Patents by Inventor Nasim SARIR
Nasim SARIR has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11935528Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.Type: GrantFiled: March 2, 2021Date of Patent: March 19, 2024Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20230273963Abstract: A processor-implemented method is disclosed.Type: ApplicationFiled: May 2, 2023Publication date: August 31, 2023Applicant: The Toronto-Dominion BankInventors: Nasim SARIR, Mei HU, Yanfang ZHANG
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Patent number: 11687601Abstract: A method for providing a dynamic user interface for navigating user account data is disclosed. The method includes: performing a first data transfer from a user account; updating an interaction model for the user account based on the first data transfer; receiving, from a client device associated with the user account, a query having at least one query term; determining, based on the interaction model and the at least one query term, that the query maps to a user intent associated with the first data transfer; and in response to determining that the query maps to a user intent associated with the first data transfer, providing, to the client device, a search result based on the first data transfer.Type: GrantFiled: October 4, 2019Date of Patent: June 27, 2023Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Mei Hu, Yanfang Zhang
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Patent number: 11645039Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: September 12, 2022Date of Patent: May 9, 2023Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20230065483Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: September 12, 2022Publication date: March 2, 2023Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Patent number: 11481189Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: July 30, 2021Date of Patent: October 25, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20220309572Abstract: There is a provided an apparatus and method to securely communicate an order by efficiently invoking a program application on a computing device. The computing device may operate to receive and present a push notification, even while in a locked state, where the push notification requests input to initiate a performance of a task that is associated with an application defined by instructions stored on the computing device. The computing device receives input and initiates the performance of the task without fully loading the application into an operating memory. The input may initiate a communication of a message to a remote processing system to execute the order.Type: ApplicationFiled: April 12, 2022Publication date: September 29, 2022Inventors: NASIM SARIR, PETER HORVATH, MARYAM KARBASI
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Patent number: 11443066Abstract: This application provides for determining a suggested action initiation time for an interaction with an interacting party. Some aspects comprise: determining an interaction settlement due date; querying an interaction database storing historical interaction records to determine if there is one or more of the historical interaction records related by one or more factors to the interacting party; retrieving, from the interaction database (where there is one or more historical interaction record(s) related to the interacting party), historical interaction data; determining from the retrieved historical interaction data a predicted processing time for the interaction; and determining, based on the interaction settlement due date and the predicted processing time, the suggested action initiation time.Type: GrantFiled: September 29, 2017Date of Patent: September 13, 2022Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, John William Thomas, Simona Heath, Diane Lee, Richard Thomas, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11328351Abstract: There is a provided an apparatus and method to securely communicate an order by efficiently invoking a program application on a computing device. The computing device may operate to receive and present a push notification, even while in a locked state, where the push notification requests input to initiate a performance of a task that is associated with an application defined by instructions stored on the computing device. The computing device receives input and initiates the performance of the task without fully loading the application into an operating memory. The input may initiate a communication of a message to a remote processing system to execute the order.Type: GrantFiled: September 27, 2018Date of Patent: May 10, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Peter Horvath, Maryam Karbasi
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Patent number: 11221824Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: June 10, 2020Date of Patent: January 11, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Patent number: 11221825Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: GrantFiled: January 22, 2021Date of Patent: January 11, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20210357181Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. An interaction may be determined to be sensitive or non-intuitive based on a logic rule or based on tracking interactions in the user session. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: July 30, 2021Publication date: November 18, 2021Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Publication number: 20210304162Abstract: A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.Type: ApplicationFiled: June 10, 2021Publication date: September 30, 2021Applicant: The Toronto-Dominion BankInventors: Nasim SARIR, Steven GERVAIS, Christopher Mark JONES, Jonathan Joseph PRENDERGAST, John William THOMAS, Michael Thomas DELAVEAGA
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Patent number: 11062389Abstract: A method may include: sending a first signal representing a message identifying an entity from a server computer system to a resource usage tracking server; in response to the message, receiving, from the resource usage tracking server, a second signal representing historical resource usage data for the entity; identifying a first data transfer recipient associated with the historical resource usage data for the entity by using a database of supported data transfer recipients; sending a third signal, the third signal causing a client device associated with the entity to display a selectable option for data transfer to the identified first data transfer recipient; receiving a fourth signal, the fourth signal indicating selection of the selectable option for data transfer to the identified first data transfer recipient; and in response to receiving the fourth signal, configuring an account associated with the entity based on the first data transfer recipient.Type: GrantFiled: March 29, 2019Date of Patent: July 13, 2021Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Christopher Mark Jones, Jonathan Joseph Prendergast, John William Thomas, Michael Thomas DeLaveaga
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Publication number: 20210183390Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.Type: ApplicationFiled: March 2, 2021Publication date: June 17, 2021Applicant: The Toronto-Dominion BankInventors: Nasim Sarir, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John ALEXANDER, Arun Victor JAGGA
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Patent number: 11023200Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating for the audible alert, an audible interface device for delivery of the audible alert based on a location of a personal electronic device of the user is selected. It is determined whether a personal electronic device of another user is within a threshold distance of the selected audible interface device. In response to determining that the personal electronic device of another user is within the threshold distance of the selected audible interface device, an audible identifier associated with the user is determined. Alert instructions for the audible interface device are generated and sent to the audible interface device over a wireless network via a communication module.Type: GrantFiled: September 27, 2018Date of Patent: June 1, 2021Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20210149628Abstract: Methods and systems for transferring a user session between at least two electronic devices are described. The user session is conducted as an audible session via an audible interface provided by a primarily audible first electronic device. Input data is received from the audible interface, wherein the input data causes the audible interface to progress through audible interface states. A current audible interface state is mapped to a visual interface state defined for a visual interface. The mapped visual interface state is pushed to a second electronic device having a visual output device for displaying the visual interface, to enable the user session to be continued as a visual session on the second electronic device.Type: ApplicationFiled: January 22, 2021Publication date: May 20, 2021Inventors: Nasim SARIR, Steven GERVAIS, Peter HORVATH, Ekas Kaur RAI, Peter John Alexander, Arun Victor JAGGA
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Patent number: 10978063Abstract: Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.Type: GrantFiled: September 27, 2018Date of Patent: April 13, 2021Assignee: The Toronto-Dominion BankInventors: Nasim Sarir, Steven Gervais, Peter Horvath, Ekas Kaur Rai, Peter John Alexander, Arun Victor Jagga
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Publication number: 20210103621Abstract: A method for providing a dynamic user interface for navigating user account data is disclosed. The method includes: performing a first data transfer from a user account; updating an interaction model for the user account based on the first data transfer; receiving, from a client device associated with the user account, a query having at least one query term; determining, based on the interaction model and the at least one query term, that the query maps to a user intent associated with the first data transfer; and in response to determining that the query maps to a user intent associated with the first data transfer, providing, to the client device, a search result based on the first data transfer.Type: ApplicationFiled: October 4, 2019Publication date: April 8, 2021Applicant: The Toronto-Dominion BankInventors: Nasim SARIR, Mei HU, Yanfang ZHANG
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Publication number: 20210082040Abstract: A method of processing a value transfer by a computer system may include obtaining an amount of a value transfer to be made using a primary transfer source. Responsive to determining that an available transfer quantity associated with the primary transfer source for effectuating the value transfer is less than the amount of the value transfer, a selectable option to use an existing secondary transfer source for effectuating at least a portion of the instructed value transfer is provided. Responsive to receiving, based on the selectable option to use the existing secondary transfer source for effectuating at least the at least a portion of the instructed value transfer, a transfer of value using the existing secondary transfer source for effectuating the at least a portion of the instructed value transfer is initiated. Related computer systems and methods are also disclosed.Type: ApplicationFiled: September 16, 2019Publication date: March 18, 2021Applicant: The Toronto-Dominion BankInventors: Christopher Mark JONES, Nasim SARIR, Marc CHALIFOUX, Sara KNECHTEL, Mohammad Fahad KHAN