Patents by Inventor Murali Sampath

Murali Sampath has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11310230
    Abstract: Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.
    Type: Grant
    Filed: January 27, 2020
    Date of Patent: April 19, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Jeantou Alphonse DeGrammont, Michael Lee Funk, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Publication number: 20200162457
    Abstract: Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.
    Type: Application
    Filed: January 27, 2020
    Publication date: May 21, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Jeantou Alphonse DeGrammont, Michael Lee Funk, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Patent number: 10574650
    Abstract: Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.
    Type: Grant
    Filed: May 17, 2017
    Date of Patent: February 25, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Jeantou Alphonse DeGrammont, Michael Lee Funk, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Patent number: 10387632
    Abstract: Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.
    Type: Grant
    Filed: May 17, 2017
    Date of Patent: August 20, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Jeantou Alphonse DeGrammont, Michael Lee Funk, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Patent number: 10373111
    Abstract: A system includes a vision system, a database, a chip reader, and a computer system. The computer system accesses an image of a two-dimensional barcode captured by the vision system and determines barcode information for a group of cards. The barcode information comprises a chip expiration date that applies to the cards in the group of cards. The computer system accesses particular chip information read by the chip reader for a particular card of the group of cards and verifies that the particular chip information matches the barcode information. The computer system updates the database to include the chip expiration date for the group of cards. The computer system analyzes a plurality of chip expiration dates stored in the database and determines, based on the analysis, an order in which to pull groups of cards from inventory in order to issue cards to users.
    Type: Grant
    Filed: January 31, 2017
    Date of Patent: August 6, 2019
    Assignee: Bank of America Corporation
    Inventors: Eric Justin Bartolucci, Wynton S. Taylor, Murali Sampath, Kirubel Getachew
  • Publication number: 20180336327
    Abstract: Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.
    Type: Application
    Filed: May 17, 2017
    Publication date: November 22, 2018
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Jeantou Alphonse DeGrammont, Michael Lee Funk, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Publication number: 20180337917
    Abstract: Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.
    Type: Application
    Filed: May 17, 2017
    Publication date: November 22, 2018
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Jeantou Alphonse DeGrammont, Michael Lee Funk, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Publication number: 20180337925
    Abstract: Embodiments of the present invention provide a system for authorizing one or more actions using a random token. The system is typically configured for identifying initiation of a first action by a user via a user application located on a mobile device of the user, recording a time stamp and one or more parameters associated with the mobile device, generating a first random token and associating the generated first random token with the first action, transferring the first random token and associating the generated first random token with a virtual credential, receiving a request from an entity system to authorize the use of the first random token for completing the first action, and authorizing the use of the first random token with the virtual credential for completing the first action.
    Type: Application
    Filed: May 17, 2017
    Publication date: November 22, 2018
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Jeantou Alphonse DeGrammont, Michael Lee Funk, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Publication number: 20180336326
    Abstract: Systems, computer products, and methods are described herein for electronic authentication with bot detection and denial. In this way, the system utilizes user device information to discern an authorization or authentication is being requested by a human as part of either an authentication process or authorization process. As such, the system identifies that the user is a human and not a bot or other device attempting to gain authorization. In some embodiments, the system links to a user device and in one or more embodiments reviews live video in the form of a real-time video stream, requires human movement of a user device, identifies device irregularities, and/or device networking interactions to prove the request for authorization is a human request.
    Type: Application
    Filed: May 17, 2017
    Publication date: November 22, 2018
    Inventors: Matthew Joseph Wallace, Kerry Michelle Cantley, Greg M. Correro, Michael Lee Funk, Jeantou Alphonse DeGrammont, Glenn Edward Hupfer, Murali Sampath, Donna Lynne Shannon
  • Publication number: 20180218313
    Abstract: A system includes a vision system, a database, a chip reader, and a computer system. The computer system accesses an image of a two-dimensional barcode captured by the vision system and determines barcode information for a group of cards. The barcode information comprises a chip expiration date that applies to the cards in the group of cards. The computer system accesses particular chip information read by the chip reader for a particular card of the group of cards and verifies that the particular chip information matches the barcode information. The computer system updates the database to include the chip expiration date for the group of cards. The computer system analyzes a plurality of chip expiration dates stored in the database and determines, based on the analysis, an order in which to pull groups of cards from inventory in order to issue cards to users.
    Type: Application
    Filed: January 31, 2017
    Publication date: August 2, 2018
    Inventors: Eric Justin Bartolucci, Wynton S. Taylor, Murali Sampath, Kirubel Getachew
  • Publication number: 20170345234
    Abstract: An apparatus that includes a vision system configured to capture images of two-dimensional barcodes. The apparatus further includes a processor operably coupled to the vision system and a network interface. The processor is configured to process a captured image of a two-dimensional barcode on a card to obtain card processing information, to obtain user information for a user associated with the card, and to combine the card processing information with the user information to generate a resolution request message. The network interface is configured to send the resolution request message to an institution associated with the card.
    Type: Application
    Filed: May 25, 2016
    Publication date: November 30, 2017
    Inventors: Kirubel Getachew, Greg Correro, Andrew B. Glassman, Murali Sampath, Anish Abraham, Andy Anderson, Glenn Hupfer
  • Patent number: 9830756
    Abstract: An apparatus that includes a vision system configured to capture images of two-dimensional barcodes. The apparatus further includes a processor operably coupled to the vision system and a network interface. The processor is configured to process a captured image of a two-dimensional barcode on a card to obtain card processing information, to obtain user information for a user associated with the card, and to combine the card processing information with the user information to generate a resolution request message. The network interface is configured to send the resolution request message to an institution associated with the card.
    Type: Grant
    Filed: May 25, 2016
    Date of Patent: November 28, 2017
    Assignee: Bank of America Corporation
    Inventors: Kirubel Getachew, Greg Correro, Andrew B. Glassman, Murali Sampath, Anish Abraham, Andy Anderson, Glenn Hupfer
  • Patent number: 9760646
    Abstract: A card generating system that includes a card information database and a card processing system. The card processing system comprises an interface, a vision system, a processor, and card processing hardware. The interface is configured to receive card requests. The vision system is configured to process two-dimensional barcodes to obtain card feature data. The processor is operably coupled to the interface, the vision system, and card processing hardware. The processor is configured to select a card comprising a two-dimensional barcode based on the card request and to obtain a card data file corresponding with the card request. The processor is further configured to compare card feature data to the card data file and to determine whether the card feature data corresponds with the card data file. The card processing hardware is configured to process the card in response a determining the card feature data corresponds with the card data file.
    Type: Grant
    Filed: May 25, 2016
    Date of Patent: September 12, 2017
    Assignee: Bank of America Corporation
    Inventors: Kirubel Getachew, Murali Sampath, Greg Correro, Andrew B. Glassman, Anish Abraham, Andy Anderson, Glenn Hupfer
  • Patent number: 9681471
    Abstract: A device/object is paired to one or more communication devices for the purpose of activating and/or deactivating the device/object. Such activation of the device/object requires that the paired devices be in concurrent possession of the user (i.e., within a specified range of the user) and that, while in concurrent possession of the user, communicate information from the device/object to the communication device. Thus, the invention provides for additional security, in that two or more devices must in the possession of the user (or within the specified range of the user), and communicating with one another, in order for one of the paired devices to be in activated state.
    Type: Grant
    Filed: August 31, 2016
    Date of Patent: June 13, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Greg M. Correro, Andrew Benjamin Glassman, Anish Z. Abraham, Andy Lee Anderson, Glenn Edward Hupfer, Murali Sampath, Kirubel Getachew
  • Patent number: 8155516
    Abstract: In a fiber-optic communications system, a backup or redundant optical link is provided at the central office in parallel with the primary one in use. Parameters associated with the backup link, including its signal delay, its attenuation, etc. are stored at the time of installation. Upon failure of the primary link, switchover can be automatic, and the stored parameters are used to make adjustments necessary for the differences between the primary link and the backup link. In addition, having information on the differences between the two links, the central office is able to send control information downstream which is used at the remote site to control changes that must be made for upstream signals. For example, customer equipment can be signaled to adjust its timing for the next time slot or interface amplifiers can be adjusted to account for the change in attenuation.
    Type: Grant
    Filed: May 5, 2009
    Date of Patent: April 10, 2012
    Assignee: Alphion Corporation
    Inventors: Edward Sokolowski, Bharat Dave, Paul Grabbe, Murali Sampath
  • Patent number: 7873035
    Abstract: A method and computer-readable medium for obtaining information associated with a VoIP communication session includes tapping the computer network passively to obtain signaling and media information in a first format, separating the signaling and media information, determining transport information from at least one of the signaling and media information, transcoding the media information to a second format, and storing the transcoded media information in the second format. The media information includes data, voice, audio, and/or video information.
    Type: Grant
    Filed: May 15, 2009
    Date of Patent: January 18, 2011
    Assignee: AudioCodes, Inc.
    Inventors: Stephen Kouretas, Abhay Dutt, Pin Lo Chen, Donald Howell, Murali Sampath, Aziz Mzili, Dongping Lan, Lujia Zeng
  • Publication number: 20100284688
    Abstract: In a fiber-optic communications system, a backup or redundant optical link is provided at the central office in parallel with the primary one in use. Parameters associated with the backup link, including its signal delay, its attenuation, etc. are stored at the time of installation. Upon failure of the primary link, switchover can be automatic, and the stored parameters are used to make adjustments necessary for the differences between the primary link and the backup link. In addition, having information on the differences between the two links, the central office is able to send control information downstream which is used at the remote site to control changes that must be made for upstream signals. For example, customer equipment can be signaled to adjust its timing for the next time slot or interface amplifiers can be adjusted to account for the change in attenuation.
    Type: Application
    Filed: May 5, 2009
    Publication date: November 11, 2010
    Inventors: Edward Sokolowski, Bharat Dave, Paul Grabbe, Murali Sampath
  • Publication number: 20090303897
    Abstract: A method and computer-readable medium for obtaining information associated with a VoIP communication session includes tapping the computer network passively to obtain signaling and media information in a first format, separating the signaling and media information, determining transport information from at least one of the signaling and media information, transcoding the media information to a second format, and storing the transcoded media information in the second format. The media information includes data, voice, audio, and/or video information.
    Type: Application
    Filed: May 15, 2009
    Publication date: December 10, 2009
    Applicant: AUDIOCODES, INC.
    Inventors: Stephen KOURETAS, Abhay DUTT, Pin Lo CHEN, Donald HOWELL, Murali SAMPATH, Aziz MZILI, Dongping LAN, Lujia ZENG
  • Patent number: 7548539
    Abstract: A method of obtaining information associated with a Voice over Internet Protocol (VoIP) communication session includes tapping the computer network passively to obtain signaling information and media information in a first format, separating the signaling information from the media information, transcoding the media information to a second format, and storing the transcoded media information in the second format. The media information includes data, voice, audio, and/or video information. A system adapted to obtain information associated with a VoIP communication session on a computer network includes a tapping device to passively tap the computer network to obtain signaling information and media information in a first format, a processing device adapted to transcode the media information from the first format to a second format and separate the signaling information from the media information, and a storage device adapted to store the transcoded media information in the second format.
    Type: Grant
    Filed: December 19, 2005
    Date of Patent: June 16, 2009
    Assignee: AudioCodes, Inc.
    Inventors: Stephen Kouretas, Abhay Dutt, Pin Lo Chen, Donald Howell, Murali Sampath, Aziz Mzili, Dongping Lan, Lujia Zeng
  • Patent number: D813302
    Type: Grant
    Filed: June 8, 2016
    Date of Patent: March 20, 2018
    Assignee: Bank of America Corporation
    Inventors: Kirubel Getachew, Greg Correro, Andrew B. Glassman, Murali Sampath, Anish Abraham, Andy Anderson, Glenn Hupfer