Abstract: Systems and methods for using single or multi-chain deposit tokens are disclosed. According to an embodiment, a method for deposit tokenization may include: (1) receiving, by a deposit tokenization service for a token issuer and from an authorized party, an instruction for tokenizing an amount of non-tokenized funds in a deposit account; (2) verifying, by the deposit tokenization service, an identity of the authorized party using a verifiable credential; (3) screening, by the deposit tokenization service and using an information oracle, the deposit account and/or the verifiable credential; (4) debiting, by the deposit tokenization service, the deposit account for the amount and crediting the amount to an omnibus account; (5) tokenizing, by the deposit tokenization service, the amount of the non-tokenized funds on a blockchain network as deposit tokens; and (6) crediting, by the deposit tokenization service, a wallet address on the blockchain network with the deposit tokens.

Abstract: A method may include (1) receiving, at a client electronic device executing a visual programming language, a plurality of visual programming blocks, wherein each visual programming block is associated with a banking system, a baking transaction, or an account, and wherein the visual programming blocks are configured to graphically interface in a manner consistent with a banking action; (2) verifying, by the client electronic device, that an account associated with one of the visual programming blocks is active; and (3) deploying, by the client electronic device, a computer program comprising the plurality of visual programming blocks to a computing system in a production environment, wherein the computer system executes the computer program. The computer program is configured to listen for an event, identify a trigger condition in the event, and execute an action in response to the event.

Abstract: A distributed ledger system may include a first distributed ledger node associated with a first participant bank that maintains a first participant bank deposit account on a blockchain-based distributed ledger in a distributed ledger network; a second distributed ledger node associated with a second participant bank that maintains a second participant bank deposit account on the blockchain-based distributed ledger; and a third distributed ledger node associated with a liquidity provider that maintains a liquidity provider deposit account on the blockchain-based distributed ledger.