Abstract: The present invention relates to a process for accepting a request for use of a virtual prepaid card involving the following stages:a user of a virtual prepaid card is connected to a server containing a data base, particularly version numbers, which are incremented when the corresponding cards are empty or obsolete,said user is authenticated with the server by communicating thereto an authentication sequence and a version number,said server supplies these numbers to a security processor having the capacity to recalculate the authentication sequence and check the validity thereof,in the case of the validity thereof, the processor transmits to the server a consumption authorization,after receiving said authorization the server gives agreement to the use request, within the limits of the credit remaining on the card and the validity date of the latter.