Patents by Inventor PANAYIOTIS VARVAREZIS

PANAYIOTIS VARVAREZIS has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230385804
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NEC controller.
    Type: Application
    Filed: July 26, 2023
    Publication date: November 30, 2023
    Applicant: Capital One Services, LLC
    Inventor: Panayiotis VARVAREZIS
  • Publication number: 20230379167
    Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.
    Type: Application
    Filed: April 5, 2023
    Publication date: November 23, 2023
    Inventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Reza JABERI, Edward LEE, Chad LANDIS
  • Patent number: 11741455
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Grant
    Filed: August 2, 2021
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventor: Panayiotis Varvarezis
  • Patent number: 11652640
    Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.
    Type: Grant
    Filed: March 18, 2021
    Date of Patent: May 16, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Panayiotis Varvarezis, Mausam Gautam, Reza Jaberi, Edward Lee, Chad Landis
  • Patent number: 11616769
    Abstract: The present disclosure provides computing systems and techniques for providing a certificate to sue to securely connect to a server. More particularly, the present disclosure provides a computing device certificate rotation server arranged to provide certificates to the computing device for use by an application executing on the computing device to securely connect to a server.
    Type: Grant
    Filed: February 14, 2020
    Date of Patent: March 28, 2023
    Assignee: Capital One Services, LLC
    Inventors: Panayiotis Varvarezis, Mausam Gautam, Chad Alan Landis, Edward Han Lee, Reza Jaberi
  • Publication number: 20210357903
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Application
    Filed: August 2, 2021
    Publication date: November 18, 2021
    Applicant: Capital One Services, LLC
    Inventor: Panayiotis VARVAREZIS
  • Patent number: 11120424
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Grant
    Filed: July 11, 2019
    Date of Patent: September 14, 2021
    Assignee: Capital One Services, LLC
    Inventor: Panayiotis Varvarezis
  • Publication number: 20210211293
    Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.
    Type: Application
    Filed: March 18, 2021
    Publication date: July 8, 2021
    Inventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Reza JABERI, Edward LEE, Chad LANDIS
  • Publication number: 20210135874
    Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.
    Type: Application
    Filed: November 5, 2019
    Publication date: May 6, 2021
    Inventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Reza JABERI, Edward LEE, Chad LANDIS
  • Patent number: 10985921
    Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.
    Type: Grant
    Filed: November 5, 2019
    Date of Patent: April 20, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Panayiotis Varvarezis, Mausam Gautam, Reza Jaberi, Edward Lee, Chad Landis
  • Publication number: 20200274862
    Abstract: The present disclosure provides computing systems and techniques for providing a certificate to sue to securely connect to a server. More particularly, the present disclosure provides a computing device certificate rotation server arranged to provide certificates to the computing device for use by an application executing on the computing device to securely connect to a server.
    Type: Application
    Filed: February 14, 2020
    Publication date: August 27, 2020
    Applicant: Capital One Services, LLC
    Inventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Chad Alan LANDIS, Edward Han LEE, Reza JABERI
  • Patent number: 10601806
    Abstract: The present disclosure provides computing systems and techniques for providing a certificate to sue to securely connect to a server. More particularly, the present disclosure provides a computing device certificate rotation server arranged to provide certificates to the computing device for use by an application executing on the computing device to securely connect to a server.
    Type: Grant
    Filed: February 22, 2019
    Date of Patent: March 24, 2020
    Assignee: Capital One Services, LLC
    Inventors: Panayiotis Varvarezis, Mausam Gautam, Chad Alan Landis, Edward Han Lee, Reza Jaberi
  • Publication number: 20190333044
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Application
    Filed: July 11, 2019
    Publication date: October 31, 2019
    Applicant: Capital One Services, LLC
    Inventor: Panayiotis VARVAREZIS
  • Patent number: 10380578
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Grant
    Filed: November 15, 2017
    Date of Patent: August 13, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Panayiotis Varvarezis
  • Publication number: 20180075436
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Application
    Filed: November 15, 2017
    Publication date: March 15, 2018
    Applicant: Capital One Financial Corporation
    Inventor: PANAYIOTIS VARVAREZIS
  • Patent number: 9852419
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Grant
    Filed: September 12, 2013
    Date of Patent: December 26, 2017
    Assignee: Capital One Financial Corporation
    Inventor: Panayiotis Varvarezis
  • Publication number: 20170330277
    Abstract: Aspects of the present disclosure relate to a method that includes receiving, at a processor and from a computing device, a data file comprising data representative of a voice command received at the computing device from a user and, responsive to determining that the voice command is directed to a banking-related inquiry, transmitting a request for user authentication information. Further, the method can include receiving and verifying the user authentication information and, responsive to determining that the voice command comprises a request for information relating to a banking account of the user, querying the banking account for the requested information. Additionally, the method can include outputting data indicative of the requested information and, responsive to determining that the voice command comprises a request to initiate payment from the banking account of the user to a third party, initiating electronic payment to the third party.
    Type: Application
    Filed: August 2, 2017
    Publication date: November 16, 2017
    Inventors: Justin Wishne, Matthew Dabney, Karen Nickerson, Scott Totman, Panayiotis Varvarezis, Keshav Gupta
  • Publication number: 20170169506
    Abstract: Aspects of the present disclosure relate to a method that includes receiving, at a processor and from a computing device, a data file comprising data representative of a voice command received at the computing device from a user and, responsive to determining that the voice command is directed to a banking-related inquiry, transmitting a request for user authentication information. Further, the method can include receiving and verifying the user authentication information and, responsive to determining that the voice command comprises a request for information relating to a banking account of the user, querying the banking account for the requested information. Additionally, the method can include outputting data indicative of the requested information and, responsive to determining that the voice command comprises a request to initiate payment from the banking account of the user to a third party, initiating electronic payment to the third party.
    Type: Application
    Filed: December 9, 2016
    Publication date: June 15, 2017
    Inventors: Justin Wishne, Matthew Dabney, Karen Nickerson, Scott Totman, Panayiotis Varvarezis, Keshav Gupta
  • Publication number: 20140081849
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Application
    Filed: September 12, 2013
    Publication date: March 20, 2014
    Applicant: CAPTIAL ONE FINANCIAL CORPORATION
    Inventor: PANAYIOTIS VARVAREZIS