Patents by Inventor Nikhil Anand Malgatti

Nikhil Anand Malgatti has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10929859
    Abstract: A method for determining an economic impact of a candidate event includes receiving an event type identifier representing an event type of a candidate event to occur, and building a reference data store including historical transaction data records of payment transactions occurring in reference geographic areas associated with a reference event having the event type identifier. The method also includes generating a reference model from the historical transaction data records the models a reference number of active accounts and active merchants within a reference geographic area during a period of time associated with the reference event occurring in the geographic area. The method further includes determining a predicted number of active accounts and active merchants within the target geographic area using the reference model, and determining a predicted consumer spend using a predicted spend model. The method also includes generating an economic impact report including the consumer spend.
    Type: Grant
    Filed: December 2, 2016
    Date of Patent: February 23, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Michael L. Zhao, Nigel Noyes, Kimberly Ann Purcell, Todd Christian Lowenberg, Nikhil Anand Malgatti, Harry Chen, Shweta Jain Chaudhury, Dhruv Akhauri
  • Patent number: 10628843
    Abstract: Systems and methods are provided for offering loyalty rewards for transactions. One exemplary method includes associating, by a computing device, a merchant with a group of reward offerors, and associating, by the computing device, a consumer payment account with a group of reward offerees. The method also includes receiving, by the computing device, and advertising to the reward offerees, a reward offer from the merchant; receiving a transaction associated with the merchant and with the consumer payment account, and identifying, in a data structure, the merchant as a member of the group of reward offerors and the consumer payment account as associated with the group of reward offerees. The method then further includes, based on the advertised reward offer and on the identified merchant, updating, by the computing device, a loyalty reward account associated with the consumer payment account.
    Type: Grant
    Filed: April 27, 2017
    Date of Patent: April 21, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Adam Robert Bell, Benjamin M. Berger, Edward R. Tempesta, Nikhil Anand Malgatti, Pavel Umanski, Pranit Flora
  • Publication number: 20180315071
    Abstract: Systems and methods are provided for offering loyalty rewards for transactions. One exemplary method includes associating, by a computing device, a merchant with a group of reward offerors, and associating, by the computing device, a consumer payment account with a group of reward offerees. The method also includes receiving, by the computing device, and advertising to the reward offerees, a reward offer from the merchant; receiving a transaction associated with the merchant and with the consumer payment account, and identifying, in a data structure, the merchant as a member of the group of reward offerors and the consumer payment account as associated with the group of reward offerees. The method then further includes, based on the advertised reward offer and on the identified merchant, updating, by the computing device, a loyalty reward account associated with the consumer payment account.
    Type: Application
    Filed: April 27, 2017
    Publication date: November 1, 2018
    Inventors: Adam Robert Bell, Benjamin M. Berger, Edward R. Tempesta, Nikhil Anand Malgatti, Pavel Umanski, Pranit Flora
  • Publication number: 20170364577
    Abstract: A system, method, and computer-readable storage medium configured to validate data to ensure that a computing system operates on clean, correct and useful data.
    Type: Application
    Filed: June 15, 2016
    Publication date: December 21, 2017
    Inventors: Kimberly Ann PURCELL, Nigel NOYES, Todd Christian LOWENBERG, Nikhil Anand MALGATTI, Harry CHEN
  • Publication number: 20170161755
    Abstract: A method for determining an economic impact of a candidate event includes receiving an event type identifier representing an event type of a candidate event to occur, and building a reference data store including historical transaction data records of payment transactions occurring in reference geographic areas associated with a reference event having the event type identifier. The method also includes generating a reference model from the historical transaction data records the models a reference number of active accounts and active merchants within a reference geographic area during a period of time associated with the reference event occurring in the geographic area. The method further includes determining a predicted number of active accounts and active merchants within the target geographic area using the reference model, and determining a predicted consumer spend using a predicted spend model. The method also includes generating an economic impact report including the consumer spend.
    Type: Application
    Filed: December 2, 2016
    Publication date: June 8, 2017
    Inventors: Michael L. Zhao, Nigel Noyes, Kimberly Ann Purcell, Todd Christian Lowenberg, Nikhil Anand Malgatti, Harry Chen, Shweta Jain Chaudhury, Dhruv Akhauri