Patents by Inventor Nilendu Misra

Nilendu Misra has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10915897
    Abstract: Methods and systems related to the use of tokenization services in payment processing systems are disclosed. The methods and systems include token translation services, token maps used as the basis for customer data models, specific approaches for securing the token maps and associated data, and the efficient storage of the token maps and associated data to facilitate enhanced payments experiences and analytics. One method includes transmitting a tokenization request with an encrypted payment account number from a POS to a tokenization service, receiving a token from the tokenization service in response to the tokenization request, salting the token with data to produce a salted token, encrypting the salted token using a secure processor on the POS, mapping the encrypted salted token to the payment account number in a map, and storing the map and the encrypted salted token in a memory on the secure processor on the POS.
    Type: Grant
    Filed: June 13, 2018
    Date of Patent: February 9, 2021
    Assignee: Clover Network, Inc.
    Inventors: John Daniel Beatty, Brian Jeremiah Murray, Nilendu Misra, Nicholas Posner
  • Publication number: 20200027081
    Abstract: Methods and systems related to the use of tokenization services in payment processing systems are disclosed. The methods and systems include token translation services, token maps used as the basis for customer data models, specific approaches for securing the token maps and associated data, and the efficient storage of the token maps and associated data to facilitate enhanced payments experiences and analytics. One method includes transmitting a tokenization request with an encrypted payment account number from a POS to a tokenization service, receiving a token from the tokenization service in response to the tokenization request, salting the token with data to produce a salted token, encrypting the salted token using a secure processor on the POS, mapping the encrypted salted token to the payment account number in a map, and storing the map and the encrypted salted token in a memory on the secure processor on the POS.
    Type: Application
    Filed: September 17, 2019
    Publication date: January 23, 2020
    Applicant: Clover Network, Inc.
    Inventors: John Daniel Beatty, Brian Jeremiah Murray, Nilendu Misra, Nicholas Posner
  • Publication number: 20190385159
    Abstract: Methods and systems related to the use of tokenization services in payment processing systems are disclosed. The methods and systems include token translation services, token maps used as the basis for customer data models, specific approaches for securing the token maps and associated data, and the efficient storage of the token maps and associated data to facilitate enhanced payments experiences and analytics. One method includes transmitting a tokenization request with an encrypted payment account number from a POS to a tokenization service, receiving a token from the tokenization service in response to the tokenization request, salting the token with data to produce a salted token, encrypting the salted token using a secure processor on the POS, mapping the encrypted salted token to the payment account number in a map, and storing the map and the encrypted salted token in a memory on the secure processor on the POS.
    Type: Application
    Filed: June 13, 2018
    Publication date: December 19, 2019
    Applicant: Clover Network, Inc.
    Inventors: John Daniel Beatty, Brian Jeremiah Murray, Nilendu Misra, Nicholas Posner
  • Patent number: 9910858
    Abstract: A system and method for providing contextual analytics data receives display entity data into a first virtual container, the display entity data including one or more instructions of the first virtual container. Instructions performing process operations are present within a second virtual container isolated from the first virtual container. The display entity data is analyzed to identify a webpage, for example, associated with the display entity data. If necessary, executable code is injected into the first virtual container in order to expose data of the first virtual container to the operations of the second virtual container so that further identification of the display entity may be made. A request is made by the second virtual container to one or more computing systems to provide available analytics data pertaining to the display entity data, after which the available analytics data is displayed for a user.
    Type: Grant
    Filed: July 8, 2014
    Date of Patent: March 6, 2018
    Assignee: Intuit Inc.
    Inventors: Olaf Joachim Fermum, Nilendu Misra
  • Publication number: 20160012074
    Abstract: A system and method for providing contextual analytics data receives display entity data into a first virtual container, the display entity data including one or more instructions of the first virtual container. Instructions performing process operations are present within a second virtual container isolated from the first virtual container. The display entity data is analyzed to identify a webpage, for example, associated with the display entity data. If necessary, executable code is injected into the first virtual container in order to expose data of the first virtual container to the operations of the second virtual container so that further identification of the display entity may be made. A request is made by the second virtual container to one or more computing systems to provide available analytics data pertaining to the display entity data, after which the available analytics data is displayed for a user.
    Type: Application
    Filed: July 8, 2014
    Publication date: January 14, 2016
    Applicant: INTUIT INC.
    Inventors: Olaf Joachim Fermum, Nilendu Misra
  • Patent number: 8825513
    Abstract: A method to process cancellation requests. The method includes receiving, by a computer processor and from a first user, a first request to cancel a first subscription to an online service, calculating, by the computer processor in response to the first request: a first retention value score of the first user based on a first usage profile of the first user interacting with the online service, and a first retention value threshold based on a first availability measure of support agents for the online service, and sending, by the computer processor and in response to the first retention value score exceeding the first retention value threshold, a message to the first user to contact at least one of the support agents to discuss cancelling the first subscription.
    Type: Grant
    Filed: May 30, 2012
    Date of Patent: September 2, 2014
    Assignee: Intuit Inc.
    Inventors: Nilendu Misra, Sanjay Channarayapatna Ramakrishna, Norman Happ
  • Publication number: 20120197726
    Abstract: A method for presenting a vendor selection to a user of a mobile device, including receiving a notification that a first telephone call is initiated by the user of the mobile device to a telephone number for a vendor; while the first telephone call is active and prior to placing an order with the vendor: extracting a set of matching data for the vendor using the telephone number for the vendor, selecting at least one suggested vendor associated with an offer using a set of matching parameters and the set of matching data, generating a message comprising the vendor and the at least one suggested vendor with the offer; and presenting the message to the user of the mobile device, terminating, prior to placing the order, the first telephone call to the vendor, and initiating a second telephone call to the at least one suggested vendor based on the offer.
    Type: Application
    Filed: January 28, 2011
    Publication date: August 2, 2012
    Applicant: INTUIT INC.
    Inventors: Mukesh Aggarwal, Nilendu Misra