Abstract: A planetary carrier where the second pinion gears are disposed so as to be at least partially located in the spaces between the adjacent bridge portions, an outer peripheral surface of each of the bridge portions is provided with a spline onto which a friction engagement plate constituting a friction engagement element is fitted, an inner peripheral surface of each of the bridge portions is provided with a pair of wall portions that extend in the axial direction along side edges on both sides of each of the bridge portions and protrude radially inward, and each of the bridge portions is provided with a plurality of oil holes through which an inside and an outside of each of the bridge portions communicate with each other.

Abstract: A planetary carrier where the second pinion gears are disposed so as to be at least partially located in the spaces between the adjacent bridge portions, an outer peripheral surface of each of the bridge portions is provided with a spline onto which a friction engagement plate constituting a friction engagement element is fitted, an inner peripheral surface of each of the bridge portions is provided with a pair of wall portions that extend in the axial direction along side edges on both sides of each of the bridge portions and protrude radially inward, and each of the bridge portions is provided with a plurality of oil holes through which an inside and an outside of each of the bridge portions communicate with each other.

Abstract: A power transmission device, including a transmission, a case member, a bearing, a counter drive gear that is coupled to an output member of the transmission, that is rotatably supported by the case member via the bearing, and that is formed by a helical gear, and a counter driven gear that meshes with the counter drive gear so that a resultant force of a radially inward force and a force in one direction in an axial direction is applied to the counter drive gear during forward traveling of a vehicle.

Abstract: This invention relates to an apparatus for managing personal accounts. The apparatus comprises a database (C), a database-updating section (D). The a database (C) stores at least personal IDs allocated to individuals, respectively, payment data associated with each personal ID, receipt data associated with each personal ID, and rank data associated with each personal ID. The database updating section (D) determines a rank for each personal ID, from the payment data and the receipt data, and records the rank as the rank data. The apparatus reliably determines the state of the financial transaction of each client, i.e., the receipt data and payment data about the transaction, correctly evaluates the contribution of the client, and provides special services to the client, by setting interests and charges that are as favorable as possible to the client.

Abstract: This invention relates to an apparatus for managing personal accounts. The apparatus comprises a database (C), a database-updating section (D). The a database (C) stores at least personal IDs allocated to individuals, respectively, payment data associated with each personal ID, receipt data associated with each personal ID, and rank data associated with each personal ID. The database-updating section (D) determines a rank for each personal ID, from the payment data and the receipt data, and records the rank as the rank data. The apparatus reliably determines the state of the financial transaction of each client, i.e., the receipt data and payment data about the transaction, correctly evaluates the contribution of the client, and provides special services to the client, by setting interests and charges that are as favorable as possible to the client.

Abstract: A transaction information consolidating apparatus is disclosed which consolidates cash flow information associated with as many as several hundred thousand transactions per day into data which can be dealt with by a risk management system. A transaction information consolidating apparatus (1) acquires transaction information from a transaction information storage apparatus (2). On the basis of the acquired transaction information, the transaction information consolidating apparatus (1) produces expanded records indicating amounts of movements of money. The transaction information consolidating apparatus (1) then groups the expanded records in accordance with a predetermined consolidation rule, produces a consolidated record from a plurality of expanded records of each group, and supplies consolidated data including a set of expanded records to a risk management system (3).

Abstract: Using a preset, temporary ID, a user accesses an on-line shop where he is not registered. When the user buys a commodity, the on-line shop sends order data to a money gate. In response to a request from the money gate, a mall-operating company where the user is registered sends the money gate information necessary for settlement such as a credit number. The money gate generates final order data by combining the order data and the information necessary for settlement. Settlement processing with a card company is performed by using the final order data.

Abstract: A transaction information consolidating apparatus is disclosed which consolidates cash flow information associated with as many as several hundred thousand transactions per day into data which can be dealt with by a risk management system. A transaction information consolidating apparatus (1) acquires transaction information from a transaction information storage apparatus (2). On the basis of the acquired transaction information, the transaction information consolidating apparatus (1) produces expanded records indicating amounts of movements of money. The transaction information consolidating apparatus (1) then groups the expanded records in accordance with a predetermined consolidation rule, produces a consolidated record from a plurality of expanded records of each group, and supplies consolidated data including a set of expanded records to a risk management system (3).

Abstract: This invention relates to an apparatus for managing personal accounts. The apparatus comprises a database (C), a database-updating section (D). The a database (C) stores at least personal IDs allocated to individuals, respectively, payment data associated with each personal ID, receipt data associated with each personal ID, and rank data associated with each personal ID. The database-updating section (D) determines a rank for each personal ID, from the payment data and the receipt data, and records the rank as the rank data. The apparatus reliably determines the state of the financial transaction of each client, i.e., the receipt data and payment data about the transaction, correctly evaluates the contribution of the client, and provides special services to the client, by setting interests and charges that are as favorable as possible to the client.

Abstract: Using a preset, temporary ID, a user accesses an on-line shop where he is not registered. When the user buys a commodity, the on-line shop sends order data to a money gate. In response to a request from the money gate, a mall-operating company where the user is registered sends the money gate information necessary for settlement such as a credit number. The money gate generates final order data by combining the order data and the information necessary for settlement. Settlement processing with a card company is performed by using the final order data.

Abstract: An electronic-money settlement method and information processing apparatus use a portable information device and a management center. when an amount of electronic money deposited in the portable information device is insufficient for a payment amount, information on a loan made to the user of the portable information device up to a predetermined limit is recorded by the portable information device and the management center.