Patents by Inventor Mukund Shankar Simha
Mukund Shankar Simha has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230222463Abstract: Disclosed are various embodiments for transfers using credit accounts. A request to send a specified amount of funds from a specified credit account to a recipient is received from a first client device. A transaction identifier for the request to send the specified amount of funds to the recipient is requested from the computing device. A first notification is sent to a second client device, wherein the first notification comprises the transaction identifier and the second client device is associated with the recipient. A second notification is received from the second client device that the recipient has accepted the specified amount of funds. A funds transfer is then initiated to the monetary account for the specified amount of funds.Type: ApplicationFiled: March 8, 2023Publication date: July 13, 2023Inventors: Manish Deliwala, Patrick L. Dostal, Anil Dua, Adam Krochak, Mukund Shankar Simha Raghu
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Patent number: 10740810Abstract: The system may transmit a signal originating from a BLUETOOTH low energy (“BLE”) beacon at a merchant location. The signal may include a first identifier associated with the merchant location and a merchant device. A customer device may receive the signal within a predetermined distance of the BLE beacon. The system may receive a transmission sent by the customer device in response to the signal from the BLE beacon. The transmission may include a second identifier associated with the user. The system may identify the user associated with the customer device based on the second identifier. The user may be at the merchant location.Type: GrantFiled: January 18, 2019Date of Patent: August 11, 2020Assignee: American Express Travel Related Services Company, Inc.Inventors: Hans-Jurgen Greiner, Mallikarj U. Hiremath, Kevin H. Ringger, Mukund Shankar Simha
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Patent number: 10659560Abstract: In various embodiments, the systems, methods and computer-readable mediums (collectively “system”) discussed herein may be configured to enable a single mobile application to receive dynamically customized content. The criteria and/or preferences that influence the dynamically customized content may be defined by a user and/or may be automatically detected by a user device. The criteria and/or preferences may be associated with the mobile application and/or a mobile device operating the mobile application. The criteria and/or preferences may be provided as part of a request for content to a content distribution system.Type: GrantFiled: January 16, 2019Date of Patent: May 19, 2020Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Hans-Jurgen Greiner, Edward Louis Morabito, Jr., Mallikarj U. Hiremath, Mukund Shankar Simha Raghu, Owais Mohaideen, Sathyakumar Rajaraman, Subir Sud, Vasif Mehmood Pasha, Kevin H. Ringger
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Publication number: 20200126052Abstract: Disclosed are various embodiments for transfers using credit accounts. A request to send a specified amount of funds from a specified credit account to a recipient is received from a first client device. A transaction identifier for the request to send the specified amount of funds to the recipient is requested from the computing device. A first notification is sent to a second client device, wherein the first notification comprises the transaction identifier and the second client device is associated with the recipient. A second notification is received from the second client device that the recipient has accepted the specified amount of funds. A funds transfer is then initiated to the monetary account for the specified amount of funds.Type: ApplicationFiled: October 17, 2019Publication date: April 23, 2020Inventors: Manish Deliwala, Patrick L. Dostal, Anil Dua, Adam Krochak, Mukund Shankar Simha Raghu, Vignesh Veeraiyan
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Publication number: 20190164207Abstract: The system may transmit a signal originating from a BLUETOOTH low energy (“BLE”) beacon at a merchant location. The signal may include a first identifier associated with the merchant location and a merchant device. A customer device may receive the signal within a predetermined distance of the BLE beacon. The system may receive a transmission sent by the customer device in response to the signal from the BLE beacon. The transmission may include a second identifier associated with the user. The system may identify the user associated with the customer device based on the second identifier. The user may be at the merchant location.Type: ApplicationFiled: January 18, 2019Publication date: May 30, 2019Applicant: American Express Travel Related Services Company, Inc.Inventors: Hans-Jurgen Greiner, Mallikarj U. Hiremath, Kevin H. Ringger, Mukund Shankar Simha
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Publication number: 20190149631Abstract: In various embodiments, the systems, methods and computer-readable mediums (collectively “system”) discussed herein may be configured to enable a single mobile application to receive dynamically customized content. The criteria and/or preferences that influence the dynamically customized content may be defined by a user and/or may be automatically detected by a user device. The criteria and/or preferences may be associated with the mobile application and/or a mobile device operating the mobile application. The criteria and/or preferences may be provided as part of a request for content to a content distribution system.Type: ApplicationFiled: January 16, 2019Publication date: May 16, 2019Applicant: American Express Travel Related Services Company, Inc.Inventors: HANS-JURGEN GREINER, EDWARD LOUIS MORABITO, JR., MALLIKARJ U. HIREMATH, MUKUND SHANKAR SIMHA RAGHU, OWAIS MOHAIDEEN, SATHYAKUMAR RAJARAMAN, SUBIR SUD, VASIF MEHMOOD PASHA, KEVIN H. RINGGER
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Patent number: 10218812Abstract: In various embodiments, the systems, methods and computer-readable mediums (collectively “system”) discussed herein may be configured to enable a single mobile application to receive dynamically customized content. The criteria and/or preferences that influence the dynamically customized content may be defined by a user and/or may be automatically detected by a user device. The criteria and/or preferences may be associated with the mobile application and/or a mobile device operating the mobile application. The criteria and/or preferences may be provided as part of a request for content to a content distribution system.Type: GrantFiled: June 20, 2017Date of Patent: February 26, 2019Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Hans-Jurgen Greiner, Edward Louis Morabito, Jr., Mallikarj U. Hiremath, Mukund Shankar Simha Raghu, Owais Mohaideen, Sathyakumar Rajaraman, Subir Sud, Vasif Mehmood Pasha, Kevin H. Ringger
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Patent number: 10217151Abstract: The system may transmit a signal originating from a BLUETOOTH low energy (“BLE”) beacon at a merchant location. The signal may include a first identifier associated with the merchant location and a merchant device. A customer device may receive the signal within a predetermined distance of the BLE beacon. The system may receive a transmission sent by the customer device in response to the signal from the BLE beacon. The transmission may include a second identifier associated with the user. The system may identify the user associated with the customer device based on the second identifier. The user may be at the merchant location.Type: GrantFiled: July 23, 2014Date of Patent: February 26, 2019Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Hans-Jurgen Greiner, Mallikarj U. Hiremath, Kevin H. Ringger, Mukund Shankar Simha
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Publication number: 20170289303Abstract: In various embodiments, the systems, methods and computer-readable mediums (collectively “system”) discussed herein may be configured to enable a single mobile application to receive dynamically customized content. The criteria and/or preferences that influence the dynamically customized content may be defined by a user and/or may be automatically detected by a user device. The criteria and/or preferences may be associated with the mobile application and/or a mobile device operating the mobile application. The criteria and/or preferences may be provided as part of a request for content to a content distribution system.Type: ApplicationFiled: June 20, 2017Publication date: October 5, 2017Applicant: American Express Travel Related Services Company, Inc.Inventors: HANS-JURGEN GREINER, EDWARD LOUIS MORABITO, JR., MALLIKARJ U. HIREMATH, MUKUND SHANKAR SIMHA RAGHU, OWAIS MOHAIDEEN, SATHYAKUMAR RAJARAMAN, SUBIR SUD, VASIF MEHMOOD PASHA, KEVIN H. RINGGER
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Patent number: 9712639Abstract: In various embodiments, the systems, methods and computer-readable mediums (collectively “system”) discussed herein may be configured to enable a single mobile application to receive dynamically customized content. The criteria and/or preferences that influence the dynamically customized content may be defined by a user and/or may be automatically detected by a user device. The criteria and/or preferences may be associated with the mobile application and/or a mobile device operating the mobile application. The criteria and/or preferences may be provided as part of a request for content to a content distribution system.Type: GrantFiled: August 1, 2014Date of Patent: July 18, 2017Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Hans-Jurgen Greiner, Mallikarj U Hiremath, Owais Mohaideen, Edward Louis Morabito, Vasif Mehmood Pasha, Kevin H. Ringger, Sathyakumar Rajaraman, Mukund Shankar Simha Raghu, Subir Sud
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Publication number: 20160036895Abstract: In various embodiments, the systems, methods and computer-readable mediums (collectively “system”) discussed herein may be configured to enable a single mobile application to receive dynamically customized content. The criteria and/or preferences that influence the dynamically customized content may be defined by a user and/or may be automatically detected by a user device. The criteria and/or preferences may be associated with the mobile application and/or a mobile device operating the mobile application. The criteria and/or preferences may be provided as part of a request for content to a content distribution system.Type: ApplicationFiled: August 1, 2014Publication date: February 4, 2016Applicant: American Express Travel Related Services Company, Inc.Inventors: Hans-Jurgen Greiner, Mallikarj U. Hiremath, Owais Mohaideen, Edward Louis Morabito, JR., Vasif Mehmood Pasha, JR., Kevin H. Ringger, Sathyakumar Rajaraman, Mukund Shankar Simha, Subir Sud