Abstract: Systems and methods are provided for use in permitting restricted network transactions. One exemplary method includes receiving a product identifier associated with a product, from a user at a communication device, where the product is offered for sale by a merchant associated with a restricted merchant category for a payment account associated with the user. The method also includes identifying the product based on the identifier, from a listing of products included in a data structure, and determining whether the product is permitted based on one or more permission rules associated with an account host for the payment account. The method then includes transmitting an approve notification to the user, at the communication device, when the product is permitted by the one or more permission rules.

Abstract: A request for a payment transaction is received. The request originates from a user. The request includes a token. The token represents a virtual card account. The virtual card account is associated with a merchant's master account. The payment transaction is for crediting the merchant's master account. The virtual card account is associated with a purpose for the payment transaction. The request is mapped to the purpose for the transaction. After the mapping, a message is transmitted to the merchant. The message indicates: (a) that the payment transaction has occurred; and (b) the purpose for the transaction.