenticating a user on a network, including, based on identity information received from the user, accessing at least one data source to retrieve data associated with the user, comparing the retrieved data against a listing of possible questions associated with the retrieved data to determine associations between the retrieved data and the listing of possible questions, based on a ranking of the listing of possible questions, formulating at least one question set using questions within the listing of possible questions for which retrieved data is available, where each of the at least one question set includes at least two different questions, causing at least some of the questions from the at least one question set to be presented to the user, and, based on responses to the questions from the user, determining whether the user is authenticated.
    Type: Grant
    Filed: November 18, 2010
    Date of Patent: December 31, 2013
    Assignee: Visa International Service Association
    Inventors: Richard Antell, Michael Arena, Michele Chraplewski, Robert D. Shapiro
  • Publication number: 20110067094
    Abstract: Disclosed are systems and methods of authenticating a user on a network, including, based on identity information received from the user, accessing at least one data source to retrieve data associated with the user, comparing the retrieved data against a listing of possible questions associated with the retrieved data to determine associations between the retrieved data and the listing of possible questions, based on a ranking of the listing of possible questions, formulating at least one question set using questions within the listing of possible questions for which retrieved data is available, where each of the at least one question set includes at least two different questions, causing at least some of the questions from the at least one question set to be presented to the user, and, based on responses to the questions from the user, determining whether the user is authenticated.
    Type: Application
    Filed: November 18, 2010
    Publication date: March 17, 2011
    Applicant: Lightbridge, Inc.
    Inventors: Richard H. Antell, Michael J. Arena, Michele Chraplewski, Robert D. Shapiro
  • Patent number: 7853984
    Abstract: Disclosed are systems and methods of authenticating a user on a network, including, based on identity information received from the user, accessing at least one data source to retrieve data associated with the user, comparing the retrieved data against a listing of possible questions associated with the retrieved data to determine associations between the retrieved data and the listing of possible questions, based on a ranking of the listing of possible questions, formulating at least one question set using questions within the listing of possible questions for which retrieved data is available, where each of the at least one question set includes at least two different questions, causing at least some of the questions from the at least one question set to be presented to the user, and, based on responses to the questions from the user, determining whether the user is authenticated.
    Type: Grant
    Filed: December 10, 2003
    Date of Patent: December 14, 2010
    Assignee: Authorize.Net LLC
    Inventors: Richard Antell, Michael Arena, Michele Chraplewski, Robert D. Shapiro
  • Publication number: 20040123162
    Abstract: Disclosed are systems and methods of authenticating a user on a network, including, based on identity information received from the user, accessing at least one data source to retrieve data associated with the user, comparing the retrieved data against a listing of possible questions associated with the retrieved data to determine associations between the retrieved data and the listing of possible questions, based on a ranking of the listing of possible questions, formulating at least one question set using questions within the listing of possible questions for which retrieved data is available, where each of the at least one question set includes at least two different questions, causing at least some of the questions from the at least one question set to be presented to the user, and, based on responses to the questions from the user, determining whether the user is authenticated.
    Type: Application
    Filed: December 10, 2003
    Publication date: June 24, 2004
    Applicant: Lightbridge, Inc.
    Inventors: Richard H. Antell, Michael J. Arena, Michele Chraplewski, Robert D. Shapiro