Patents by Inventor Nathan Tofte

Nathan Tofte has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240095849
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Application
    Filed: November 30, 2023
    Publication date: March 21, 2024
    Inventors: Nathan Tofte, Cole Nave
  • Patent number: 11875414
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Grant
    Filed: August 3, 2022
    Date of Patent: January 16, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Nathan Tofte, Cole Nave
  • Patent number: 11869094
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Grant
    Filed: June 1, 2022
    Date of Patent: January 9, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Nathan Tofte, Cole Nave
  • Patent number: 11861727
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Grant
    Filed: August 3, 2022
    Date of Patent: January 2, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Nathan Tofte, Cole Nave
  • Publication number: 20230260388
    Abstract: A system for notifying emergency services of a vehicular crash may (i) receive sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generate a scenario model of the vehicular crash based upon the received sensor data; (iii) store the scenario model; and/or (iv) transmit a message to one or more emergency services based upon the scenario model. As a result, the speed and accuracy of deploying emergency services to the vehicular crash location is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.
    Type: Application
    Filed: April 28, 2023
    Publication date: August 17, 2023
    Inventors: Cole Nave, Nathan Tofte
  • Patent number: 11682290
    Abstract: A system for notifying emergency services of a vehicular crash may (i) receive sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generate a scenario model of the vehicular crash based upon the received sensor data; (iii) store the scenario model; and/or (iv) transmit a message to one or more emergency services based upon the scenario model. As a result, the speed and accuracy of deploying emergency services to the vehicular crash location is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.
    Type: Grant
    Filed: May 6, 2021
    Date of Patent: June 20, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Cole Nave, Nathan Tofte
  • Publication number: 20230154308
    Abstract: A system for notifying emergency services of a vehicular crash may (i) receive sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generate a scenario model of the vehicular crash based upon the received sensor data; (iii) store the scenario model; and/or (iv) transmit a message to one or more emergency services based upon the scenario model. As a result, the speed and accuracy of deploying emergency services to the vehicular crash location is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.
    Type: Application
    Filed: January 19, 2023
    Publication date: May 18, 2023
    Inventors: Cole Nave, Nathan Tofte
  • Publication number: 20220374999
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Application
    Filed: August 3, 2022
    Publication date: November 24, 2022
    Inventors: Nathan Tofte, Cole Nave
  • Publication number: 20220375000
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Application
    Filed: August 3, 2022
    Publication date: November 24, 2022
    Inventors: Nathan Tofte, Cole Nave
  • Patent number: 11508011
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Grant
    Filed: March 30, 2020
    Date of Patent: November 22, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Nathan Tofte, Cole Nave
  • Publication number: 20220292612
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Application
    Filed: June 1, 2022
    Publication date: September 15, 2022
    Inventors: Nathan Tofte, Cole Nave
  • Publication number: 20210354691
    Abstract: A system for detecting a vehicular collision (i) receives internal data from at least one internal sensor of a vehicle; (ii) receives external data from at least one external sensor; (iii) determines that a vehicle collision is imminent based upon the received external data; (iv) determines positional information for at least one occupant of a vehicle; and (v) automatically engages an autonomous or semi-autonomous vehicle system to mitigate at least one of vehicle damage and occupant injury caused by the vehicle collision. As a result, the potential injury to at least one occupant is reduced. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.
    Type: Application
    Filed: January 25, 2017
    Publication date: November 18, 2021
    Inventors: Cole Nave, Nathan Tofte
  • Patent number: 11164262
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Grant
    Filed: December 18, 2019
    Date of Patent: November 2, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Nathan Tofte, Cole Nave
  • Patent number: 11145002
    Abstract: A system for reconstructing a vehicular crash (i) receives sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generates a scenario model of the vehicular crash based upon the received sensor data; (iii) transmits the scenario model to a user computer device associated with the user; (iv) receives a confirmation of the scenario model from the user computer device; (v) stores the scenario model; and (vi) may generate at least one insurance claim form based upon the scenario model. As a result, the speed and accuracy of the claim processing is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.
    Type: Grant
    Filed: August 24, 2020
    Date of Patent: October 12, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Cole Nave, Nathan Tofte
  • Publication number: 20210291817
    Abstract: A system for detecting a vehicular crash (i) receives data from the at least one sensor; (ii) determines that a potential vehicular crash is imminent based upon the received data; and (iii) performs at least one action to reduce a severity of the potential vehicular crash prior to impact. As a result, at least one of the potential injuries to passengers and the potential damage to a vehicle involved in the potential vehicular crash is reduced.
    Type: Application
    Filed: April 12, 2017
    Publication date: September 23, 2021
    Inventors: Nathan Tofte, Cole Nave
  • Publication number: 20210295384
    Abstract: A system for analyzing the environment of a vehicle (i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition; (ii) analyzes the plurality of data to determine the at least one environmental condition; (iii) determines at least one actionable item based upon the at least one environmental condition; (iv) determines at least one provider based upon the actionable item; and (v) transmits a message to the at least one provider, such that the message includes the at least one actionable item. As a result, the speed and accuracy of providers learning about potential actionable items is increased.
    Type: Application
    Filed: April 12, 2017
    Publication date: September 23, 2021
    Inventors: Nathan Tofte, Cole Nave
  • Patent number: 11030881
    Abstract: A system for notifying emergency services of a vehicular crash may (i) receive sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generate a scenario model of the vehicular crash based upon the received sensor data; (iii) store the scenario model; and/or (iv) transmit a message to one or more emergency services based upon the scenario model. As a result, the speed and accuracy of deploying emergency services to the vehicular crash location is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.
    Type: Grant
    Filed: January 24, 2020
    Date of Patent: June 8, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Cole Nave, Nathan Tofte
  • Patent number: 10807593
    Abstract: A system for detecting a vehicular collision (i) receives occupant data from at least one internal sensor; (ii) receives external data from at least one external sensor; (iii) determines positional information for at least one occupant of a vehicle; and (iv) generates a virtual reconstruction of the vehicle collision. The virtual reconstruction indicates a severity of vehicle damage and a severity of injury to the at least one occupant caused by the vehicle collision. The system may also utilized vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle systems, and/or perform at least one action to reduce a severity of a potential injury.
    Type: Grant
    Filed: July 18, 2018
    Date of Patent: October 20, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Cole Nave, Nathan Tofte
  • Patent number: 10789650
    Abstract: A system for reconstructing a vehicular crash (i) receives sensor data of a vehicular crash from at least one mobile device associated with a user; (ii) generates a scenario model of the vehicular crash based upon the received sensor data; (iii) transmits the scenario model to a user computer device associated with the user; (iv) receives a confirmation of the scenario model from the user computer device; (v) stores the scenario model; and (vi) may generate at least one insurance claim form based upon the scenario model. As a result, the speed and accuracy of the claim processing is increased. The system may also utilize vehicle occupant positional data, and internal and external sensor data to detect potential imminent vehicle collisions, take corrective actions, automatically engage autonomous or semi-autonomous vehicle features, and/or generate virtual reconstructions of the vehicle collision.
    Type: Grant
    Filed: January 25, 2017
    Date of Patent: September 29, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Cole Nave, Nathan Tofte
  • Patent number: 10643285
    Abstract: A system for analyzing the environment of a vehicle i) receives a plurality of data from at least one sensor associated with a vehicle, such that the plurality of data includes at least one environmental condition at a location; (ii) analyzes the plurality of data to determine the at least one environmental condition at the location; (iii) determines a condition of a building at the location based upon the at least one environmental condition; (iv) determines an insurance product for the building based upon the determined condition associated with the building; and (v) generates an insurance quote for the insurance product. As a result, the speed and accuracy of insurance providers learning about potential clients and the conditions of the potential client's property and needs is increased.
    Type: Grant
    Filed: April 12, 2017
    Date of Patent: May 5, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Nathan Tofte, Cole Nave