Patents by Inventor Nathan Bray

Nathan Bray has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240161139
    Abstract: A method of using native events to control incentives includes creating, by a processing circuit, a master account and a subordinate account linked to the master account; receiving, by the processing circuit and from the master account, a first task and an associated incentive for the first task; detecting, by the processing circuit, a native event regarding the first task by receiving geolocation data of a user device associated with the subordinate account; determining, by the processing circuit, a completion of the first task by comparing the geolocation data to a location associated with the first task to detect the native event; and implementing, by the processing circuit, an action corresponding to the associated incentive based on detecting the completion of the first task.
    Type: Application
    Filed: January 23, 2024
    Publication date: May 16, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Sameer Aery, Nathan Bray, Frank Fehrenbach, Sreenivas Kodali, Ashish B. Kurani
  • Publication number: 20240135440
    Abstract: An example electronic computing device can include: a processor; and a system memory, the system memory including instructions which, when executed by the processor, cause the electronic computing device to: receive historical rental information for a rental property offered for rent by a rental service; analyze the historical rental information to generate a mortgage offer for a mortgage on the rental property; and upon acceptance of the mortgage offer, accept payment from the rental service to repay the mortgage on the rental property.
    Type: Application
    Filed: July 19, 2021
    Publication date: April 25, 2024
    Inventors: Frank Fehrenbach, Nathan Bray
  • Patent number: 11922445
    Abstract: A method, apparatus, and system of using native and non-native events to control incentives in a computing environment is provided. A method includes: creating, by a processing circuit, a master account; creating, by the processing circuit, a subordinate account linked to the master account; receiving, by the processing circuit and from the master account, a first task and an associated incentive for the first task; detecting, by the processing circuit, a native or non-native event regarding the first task; and, implementing, by the processing circuit, an action corresponding to the associated incentive based on detecting the native or non-event regarding the first task. Detecting the native event includes receiving a message directly from a device linked to the processing circuit. Detecting a non-native event includes receiving an indication from a user device associated with the subordinate account.
    Type: Grant
    Filed: November 17, 2021
    Date of Patent: March 5, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Sameer Aery, Nathan Bray, Frank Fehrenbach, Sreenivas Vas Kodali, Ashish B. Kurani