Patents by Inventor Paul Max Payton

Paul Max Payton has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230401601
    Abstract: Described are a system, method, and computer program product for generating a synthetic control group. The method includes receiving transaction data associated a first set of transaction accounts in a first time period and generating a synthetic control group including a subset of transaction accounts. The method also includes determining, for each transaction account of the synthetic control group, a propensity score representative of a likelihood of said transaction account being associated with a test group, and a predictive spending score for a second time period. The method further includes balancing the synthetic control group and altering at least one operational parameter of a computer-implemented advertisement program to be executed in a second time period based on the transaction data and the synthetic control group. The method further includes executing the computer-implemented advertisement program in the second time period based on the at least one operational parameter that was altered.
    Type: Application
    Filed: August 28, 2023
    Publication date: December 14, 2023
    Inventors: Pulkit Aggarwal, Paul Max Payton, Lace Cheung, Suresh Krishna Vaidyanathan
  • Patent number: 11809752
    Abstract: Described are a system, method, and computer program product for generating a data storage server distribution pattern. The method includes determining a set of servers and raw data to be stored. The method also includes transforming the raw data according to an error-correcting code scheme to produce distributable data. The method further includes determining a server reliability of each server in the set of servers. The method further includes generating the data storage server distribution pattern based on maximizing a system reliability relative to maximizing a system entropy. System reliability may be based on a minimum reliability of the set of servers, and system entropy may be based on a cumulated information entropy of each server of the set of servers. The method further includes distributing the distributable data to be stored across at least two servers of the set of servers according to the data storage server distribution pattern.
    Type: Grant
    Filed: September 14, 2022
    Date of Patent: November 7, 2023
    Assignee: Visa International Service Association
    Inventor: Paul Max Payton
  • Patent number: 11776005
    Abstract: Described are a system, method, and computer program product for generating a synthetic control group. The method includes receiving transaction account data and transaction data associated with transactions completed by a first set of transaction accounts with a target merchant. The method also includes generating a synthetic control group including a subset of transaction accounts sampled from the first set of transaction accounts. The method further includes determining, for each transaction account of the synthetic control group, a propensity score. The method further includes assigning an entropy balancing weight to each transaction account of the synthetic control group. The method further includes altering, based on the synthetic control group, at least one operational parameter of a computer-implemented advertisement program to be executed.
    Type: Grant
    Filed: March 17, 2022
    Date of Patent: October 3, 2023
    Assignee: Visa International Service Association
    Inventors: Pulkit Aggarwal, Paul Max Payton, Lace Cheung, Suresh Krishna Vaidyanathan
  • Patent number: 11693711
    Abstract: Systems, methods, and computer program products are provided for load balancing for processing large data sets. The method includes identifying a number of segments and a transaction data set comprising transaction data for a plurality of transactions, the transaction data for each transaction of the plurality of transactions comprising a transaction value, determining an entropy of the transaction data set based on the transaction value of each transaction of the plurality of transactions, segmenting the transaction data set into the number of segments based on the entropy of the transaction data set and balancing respective entropies of each segment of the number of segments, and distributing processing tasks associated with each segment of the number of segments to at least one processor of a plurality of processors to process each transaction in each respective segment.
    Type: Grant
    Filed: September 20, 2022
    Date of Patent: July 4, 2023
    Assignee: Visa International Service Association
    Inventor: Paul Max Payton
  • Publication number: 20230014563
    Abstract: Systems, methods, and computer program products are provided for load balancing for processing large data sets. The method includes identifying a number of segments and a transaction data set comprising transaction data for a plurality of transactions, the transaction data for each transaction of the plurality of transactions comprising a transaction value, determining an entropy of the transaction data set based on the transaction value of each transaction of the plurality of transactions, segmenting the transaction data set into the number of segments based on the entropy of the transaction data set and balancing respective entropies of each segment of the number of segments, and distributing processing tasks associated with each segment of the number of segments to at least one processor of a plurality of processors to process each transaction in each respective segment.
    Type: Application
    Filed: September 20, 2022
    Publication date: January 19, 2023
    Inventor: Paul Max Payton
  • Publication number: 20230004300
    Abstract: Described are a system, method, and computer program product for generating a data storage server distribution pattern. The method includes determining a set of servers and raw data to be stored. The method also includes transforming the raw data according to an error-correcting code scheme to produce distributable data. The method further includes determining a server reliability of each server in the set of servers. The method further includes generating the data storage server distribution pattern based on maximizing a system reliability relative to maximizing a system entropy. System reliability may be based on a minimum reliability of the set of servers, and system entropy may be based on a cumulated information entropy of each server of the set of servers. The method further includes distributing the distributable data to be stored across at least two servers of the set of servers according to the data storage server distribution pattern.
    Type: Application
    Filed: September 14, 2022
    Publication date: January 5, 2023
    Inventor: Paul Max Payton
  • Patent number: 11481159
    Abstract: Described are a system, method, and computer program product for generating a data storage server distribution pattern. The method includes determining a set of servers and raw data to be stored. The method also includes transforming the raw data according to an error-correcting code scheme to produce distributable data. The method further includes determining a server reliability of each server in the set of servers. The method further includes generating the data storage server distribution pattern based on maximizing a system reliability relative to maximizing a system entropy. System reliability may be based on a minimum reliability of the set of servers, and system entropy may be based on a cumulated information entropy of each server of the set of servers. The method further includes distributing the distributable data to be stored across at least two servers of the set of servers according to the data storage server distribution pattern.
    Type: Grant
    Filed: August 5, 2019
    Date of Patent: October 25, 2022
    Assignee: Visa International Service Association
    Inventor: Paul Max Payton
  • Patent number: 11481260
    Abstract: Systems, methods, and computer program products are provided for load balancing for processing large data sets. The method includes identifying a number of segments and a transaction data set comprising transaction data for a plurality of transactions, the transaction data for each transaction of the plurality of transactions comprising a transaction value, determining an entropy of the transaction data set based on the transaction value of each transaction of the plurality of transactions, segmenting the transaction data set into the number of segments based on the entropy of the transaction data set and balancing respective entropies of each segment of the number of segments, and distributing processing tasks associated with each segment of the number of segments to at least one processor of a plurality of processors to process each transaction in each respective segment.
    Type: Grant
    Filed: January 13, 2021
    Date of Patent: October 25, 2022
    Assignee: Visa International Service Association
    Inventor: Paul Max Payton
  • Publication number: 20220207556
    Abstract: Described are a system, method, and computer program product for generating a synthetic control group. The method includes receiving transaction account data and transaction data associated with transactions completed by a first set of transaction accounts with a target merchant. The method also includes generating a synthetic control group including a subset of transaction accounts sampled from the first set of transaction accounts. The method further includes determining, for each transaction account of the synthetic control group, a propensity score. The method further includes assigning an entropy balancing weight to each transaction account of the synthetic control group. The method further includes altering, based on the synthetic control group, at least one operational parameter of a computer-implemented advertisement program to be executed.
    Type: Application
    Filed: March 17, 2022
    Publication date: June 30, 2022
    Inventors: Pulkit Aggarwal, Paul Max Payton, Lace Cheung, Suresh Krishna Vaidyanathan
  • Patent number: 11308515
    Abstract: Described are a system, method, and computer program product for generating a synthetic control group. The method includes receiving transaction account data and transaction data associated with transactions completed by a first set of transaction accounts with a target merchant. The method also includes generating a synthetic control group including a subset of transaction accounts sampled from the first set of transaction accounts. The method further includes determining, for each transaction account of the synthetic control group, a propensity score. The method further includes assigning an entropy balancing weight to each transaction account of the synthetic control group. The method further includes altering, based on the synthetic control group, at least one operational parameter of a computer-implemented advertisement program to be executed.
    Type: Grant
    Filed: February 26, 2020
    Date of Patent: April 19, 2022
    Assignee: Visa International Service Association
    Inventors: Pulkit Aggarwal, Lace Cheung, Paul Max Payton, Suresh Krishna Vaidyanathan
  • Publication number: 20210264466
    Abstract: Described are a system, method, and computer program product for generating a synthetic control group. The method includes receiving transaction account data and transaction data associated with transactions completed by a first set of transaction accounts with a target merchant. The method also includes generating a synthetic control group including a subset of transaction accounts sampled from the first set of transaction accounts. The method further includes determining, for each transaction account of the synthetic control group, a propensity score. The method further includes assigning an entropy balancing weight to each transaction account of the synthetic control group. The method further includes altering, based on the synthetic control group, at least one operational parameter of a computer-implemented advertisement program to be executed.
    Type: Application
    Filed: February 26, 2020
    Publication date: August 26, 2021
    Inventors: Pulkit Aggarwal, Lace Cheung, Paul Max Payton, Suresh Krishna Vaidyanathan
  • Publication number: 20210132995
    Abstract: Systems, methods, and computer program products are provided for load balancing for processing large data sets. The method includes identifying a number of segments and a transaction data set comprising transaction data for a plurality of transactions, the transaction data for each transaction of the plurality of transactions comprising a transaction value, determining an entropy of the transaction data set based on the transaction value of each transaction of the plurality of transactions, segmenting the transaction data set into the number of segments based on the entropy of the transaction data set and balancing respective entropies of each segment of the number of segments, and distributing processing tasks associated with each segment of the number of segments to at least one processor of a plurality of processors to process each transaction in each respective segment.
    Type: Application
    Filed: January 13, 2021
    Publication date: May 6, 2021
    Inventor: Paul Max Payton
  • Patent number: 10922139
    Abstract: Systems, methods, and computer program products are provided for load balancing for processing large data sets. The method includes identifying a number of segments and a transaction data set comprising transaction data for a plurality of transactions, the transaction data for each transaction of the plurality of transactions comprising a transaction value, determining an entropy of the transaction data set based on the transaction value of each transaction of the plurality of transactions, segmenting the transaction data set into the number of segments based on the entropy of the transaction data set and balancing respective entropies of each segment of the number of segments, and distributing processing tasks associated with each segment of the number of segments to at least one processor of a plurality of processors to process each transaction in each respective segment.
    Type: Grant
    Filed: October 11, 2018
    Date of Patent: February 16, 2021
    Assignee: Visa International Service Association
    Inventor: Paul Max Payton
  • Publication number: 20210042036
    Abstract: Described are a system, method, and computer program product for generating a data storage server distribution pattern. The method includes determining a set of servers and raw data to be stored. The method also includes transforming the raw data according to an error-correcting code scheme to produce distributable data. The method further includes determining a server reliability of each server in the set of servers. The method further includes generating the data storage server distribution pattern based on maximizing a system reliability relative to maximizing a system entropy. System reliability may be based on a minimum reliability of the set of servers, and system entropy may be based on a cumulated information entropy of each server of the set of servers. The method further includes distributing the distributable data to be stored across at least two servers of the set of servers according to the data storage server distribution pattern.
    Type: Application
    Filed: August 5, 2019
    Publication date: February 11, 2021
    Inventor: Paul Max Payton
  • Publication number: 20200117507
    Abstract: Systems, methods, and computer program products are provided for load balancing for processing large data sets. The method includes identifying a number of segments and a transaction data set comprising transaction data for a plurality of transactions, the transaction data for each transaction of the plurality of transactions comprising a transaction value, determining an entropy of the transaction data set based on the transaction value of each transaction of the plurality of transactions, segmenting the transaction data set into the number of segments based on the entropy of the transaction data set and balancing respective entropies of each segment of the number of segments, and distributing processing tasks associated with each segment of the number of segments to at least one processor of a plurality of processors to process each transaction in each respective segment.
    Type: Application
    Filed: October 11, 2018
    Publication date: April 16, 2020
    Inventor: Paul Max Payton
  • Publication number: 20040258301
    Abstract: The present invention is a system, method, and computer program product for compression and reconstruction of a color image using principal components transformation. The method is performed on a computer or other programmable data processing apparatus. The method is performed in combination with the standard JPEG image compression technique. According to the invention, the method receives color image information. The received color image information is converted into intrinsic color information. The intrinsic color information is based on the color image's intrinsic and unique color distribution.
    Type: Application
    Filed: June 18, 2004
    Publication date: December 23, 2004
    Applicant: Lockheed Martin Corporation
    Inventor: Paul Max Payton
  • Patent number: 6754383
    Abstract: The present invention is a system, method, and computer program product for compression and reconstruction of a color image using principal components transformation. The method is performed on a computer or other programmable data processing apparatus. The method is performed in combination with the standard JPEG image compression technique. According to the invention, the method receives color image information. The received color image information is converted into intrinsic color information. The intrinsic color information is based on the color image's intrinsic and unique color distribution.
    Type: Grant
    Filed: July 26, 2000
    Date of Patent: June 22, 2004
    Assignee: Lockheed Martin Corporation
    Inventor: Paul Max Payton