Abstract: The present disclosure is directed to a computerized system and method for exchanging information between a buyer, a seller and lender. The present system and method permit a seller to enroll buyers and easily focus sales efforts at buyers who might not yet be ready to purchase. The system and method seamlessly integrate lenders, permitting lenders to participate earlier in the buying process. Also, the system and method help educate and develop buyers, and provide for more personalized contacts with the lender and the seller even during the earlier stages of the buying process. In one aspect, a computerized method for exchanging information between a buyer, seller and lender is disclosed. The computerized method shares buyer-specific information between the seller and the lender. The computerized system also generates item-information for the buyer based on the buyer-specific information. The computerized system also monitors buyer activity related to the item information.