Patents by Inventor Paul D. Magee
Paul D. Magee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20160125375Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: ApplicationFiled: January 12, 2016Publication date: May 5, 2016Inventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D. Atkinson
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Patent number: 9251540Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: November 28, 2012Date of Patent: February 2, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D Atkinson
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Patent number: 9235967Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: November 28, 2012Date of Patent: January 12, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D Atkinson
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Patent number: 9224273Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: November 28, 2012Date of Patent: December 29, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: James D Atkinson, Robert Konecny, Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam
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Patent number: 9177449Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.Type: GrantFiled: March 15, 2012Date of Patent: November 3, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David E. Kolinski-Schultz, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 9098961Abstract: In an example embodiment, an automated banking machine that includes a computer, a camera, a display and an audio output device and is operative to cause visual outputs through the display and audio outputs through the audio output device, which correspond to a simulated person. The camera is in operative connection with the computer, and provides camera data to the computer. The computer is responsive at least in part to the camera data to cause eyes of the output simulated person to be directed toward the eyes of the machine user.Type: GrantFiled: December 14, 2012Date of Patent: August 4, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H Thomas Graef, Paul D Magee, Donald S Nelson, Jr., James Meek, Daniel S McIntyre, Mark DePietro, Natarajan Ramachandran
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Publication number: 20150213421Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: ApplicationFiled: April 10, 2015Publication date: July 30, 2015Inventors: James BLOCK, H. Thomas GRAEF, Paul D. MAGEE, Donald S. NELSON, James MEEK, Daniel S. McINTYRE, Mark DePIETRO, Natarajan RAMACHANDRAN
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Patent number: 9004353Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: GrantFiled: March 11, 2013Date of Patent: April 14, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H Thomas Graef, Paul D Magee, Donald S Nelson, Jr., James Meek, Daniel S McIntyre, Mark DePietro, Natarajan Ramachandran
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Patent number: 8978971Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.Type: GrantFiled: February 14, 2012Date of Patent: March 17, 2015Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Paul D Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 8955743Abstract: In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.Type: GrantFiled: December 14, 2012Date of Patent: February 17, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, James Meek, Daniel S. McIntyre, Mark DiPietro, Natarajan Ramachandran
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Patent number: 8950665Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.Type: GrantFiled: February 14, 2012Date of Patent: February 10, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 8870063Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.Type: GrantFiled: December 14, 2006Date of Patent: October 28, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Paul D. Magee, Donald S. Nelson, Jr., Richard C. Lute, Jr., Klaus Steinbach, David A. Barker
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Publication number: 20140081858Abstract: A banking system includes a teller station and customer stations located in a bank. The teller station can communicate with each customer station. At least one customer station includes a self-service cash-dispensing automated banking machine which can carry out a financial transaction for an authorized machine user responsive to user data read from a data bearing record. The user data comprises card data and/or biometric data which correspond to a financial account. The banking system causes funds to be transferred between accounts involved in the transaction. The system allows a bank teller at the teller station to assist a bank customer at a customer station. Information can be communicated between the teller and the customer through touch input to a teller touch screen and a customer touch screen.Type: ApplicationFiled: September 16, 2013Publication date: March 20, 2014Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James BLOCK, H. Thomas GRAEF, Paul D. MAGEE, Donald S. NELSON, Jr., Dustin CAIRNS
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Patent number: 8651373Abstract: An automated banking machine allows an authorized user to carry out transactions such as withdrawing cash, making a deposit, cashing a check, and transferring funds between accounts. The machine provides a transaction selection screen through a touch screen display. The transaction selection screen includes a plurality of visually different icons. Each icon represents a different transaction that is available to the current machine user. The user can select a particular transaction by dragging its representative icon with a contacting finger. Upon selection of the particular transaction, a display screen unique to that particular transaction is then provided through the touch screen display.Type: GrantFiled: April 25, 2012Date of Patent: February 18, 2014Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr., James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Patent number: 8640946Abstract: An automated banking machine allows an authorized user to carry out transactions such as withdrawing cash, making a deposit, cashing a check, and transferring funds between accounts. The machine provides a transaction selection screen through a touch screen display. The transaction selection screen includes a plurality of visually different icons. Each icon represents a different transaction that is available to the current machine user. The user can select a particular transaction by dragging its representative icon with a contacting finger. Upon selection of the particular transaction, a display screen unique to that particular transaction is then provided through the touch screen display.Type: GrantFiled: April 25, 2012Date of Patent: February 4, 2014Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr., James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Patent number: 8220707Abstract: An automated banking machine allows an authorized user to carry out transactions such as withdrawing cash, making a deposit, cashing a check, and transferring funds between accounts. The machine provides a transaction selection screen through a touch screen display. The transaction selection screen includes a plurality of visually different icons. Each icon represents a different transaction that is available to the current machine user. The user can select a particular transaction by dragging its representative icon with a contacting finger. Upon selection of the particular transaction, a display screen unique to that particular transaction is then provided through the touch screen display.Type: GrantFiled: March 21, 2011Date of Patent: July 17, 2012Assignee: Diebold Self-Service SystemsInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr.
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Patent number: 8210426Abstract: An automated banking machine is operative to carry out financial transactions and includes a user interface. The user interface includes a card reader which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad through which users input confidential data. Covers prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.Type: GrantFiled: January 12, 2011Date of Patent: July 3, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Klaus Steinbach, Ray Motz, Anne Doland, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, David A. Barker
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Patent number: 8201729Abstract: A banking facility terminal operates to read identification data provided by a bank customer. The terminal further operates to receive from the customer, a request for a financial transaction which the customer desires to conduct at the bank. The terminal is operable to then display output which both addresses the customer by name and directs the customer to a specific location in the banking facility where the financial transaction can be earliest completed. The terminal further operates to cause transaction data corresponding to the customer's identification and request to be sent to the specific location. The transaction data is usable by banking facility personnel at the specific location to begin the desired financial transaction before the customer arrives at the specific location. The transaction data also allows the banking facility personnel to greet the customer by name upon arrival at the specific location.Type: GrantFiled: April 9, 2010Date of Patent: June 19, 2012Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr.
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Patent number: 8146801Abstract: A card actuated automated banking machine (10) is operative to carry out financial transactions responsive to data included on user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted.Type: GrantFiled: January 10, 2008Date of Patent: April 3, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Tim Crews, Joe Hartman, Klaus Steinbach, Ray Motz, Anne Bayonnet, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, David A. Barker
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Patent number: 8091778Abstract: A banking system computer can receive a transaction request from a remotely located customer, and then determine the nearest bank in the banking system that is able to process the transaction request. The computer then provides the customer with directions to the bank. Before arrival of the customer at the bank, the computer provides the bank with each of notification of the impending arrival of the customer, transaction information usable by the bank to process the transaction request, and an image of the customer. Personnel at the bank can then recognize and greet the arriving customer.Type: GrantFiled: April 27, 2010Date of Patent: January 10, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr.