Patents by Inventor Muthukumar Murugesan

Muthukumar Murugesan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR FACILITATING CARD VERIFICATION OVER A NETWORK
    Publication number: 20230021963
    Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.
    Type: Application
    Filed: May 30, 2022
    Publication date: January 26, 2023
    Inventors: Nitesh Singhal, Parijat Sinha, Nitin Agarwal, Muthukumar Murugesan
  • Systems and methods for facilitating card verification over a network
    Patent number: 11348150
    Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.
    Type: Grant
    Filed: October 15, 2019
    Date of Patent: May 31, 2022
    Assignee: PayPal, Inc.
    Inventors: Nitesh Singhal, Parijat Sinha, Nitin Agarwal, Muthukumar Murugesan
  • SYSTEMS AND METHODS FOR FACILITATING CARD VERIFICATION OVER A NETWORK
    Publication number: 20200104846
    Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.
    Type: Application
    Filed: October 15, 2019
    Publication date: April 2, 2020
    Inventors: Nitesh Singhal, Parijat Sinha, Nitin Agarwal, Muthukumar Murugesan
  • SYSTEMS AND METHODS FOR FACILITATING CARD VERIFICATION OVER A NETWORK
    Publication number: 20170109750
    Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.
    Type: Application
    Filed: December 28, 2016
    Publication date: April 20, 2017
    Inventors: Nitesh Singhal, Parijat Sinha, Nitin Agarwal, Muthukumar Murugesan
  • SYSTEMS AND METHODS FOR FACITIATING CARD VERIFICATION OVER A NETWORK
    Publication number: 20110313898
    Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.
    Type: Application
    Filed: June 21, 2010
    Publication date: December 22, 2011
    Applicant: eBay Inc.
    Inventors: Nitesh Singhal, Parijat Sinha, Nitin Agarwal, Muthukumar Murugesan