Patents by Inventor Mike R. Ryan

Mike R. Ryan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8573481
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike R. Ryan, Kenneth Turocy, William D. Beskitt, Eric Toepke, David A. Peters, Songtao Ma, Damon J. Blackford, Joe Altier, Thomas A. VanKirk, Robert W. Barnett
  • Patent number: 8573480
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine further includes a sheet detector that is operative to detect at least one property usable to distinguish between the presence or absence of a sheet and/or determine a property of the sheet.
    Type: Grant
    Filed: December 5, 2011
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, David Vidmar, Michael Russell, Larry Harmon, Eric Klein, Jeffery M. Enright, Mike R. Ryan, Wayne Wellbaum
  • Patent number: 8544730
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 13, 2011
    Date of Patent: October 1, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 8517260
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The machine further includes a cash dispenser and a receipt printer. The machine can dispense cash to an authorized user based on read card data including an identifier of an authorized financial account. The machine can cause a dispensed amount of cash to be transferred from the financial account through communication with at least one remote computer. The machine can also dispense cash in exchange for a check received through a check acceptor. The check acceptor includes a check imager that can scan a check to generate a check image. The check acceptor can read magnetic check data on a check and check data from a check image.
    Type: Grant
    Filed: October 15, 2012
    Date of Patent: August 27, 2013
    Assignee: Diebold Incorporated
    Inventors: Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike R. Ryan, James R. Kay, Mark A. Ward, David A. Peters, Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews
  • Patent number: 8453924
    Abstract: An automated banking machine of a banking system operates responsive to data read from bearing records. The machine includes a card reader operative to read card data including financial account identifying data, and causes financial transfers responsive to the read card data. The machine also includes a sheet acceptor that separates each sheet from a received stack of sheets. Each sheet is aligned with a sheet path and analyzed by analysis devices which include at least one magnetic read head, an imager, and/or a validation device. Sheets determined not to be genuine are returned to the machine user. Sheets determined to be genuine are processed and stored in the machine. At least one surface area image sensor and at least one image data processor are used to determine sheet movement in the sheet path.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: June 4, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley, Glenda Griswold
  • Patent number: 8448849
    Abstract: An automatic banking machine operates responsive to data bearing records. The machine includes a card reader for reading user cards, and at least one of a note acceptor and a cash dispenser. The automated banking machine carries out financial transfers related to user accounts based on information read from cards. The automated banking machine provides a printed receipt for transactions conducted. The machine carries out transactions when operatively connected to a source of power and a transaction network. The machine also carries out functions to control the power status of devices in the machine.
    Type: Grant
    Filed: June 10, 2011
    Date of Patent: May 28, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Randall W. Jenkins, Vincent L. Owens, Gregory Fockler, Jerry Cox, Tom Ertle, Dave Krzic, Steven Shepley, Nick Billett, Victor A. Cogan, Willis Miller, Mike R. Ryan, Tim Crews, Natarajan Ramachandran
  • Patent number: 8387865
    Abstract: An automated banking machine operates to cause financial transfers responsive to data bearing records. The automated banking machine includes a card reader that is operative to read data from user cards corresponding to a financial account. The automated banking machine further includes a sheet accepting device that is operative to receive at least one of notes and checks. A note acceptor includes at least one validator that includes at least one ultrasonic detector. The at least one validator is operative to identify suspect counterfeit notes produced by assembling pieces of genuine notes by identifying seams or other fastening features in the notes where such pieces are joined. The note validator may further include image sensors and/or radiation transmission sensors which are further usable to identify the presence of seams or other fastening features that can distinguish valid and suspect counterfeit notes.
    Type: Grant
    Filed: June 9, 2010
    Date of Patent: March 5, 2013
    Assignee: Diebold, Incorporated
    Inventors: Michael Russell, Larry Harmon, Eric Klein, Kevin Newton, Jeffery M. Enright, Mike R. Ryan, Wayne D. Wellbaum, Songtao Ma
  • Patent number: 8336767
    Abstract: A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
    Type: Grant
    Filed: July 12, 2011
    Date of Patent: December 25, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: H. Thomas Graef, Damon J. Blackford, Mike R. Ryan, William D. Beskitt, Thomas A. VanKirk, Stephen Stone, David A. Peters
  • Publication number: 20120312870
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: August 4, 2012
    Publication date: December 13, 2012
    Applicant: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 8286867
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including read card data, and to cause a financial transfer from an account corresponding to read card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.
    Type: Grant
    Filed: December 22, 2011
    Date of Patent: October 16, 2012
    Assignee: Diebold, Incorporated
    Inventors: Martin J Brown, Todd Galloway, Robert W Barnett, Mike R. Ryan, James R Kay, Mark A Ward, David A Peters, Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews
  • Patent number: 8281986
    Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
    Type: Grant
    Filed: June 26, 2009
    Date of Patent: October 9, 2012
    Assignee: Diebold Self-Service Systems
    Inventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
  • Patent number: 8251281
    Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
    Type: Grant
    Filed: June 26, 2009
    Date of Patent: August 28, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
  • Patent number: 8240555
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a deposit accepting device and a terminal processor. The terminal processor is operative to cause the deposit accepting device to process sheets in carrying out transactions involving financial transfers. The terminal processor controls operation of the deposit accepting device in response to stored device operation instructions, which can be modified through communication with a remote computer.
    Type: Grant
    Filed: August 19, 2010
    Date of Patent: August 14, 2012
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley, Glenda Griswold
  • Patent number: 8225989
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine. At least one image sensor is used to determine sheet movement data in a sheet path within the machine.
    Type: Grant
    Filed: May 28, 2010
    Date of Patent: July 24, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley, Glenda Griswold
  • Publication number: 20120145782
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: December 13, 2011
    Publication date: June 14, 2012
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Publication number: 20120138677
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: December 13, 2011
    Publication date: June 7, 2012
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 8191768
    Abstract: An automated banking machine system includes an automated banking machine controlled responsive to data bearing records. The machine includes a card reader that is operative to read user identifying data from user cards. The system authorizes machine operation responsive to the user identifying data corresponding to an authorized user data. The machine includes a deposit accepting device. The system allows input operation data, which corresponds to inputs sensed by a plurality of sensors as a sheet is processed in the deposit accepting device, to be used to operate another deposit accepting device.
    Type: Grant
    Filed: January 20, 2011
    Date of Patent: June 5, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, David A. Peters
  • Patent number: 8083136
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.
    Type: Grant
    Filed: February 10, 2009
    Date of Patent: December 27, 2011
    Assignee: Diebold, Incorporated
    Inventors: Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike R. Ryan, James R. Kay, Mark A. Ward, David A. Peters, Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews
  • Patent number: 8083131
    Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
    Type: Grant
    Filed: November 12, 2008
    Date of Patent: December 27, 2011
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Damon J. Blackford, Mike R. Ryan, William D. Beskitt, Thomas A. VanKirk, Stephen Stone, David A. Peters
  • Patent number: 8052041
    Abstract: A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
    Type: Grant
    Filed: November 8, 2007
    Date of Patent: November 8, 2011
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike R. Ryan, David A. Peters, William D. Beskitt, Jasen J. Smolk