Abstract: A method is described for storing and retrieving reports from a computer database with control of access to the database and to the reports. The reports are stored in a current database (16) for a selected period of time and are stored in a library database (18) on a permanent basis. The reports are provided in a report configuration which has data elements of the same parameter at specified locations according to the report configuration. When a report is received for storage in the database, indices are generated relating data elements of various data parameters to memory location of such data elements in the storage locations of the database. The indices can be used to retrieve portions of the report of interest. Access to the database is controlled by report type, report date, and report segment.

Abstract: A system and method for fully automated electronic transfer of cash or cash equivalent between a sender and a recipient is shown, including an initiating terminal for receiving a designation of an amount of money to be electronically transferred, an account from which it is to be transferred, and a security code from the sender, a central terminal for storing the amount and the security code in a file in the central terminal, and a dispensing terminal for receiving from the recipient an entry corresponding to the designated amount of money to be transferred and the security code, for providing the entered amount of money and security code to the central terminal for comparison with the information stored in the central terminal's file, and for dispensing to the recipient funds equivalent to the designated amount of money without requiring the recipient to have a card to activate the dispensing terminal.