Patents by Inventor PANAYIOTIS VARVAREZIS
PANAYIOTIS VARVAREZIS has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230385804Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NEC controller.Type: ApplicationFiled: July 26, 2023Publication date: November 30, 2023Applicant: Capital One Services, LLCInventor: Panayiotis VARVAREZIS
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Publication number: 20230379167Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.Type: ApplicationFiled: April 5, 2023Publication date: November 23, 2023Inventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Reza JABERI, Edward LEE, Chad LANDIS
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Patent number: 11741455Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: GrantFiled: August 2, 2021Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventor: Panayiotis Varvarezis
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Patent number: 11652640Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.Type: GrantFiled: March 18, 2021Date of Patent: May 16, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Panayiotis Varvarezis, Mausam Gautam, Reza Jaberi, Edward Lee, Chad Landis
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Patent number: 11616769Abstract: The present disclosure provides computing systems and techniques for providing a certificate to sue to securely connect to a server. More particularly, the present disclosure provides a computing device certificate rotation server arranged to provide certificates to the computing device for use by an application executing on the computing device to securely connect to a server.Type: GrantFiled: February 14, 2020Date of Patent: March 28, 2023Assignee: Capital One Services, LLCInventors: Panayiotis Varvarezis, Mausam Gautam, Chad Alan Landis, Edward Han Lee, Reza Jaberi
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Publication number: 20210357903Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: ApplicationFiled: August 2, 2021Publication date: November 18, 2021Applicant: Capital One Services, LLCInventor: Panayiotis VARVAREZIS
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Patent number: 11120424Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: GrantFiled: July 11, 2019Date of Patent: September 14, 2021Assignee: Capital One Services, LLCInventor: Panayiotis Varvarezis
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Publication number: 20210211293Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.Type: ApplicationFiled: March 18, 2021Publication date: July 8, 2021Inventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Reza JABERI, Edward LEE, Chad LANDIS
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Publication number: 20210135874Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.Type: ApplicationFiled: November 5, 2019Publication date: May 6, 2021Inventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Reza JABERI, Edward LEE, Chad LANDIS
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Patent number: 10985921Abstract: Example embodiments of systems and methods for application verification are provided. An application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. A server, in data communication with the application, may include a predefined private key. The application may transmit the cryptographic key to the server. The server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. The application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.Type: GrantFiled: November 5, 2019Date of Patent: April 20, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Panayiotis Varvarezis, Mausam Gautam, Reza Jaberi, Edward Lee, Chad Landis
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Publication number: 20200274862Abstract: The present disclosure provides computing systems and techniques for providing a certificate to sue to securely connect to a server. More particularly, the present disclosure provides a computing device certificate rotation server arranged to provide certificates to the computing device for use by an application executing on the computing device to securely connect to a server.Type: ApplicationFiled: February 14, 2020Publication date: August 27, 2020Applicant: Capital One Services, LLCInventors: Panayiotis VARVAREZIS, Mausam GAUTAM, Chad Alan LANDIS, Edward Han LEE, Reza JABERI
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Patent number: 10601806Abstract: The present disclosure provides computing systems and techniques for providing a certificate to sue to securely connect to a server. More particularly, the present disclosure provides a computing device certificate rotation server arranged to provide certificates to the computing device for use by an application executing on the computing device to securely connect to a server.Type: GrantFiled: February 22, 2019Date of Patent: March 24, 2020Assignee: Capital One Services, LLCInventors: Panayiotis Varvarezis, Mausam Gautam, Chad Alan Landis, Edward Han Lee, Reza Jaberi
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Publication number: 20190333044Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: ApplicationFiled: July 11, 2019Publication date: October 31, 2019Applicant: Capital One Services, LLCInventor: Panayiotis VARVAREZIS
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Patent number: 10380578Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: GrantFiled: November 15, 2017Date of Patent: August 13, 2019Assignee: CAPITAL ONE SERVICES, LLCInventor: Panayiotis Varvarezis
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Publication number: 20180075436Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: ApplicationFiled: November 15, 2017Publication date: March 15, 2018Applicant: Capital One Financial CorporationInventor: PANAYIOTIS VARVAREZIS
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Patent number: 9852419Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: GrantFiled: September 12, 2013Date of Patent: December 26, 2017Assignee: Capital One Financial CorporationInventor: Panayiotis Varvarezis
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Publication number: 20170330277Abstract: Aspects of the present disclosure relate to a method that includes receiving, at a processor and from a computing device, a data file comprising data representative of a voice command received at the computing device from a user and, responsive to determining that the voice command is directed to a banking-related inquiry, transmitting a request for user authentication information. Further, the method can include receiving and verifying the user authentication information and, responsive to determining that the voice command comprises a request for information relating to a banking account of the user, querying the banking account for the requested information. Additionally, the method can include outputting data indicative of the requested information and, responsive to determining that the voice command comprises a request to initiate payment from the banking account of the user to a third party, initiating electronic payment to the third party.Type: ApplicationFiled: August 2, 2017Publication date: November 16, 2017Inventors: Justin Wishne, Matthew Dabney, Karen Nickerson, Scott Totman, Panayiotis Varvarezis, Keshav Gupta
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Publication number: 20170169506Abstract: Aspects of the present disclosure relate to a method that includes receiving, at a processor and from a computing device, a data file comprising data representative of a voice command received at the computing device from a user and, responsive to determining that the voice command is directed to a banking-related inquiry, transmitting a request for user authentication information. Further, the method can include receiving and verifying the user authentication information and, responsive to determining that the voice command comprises a request for information relating to a banking account of the user, querying the banking account for the requested information. Additionally, the method can include outputting data indicative of the requested information and, responsive to determining that the voice command comprises a request to initiate payment from the banking account of the user to a third party, initiating electronic payment to the third party.Type: ApplicationFiled: December 9, 2016Publication date: June 15, 2017Inventors: Justin Wishne, Matthew Dabney, Karen Nickerson, Scott Totman, Panayiotis Varvarezis, Keshav Gupta
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Publication number: 20140081849Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: ApplicationFiled: September 12, 2013Publication date: March 20, 2014Applicant: CAPTIAL ONE FINANCIAL CORPORATIONInventor: PANAYIOTIS VARVAREZIS