Abstract: A bicycle wheel rim including an outer annular portion adapted to receive a tire and an inner peripheral radial portion that has both a plurality of circumferentially arranged spoke openings and a braking surface on this portion.

Abstract: A bicycle wheel rim, the rim having an outer annular portion adapted to receive a tyre and an inner peripheral radial portion having a plurality of circumferentially arranged spoke openings wherein the inner peripheral radial portion is the braking surface.

Abstract: A monetary linking system (MLS) allowing real-time arid non-real-time linking of funds from a source bank account to one or more destination bank accounts. This system allows the owner of the destination account (the intended receiver) to access linked funds immediately by depositing them into their account via current and future banking services (i.e. online bank web site, bank teller, ATM) or withdrawing them from an Automated Teller Machine (ATM), a bank teller and other current and future withdrawal services.