Patents by Inventor Miguel A. Navarro
Miguel A. Navarro has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11594219Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a server associated with a first device, a request to perform an operation; determine that the first device cannot perform the operation; send, via the communications module and to the server associated with the first device, a signal causing the first device to output a message indicating that the first device cannot perform the operation and requesting authentication from a second device; receive, via the communications module and from the second device, a signal including authentication information; and send, via the communications module and to the second device, a signal including a selectable option to perform the operation.Type: GrantFiled: February 5, 2021Date of Patent: February 28, 2023Assignee: The Toronto-Dominion BankInventors: Miguel Navarro, Levi Scott Sutter
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Publication number: 20220385762Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a first device, a signal including a request to schedule access to a shared resource within a time window; identify, based on a load projection for the shared resource, at least one time period within the time window for the access to the shared resource; send, via the communications module and to the first device, a signal including the at least one time period and requesting confirmation that a particular one of the at least one time period is acceptable; receive, via the communications module and from the first device, a signal including confirmation that the particular one of the at least one time period is acceptable; determine that a current time has reached the particular one of the at least one tiType: ApplicationFiled: August 12, 2022Publication date: December 1, 2022Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Levi SUTTER, Joseph S. SANSOTTA, Mohamed ABBAS, Lina Nancy SICILIANO, Joseppina STANKIEWICZ, Catherine HALLORAN, Robert SETLIGHT, Mathew J. MAIETTA
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Patent number: 11451669Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a first device, a signal including a request to schedule access to a shared resource within a time window; identify, based on a load projection for the shared resource, at least one time period within the time window for the access to the shared resource; send, via the communications module and to the first device, a signal including the at least one time period and requesting confirmation that a particular one of the at least one time period is acceptable; receive, via the communications module and from the first device, a signal including confirmation that the particular one of the at least one time period is acceptable; determine that a current time has reached the particular one of the at least one tiType: GrantFiled: February 26, 2021Date of Patent: September 20, 2022Assignee: The Toronto-Dominion BankInventors: Miguel Navarro, Levi Sutter, Joseph S. Sansotta, Mohamed Abbas, Lina Nancy Siciliano, Joseppina Stankiewicz, Catherine Halloran, Robert Setlight, Matthew J. Maietta
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Patent number: 11436809Abstract: A method for providing a treasure hunt in augmented reality includes presenting an indication of a starting point of a path through an environment that, when followed, allows a virtual gift card to be obtained. Then, as a mobile computer system travels through the environment from a location proximate the starting point, navigation indications to allow the path to be followed are presented. Presenting the navigation indications may include capturing images of portions of the environment, detecting locations corresponding to the path, modifying a captured image based on a detected location by compositing it with a navigation indication corresponding to a direction of the path; and displaying the modified captured image. That the mobile computer system has been moved to a location proximate an ending point of the path can be detected and may trigger an update to an account to associate the virtual gift card therewith.Type: GrantFiled: July 27, 2021Date of Patent: September 6, 2022Assignee: The Toronto-Dominion BankInventors: Buturab Rizvi, Mohammad Fahad Khan, John Ivan Bacic, Miguel Navarro, Alexandra Tsourkis
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Publication number: 20220279071Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a first device, a signal including a request to schedule access to a shared resource within a time window; identify, based on a load projection for the shared resource, at least one time period within the time window for the access to the shared resource; send, via the communications module and to the first device, a signal including the at least one time period and requesting confirmation that a particular one of the at least one time period is acceptable; receive, via the communications module and from the first device, a signal including confirmation that the particular one of the at least one time period is acceptable; determine that a current time has reached the particular one of the at least one tiType: ApplicationFiled: February 26, 2021Publication date: September 1, 2022Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Levi SUTTER, Joseph S. SANSOTTA, Mohamed ABBAS, Lina Nancy SICILIANO, Joseppina STANKIEWICZ, Catherine HALLORAN, Robert SETLIGHT, Matthew J. MAIETTA
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Publication number: 20220273484Abstract: An intraoral ferrule with arch for preventing snoring and apnea. The arch of which protrudes from the anterior inner part of the ferrule and with extensions to the posterior part that run parallel to the bite plane to a point at which they turn and are joined to a curved region, forming the end of the arch, which retains the tongue, thereby preventing the possible displacement thereof towards the posterior part of the user's buccal cavity.Type: ApplicationFiled: October 22, 2019Publication date: September 1, 2022Inventors: Miguel NAVARRO SEGURA, Federico Juan Carlos MANGADA MARTINEZ
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Publication number: 20220261140Abstract: Methods and devices are provided for receiving, displaying and adjusting user input through a wearable device. An indicated value and an annulus are displayed on a touch-sensitive display of the wearable device. The annulus has a base segment and a highlighted segment. The highlighted segment begins at an origin of the annulus and extends to a first position of the annulus. The size of the highlighted segment corresponds to the indicated value. A first value-adjusting input is received at the touch-sensitive display. The first value-adjusting input includes one or both of a drag operation and a tap operation. The indicated value and the size of the highlighted segment are adjusted in accordance with the first value-adjusting input, such that the proportion of the annulus represented by the highlighted segment corresponds to a proportion of a difference between a base amount and a maximum amount represented by the indicated value.Type: ApplicationFiled: February 18, 2021Publication date: August 18, 2022Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Mohamed ABBAS, Robert SETLIGHT, Nina Angela KADELSKI, Catherine HALLORAN, Joseppina STANKIEWICZ, Lina Nancy SICILIANO, Richard Bruce JOHNSON, Levi SUTTER, Mathew HAUSE
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Publication number: 20220254340Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a server associated with a first device, a request to perform an operation; determine that the first device cannot perform the operation; send, via the communications module and to the server associated with the first device, a signal causing the first device to output a message indicating that the first device cannot perform the operation and requesting authentication from a second device; receive, via the communications module and from the second device, a signal including authentication information; and send, via the communications module and to the second device, a signal including a selectable option to perform the operation.Type: ApplicationFiled: February 5, 2021Publication date: August 11, 2022Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Levi Scott SUTTER
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Publication number: 20220253905Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from one or more devices, a signal including biometric data of a user; analyze the biometric data to predict an emotional state of the user; determine that the predicted emotional state of the user satisfies predefined criteria; and responsive to determining that the predicted emotional state of the user satisfies the predefined criteria, send via the communications module to the one or more devices a signal including one or more incentives based on the predicted emotional state.Type: ApplicationFiled: February 5, 2021Publication date: August 11, 2022Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Mathew HAUSE
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Patent number: 11399173Abstract: A computer system comprises a processor; a wearable virtual-reality device coupled to the processor, the virtual-reality device including a display device and a head tracker; and a memory coupled to the processor storing instructions that, when executed by the computer system, cause the computer system to detect, based on movements tracked via the head tracker, that a gaze path through a virtual environment displayed on the display device corresponds to movement of a first target; when it is detected that the gaze path corresponds to movement of the first target, cause the first target to disappear from the virtual environment displayed on the display device, and detect that the gaze path through the virtual environment displayed on the display device corresponds to movement of a second target; and when it is detected that the gaze path corresponds to movement of the second target, perform an action.Type: GrantFiled: October 26, 2020Date of Patent: July 26, 2022Assignee: The Toronto-Dominion BankInventors: Levi Sutter, Miguel Navarro
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Publication number: 20220194509Abstract: A power supply for a bicycle component includes an energy storage unit positionable in an axle of the bicycle. The energy storage unit has a first electrical contact and a second electrical contact spaced apart from the first electrical contact. The power supply further includes a connector configured to electrically and mechanically connect the energy storage unit to the component of the bicycle, a first conductive path extending from the energy storage unit to the component of the bicycle via the first electrical contact and the connector, and, a second conductive path extending from the energy storage unit to the component of the bicycle via the second electrical contact and the connector.Type: ApplicationFiled: December 15, 2021Publication date: June 23, 2022Applicant: SRAM, LLCInventor: MIGUEL NAVARRO BAEZA
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Publication number: 20220108320Abstract: A simulator for providing teaching and training related to negotiable instruments is disclosed. The provided simulation includes a simulated negotiable instrument. The simulator captures an image of a portion of an environment including a piece of printed collateral. The simulator then displays an augmented reality version of the environment. Displaying the augmented reality version of the environment includes detecting the printed collateral in the image, replacing the printed collateral in the image of the portion of the environment with an image of the negotiable instrument to yield an image depicting the portion of the environment as including the negotiable instrument, and presenting, the image depicting the portion of the environment as including the negotiable instrument. The simulator provides an indication of an outcome of a simulated negotiation of the negotiable instrument. Related methods and computer-readable media are disclosed.Type: ApplicationFiled: December 16, 2021Publication date: April 7, 2022Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Sadia ZAIDI, Mohamed ABBAS
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Publication number: 20220101003Abstract: Systems and methods of augmenting objects associated with personal data. A system includes a communication module, a processor, and a memory. The memory stores instructions that, when executed, configure the processor to authenticate a client device based on a credential associated with an account record. The processor receives, from the client device, an indication of a document marker and obtains, from the account record, personal data associated with the document marker. The processor transmits, to the client device, display data based on the personal data. The display data configures the client device to display an augmented reality output based on the personal data and at least one further image of the document. The personal data may include dynamic data varying over time. The display data configuring the client device to display the augmented output may be based on current personal data obtained from the account record.Type: ApplicationFiled: December 9, 2021Publication date: March 31, 2022Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Levi SUTTER, Sadia ZAIDI, Mohamed ABBAS
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Patent number: 11244319Abstract: A simulator for providing teaching and training related to negotiable instruments is disclosed. The provided simulation includes a simulated negotiable instrument. The simulator captures an image of a portion of an environment including a piece of printed collateral. The simulator then displays an augmented reality version of the environment. Displaying the augmented reality version of the environment includes detecting the printed collateral in the image, replacing the printed collateral in the image of the portion of the environment with an image of the negotiable instrument to yield an image depicting the portion of the environment as including the negotiable instrument, and presenting, the image depicting the portion of the environment as including the negotiable instrument. The simulator provides an indication of an outcome of a simulated negotiation of the negotiable instrument. Related methods and computer-readable media are disclosed.Type: GrantFiled: May 31, 2019Date of Patent: February 8, 2022Assignee: The Toronto-Dominion BankInventors: Miguel Navarro, Sadia Zaidi, Mohamed Abbas
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Patent number: 11232304Abstract: Systems and methods of augmenting objects associated with personal data. A system includes a communication module, a processor, and a memory. The memory stores instructions that, when executed, configure the processor to authenticate a client device based on a credential associated with an account record. The processor receives, from the client device, an indication of a document marker and obtains, from the account record, personal data associated with the document marker. The processor transmits, to the client device, display data based on the personal data. The display data configures the client device to display an augmented reality output based on the personal data and at least one further image of the document. The personal data may include dynamic data varying over time. The display data configuring the client device to display the augmented output may be based on current personal data obtained from the account record.Type: GrantFiled: May 10, 2019Date of Patent: January 25, 2022Assignee: The Toronto-Dominion BankInventors: Miguel Navarro, Levi Sutter, Sadia Zaidi, Mohamed Abbas
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Publication number: 20210409947Abstract: A method for establishing a trusted session between a first computing device and a computer server includes obtaining identifying information for the first computing device and a second computing device. The identifying information includes identifying information corresponding to the networks to which each of the computing devices are directly connected. Based on the identifying information it may be determined that there is sufficient correspondence between the first and second computing devices. If so, an indication is sent to the second computing device requesting confirmation that the first computing device should be authenticated to the account. An indication confirming this may then be received and, responsive thereto, the first computing device is authenticated to the account. Related computer systems and computer-readable media are also disclosed.Type: ApplicationFiled: September 10, 2021Publication date: December 30, 2021Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Levi SUTTER, Lino CATANA, Jonathan GOODMAN, Mohamed ABBAS
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Patent number: 11210857Abstract: A method for providing a treasure hunt in augmented reality includes presenting an indication of a starting point of a path through an environment that, when followed, allows a virtual gift card to be obtained. Then, as a mobile computer system travels through the environment from a location proximate the starting point, navigation indications to allow the path to be followed are presented. Presenting the navigation indications may include capturing images of portions of the environment, detecting locations corresponding to the path, modifying a captured image based on a detected location by compositing it with a navigation indication corresponding to a direction of the path; and displaying the modified captured image. That the mobile computer system has been moved to a location proximate an ending point of the path can be detected and may trigger an update to an account to associate the virtual gift card therewith.Type: GrantFiled: September 26, 2019Date of Patent: December 28, 2021Assignee: THE TORONTO-DOMINION BANKInventors: Buturab Rizvi, Mohammad Fahad Khan, John Ivan Bacic, Miguel Navarro, Alexandra Tsourkis
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Publication number: 20210358226Abstract: A method for providing a treasure hunt in augmented reality includes presenting an indication of a starting point of a path through an environment that, when followed, allows a virtual gift card to be obtained. Then, as a mobile computer system travels through the environment from a location proximate the starting point, navigation indications to allow the path to be followed are presented. Presenting the navigation indications may include capturing images of portions of the environment, detecting locations corresponding to the path, modifying a captured image based on a detected location by compositing it with a navigation indication corresponding to a direction of the path; and displaying the modified captured image. That the mobile computer system has been moved to a location proximate an ending point of the path can be detected and may trigger an update to an account to associate the virtual gift card therewith.Type: ApplicationFiled: July 27, 2021Publication date: November 18, 2021Applicant: The Toronto-Dominion BankInventors: Buturab RIZVI, Fahad Ahmed KHAN, John Ivan BACIC, Miguel NAVARRO, Alexandra TSOURKIS
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Patent number: 11146954Abstract: A method for establishing a trusted session between a first computing device and a computer server includes obtaining identifying information for the first computing device and a second computing device. The identifying information includes identifying information corresponding to the networks to which each of the computing devices are directly connected. Based on the identifying information it may be determined that there is sufficient correspondence between the first and second computing devices. If so, an indication is sent to the second computing device requesting confirmation that the first computing device should be authenticated to the account. An indication confirming this may then be received and, responsive thereto, the first computing device is authenticated to the account. Related computer systems and computer-readable media are also disclosed.Type: GrantFiled: October 8, 2019Date of Patent: October 12, 2021Assignee: The Toronto-Dominion BankInventors: Miguel Navarro, Levi Sutter, Lino Catana, Jonathan Goodman, Mohamed Abbas
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Publication number: 20210295051Abstract: Computer systems and methods for accessing and presenting value characteristics of vehicles in augmented reality are disclosed. A method of accessing and presenting value characteristics in augmented reality includes capturing an image of a portion of an environment including at least a portion of a motor vehicle, and displaying an augmented reality version of the environment. Displaying the augmented reality version of the environment includes: identifying, based on the captured image, at least a make and model of the motor vehicle; obtaining, from one or more data stores based on the make and model, at least one value characteristic of the vehicle; and compositing a second image of a portion of the environment with an indication of the at least one value characteristic of the vehicle. Value characteristics of a vehicle may include insurance cost, finance cost, fuel cost and/or total cost of ownership.Type: ApplicationFiled: June 8, 2021Publication date: September 23, 2021Applicant: The Toronto-Dominion BankInventors: Miguel NAVARRO, Levi SUTTER, Mohamed ABBAS, Mathew HAUSE