Patents by Inventor Paul Minor
Paul Minor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10592792Abstract: Disclosed herein are systems and methods for converting barcodes to facilitate fast and convenient payments. In one embodiment, the systems and methods are for imaging a first barcode having a first barcode format; determining a second barcode format used at a point-of-service; converting the first barcode to a second barcode in the second format; and generating an image of the second barcode.Type: GrantFiled: June 18, 2014Date of Patent: March 17, 2020Assignee: Handle Financial, Inc.Inventors: Kurt Torben Thams, John Paul Minor, Stephen Capps, Daniel Jeffrey Shader, Richard Scott Perkins
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Publication number: 20190333034Abstract: Disclosed herein are systems and methods for validating transactions between a remote merchant system and an end-user terminal. In general, transaction information is received at a service provider regarding a transaction between the merchant system and an end user terminal, that includes transaction instructions on what actions need to be performed by the end user terminal in order for the merchant system to complete the transaction. The service provider generates a token ID that does not include a transaction identification nor a merchant system identification, but is linked to stored transaction instructions. The token ID is received from a remote point-of-sale (POS) terminal with presentment information that is validated against the transaction instructions to complete the transaction.Type: ApplicationFiled: July 9, 2019Publication date: October 31, 2019Inventors: Daniel Jeffrey Shader, John Paul Minor, Richard Scott Perkins, Marc-Andre Lamarche, Jean-Sebastien Boulanger, Kurt Thams
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Publication number: 20170287022Abstract: Disclosed herein are systems and methods for facilitating transactions between a merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a transaction between a merchant and a consumer; (b) creates a transaction-specific unique reference locator (URL) linked to a transaction-specific web page; and (c) sends the transaction-specific URL to the consumer's mobile device. Whereupon the consumer clicks on the transaction specific URL on their mobile device, the service provider displays a token ID on the transaction-specific web page. The token ID is linked to the staged transaction and is used to initiate data communication between a point-of-sale (POS) terminal and the service provider's processing unit. The service provider can then: receive confirmation that the consumer has presented the token ID and a payment to the POS terminal; display a transaction receipt on the transaction-specific web page; and/or notify the merchant that the consumer has provided the payment.Type: ApplicationFiled: May 21, 2013Publication date: October 5, 2017Applicant: PayNearMe, Inc.Inventors: Stephen P. CAPPS, John Paul MINOR, Catalin VOSS
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Patent number: 9626701Abstract: Disclosed herein are systems and methods for facilitating transactions between a merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a transaction between a merchant and a consumer; (b) creates a transaction-specific unique reference locator (URL) linked to a transaction-specific web page; and (c) sends the transaction-specific URL to the consumer's mobile device. Whereupon the consumer clicks on the transaction specific URL on their mobile device, the service provider displays a token ID on the transaction-specific web page. The token ID is linked to the staged transaction and is used to initiate data communication between a point-of-sale (POS) terminal and the service provider's processing unit. The service provider can then: receive confirmation that the consumer has presented the token ID and a payment to the POS terminal; display a transaction receipt on the transaction-specific web page; and/or notify the merchant that the consumer has provided the payment.Type: GrantFiled: May 23, 2012Date of Patent: April 18, 2017Assignee: PayNearMe, Inc.Inventors: Stephen P. Capps, John Paul Minor, Catalin Voss
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Publication number: 20160342966Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.Type: ApplicationFiled: August 3, 2016Publication date: November 24, 2016Inventors: Daniel Jeffrey Shader, John Paul Minor, Richard Scott Perkins, Marc-Andre Lamarche, Jean-Sebastien Boulangerf, Kurt Thams
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Publication number: 20140297441Abstract: Disclosed herein are systems and methods for converting barcodes to facilitate fast and convenient payments. In one embodiment, the systems and methods are for imaging a first barcode having a first barcode format; determining a second barcode format used at a point-of-service; converting the first barcode to a second barcode in the second format; and generating an image of the second barcode.Type: ApplicationFiled: June 18, 2014Publication date: October 2, 2014Applicant: PayNearMe, Inc.Inventors: Kurt Torben Thams, John Paul Minor, Stephen Capps, Daniel Jeffrey Shader, Richard Scott Perkins
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Publication number: 20140012690Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are pricing systems and methods for establishing and staging transactions between a point-of-sale terminal, one or more merchant-partners, and a service provider.Type: ApplicationFiled: July 5, 2012Publication date: January 9, 2014Inventors: Stephen P. Capps, Michael Tibbott, Kurt Thams, Richard Scott Perkins, John Paul Minor, Craig Carper
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Publication number: 20130317923Abstract: Disclosed herein are systems and methods for facilitating transactions between a merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a transaction between a merchant and a consumer; (b) creates a transaction-specific unique reference locator (URL) linked to a transaction-specific web page; and (c) sends the transaction-specific URL to the consumer's mobile device. Whereupon the consumer clicks on the transaction specific URL on their mobile device, the service provider displays a token ID on the transaction-specific web page. The token ID is linked to the staged transaction and is used to initiate data communication between a point-of-sale (POS) terminal and the service provider's processing unit. The service provider can then: receive confirmation that the consumer has presented the token ID and a payment to the POS terminal; display a transaction receipt on the transaction-specific web page; and/or notify the merchant that the consumer has provided the payment.Type: ApplicationFiled: May 23, 2012Publication date: November 28, 2013Inventors: Stephen P. Capps, John Paul Minor, Catalin Voss
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Publication number: 20130144734Abstract: Disclosed herein are systems and method for facilitating money transfer transactions between a sender and a recipient. In general, the systems and methods include: (a) a point-of-service terminal (POS) receiving an initiation payment from a sender; (b) a pre-funded account that receives replenish payments from the POS; (c) a money transmitter terminal that receives a funding payment from the pre-funded account, and provides a fulfillment payment to a recipient; and (d) a centralized service provider linking the POS, the pre-funded account, and the money transmitter. In operation, the centralized service provider (1) receives presentment data, from the POS, indicating that the sender has provided the initiation payment at the POS, (2) provides a computerized notification to the money transmitter, instructing the money transmitter to provide the fulfillment payment to the recipient, and (3) facilitates the replenishment of the pre-funded account.Type: ApplicationFiled: December 6, 2011Publication date: June 6, 2013Inventors: Richard Scott Perkins, Kurt Thams, Michael Tibbott, Barry Donald McKeon, John Paul Minor, Jim Given
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Patent number: 8394463Abstract: Embodiments of the invention provide methods of crosslinking various compounds and materials made by these methods. Materials made by embodiments of the invention include glucose sensors used in the management of diabetes.Type: GrantFiled: January 22, 2010Date of Patent: March 12, 2013Assignee: Medtronic MiniMed, Inc.Inventors: Chia-Hung Chiu, Marco Sillus, Barry Pham, Ly Phou, Gil Bruso, Christopher R. Enegren, Heath Jensen, Michael Paul Minor, Rajiv Shah
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Publication number: 20130041741Abstract: Disclosed herein are systems and methods for facilitating retail promotions. The systems and methods disclosed generally include: (a) defining terms of a retail promotion; (b) identifying whether a consumer has acted in accordance with the terms of the retail promotion; and (c) authorizing a tender presented by the consumer, based on whether the consumer has acted in accordance with the terms of the retail promotion. The disclosed systems and methods have wide ranging applicability, including (non-exclusively): (1) allowing a brand company to initiate localized promotions at a point-of-sale retailer; (2) allowing a point-of-sale retailer to initiate localized promotions; and/or (3) allowing a point-of-sale retailer to build a customer database and build customer loyalty, without having to make significant changes to their point-of-sale terminal infrastructure.Type: ApplicationFiled: October 6, 2011Publication date: February 14, 2013Inventors: Daniel Jeffrey Shader, Kurt Thams, Richard Scott Perkins, John Paul Minor
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Publication number: 20130041729Abstract: Disclosed herein are systems and methods for facilitating retail promotions. The systems and methods disclosed generally include: (a) defining terms of a retail promotion; (b) identifying whether a consumer has acted in accordance with the terms of the retail promotion; and (c) authorizing a tender presented by the consumer, based on whether the consumer has acted in accordance with the terms of the retail promotion. The disclosed systems and methods have wide ranging applicability, including (non-exclusively): (1) allowing a brand company to initiate localized promotions at a point-of-sale retailer; (2) allowing a point-of-sale retailer to initiate localized promotions; and/or (3) allowing a point-of-sale retailer to build a customer database and build customer loyalty, without having to make significant changes to their point-of-sale terminal infrastructure.Type: ApplicationFiled: August 12, 2011Publication date: February 14, 2013Inventors: Daniel Jeffrey Shader, Kurt Thams, Richard Scott Perkins, John Paul Minor
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Publication number: 20130006785Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are systems and methods for settling a transaction between a point-of-sale terminal and a merchant-partner, wherein the point-of-sale terminal receives presentment of a payment for the merchant-partner from an end-user.Type: ApplicationFiled: July 1, 2011Publication date: January 3, 2013Inventors: Richard Scott Perkins, Barry Donald McKeon, John Paul Minor, Kurt Thams
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Publication number: 20120066081Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.Type: ApplicationFiled: November 16, 2011Publication date: March 15, 2012Inventors: Daniel Jeffrey Shader, John Paul Minor, Richard Scott Perkins, Marc-André Lamarche, Jean-Sébastien Boulanger
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Publication number: 20110258122Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and a customer. In general, the systems and methods include: (a) staging a transaction between the merchant-partner and the customer; (b) tokenizing the transaction by linking one or more transaction instructions to a token ID; (c) providing the customer with the token ID, wherein the customer can then present the token ID and a payment to a point-of-sale terminal; (d) receiving confirmation that the customer has presented, to a point-of-sale terminal, the token ID and a payment in accordance with the one or more transaction instructions; (e) notifying the merchant-partner that the customer provided the payment to the point-of-sale terminal; and (f) settling the transaction between the point-of-sale terminal and the merchant-partner.Type: ApplicationFiled: April 14, 2011Publication date: October 20, 2011Inventors: Daniel Jeffrey Shader, John Paul Minor, Richard Scott Perkins, Marc-André Lamarche, Jean-Sébastien Boulanger
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Patent number: 7912320Abstract: A camera is capable of measuring distances to objects in a photographic field of view and when two such distances are measured and the included angle between their paths, a measurement standard and a vertical plane are defined. The standard is then used to measure linear dimensions of any objects within the defined vertical plane and field of view. The camera, itself, can be used, on site, to measure various objects in the field of view, or the information may be transmitted for use off site use.Type: GrantFiled: May 11, 2009Date of Patent: March 22, 2011Inventor: Paul Minor
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Publication number: 20070168153Abstract: Photographic and software technology are employed to derive accurate measurements of objects, areas or locations without requiring actual presence or physical measurement of the objects. Using a digital photograph and a scaling instrument disposed within the digital photograph (or other reference means), the measurements of various objects within a photograph can be derived quickly, easily and inexpensively utilizing computer software.Type: ApplicationFiled: January 16, 2007Publication date: July 19, 2007Applicant: DIGICONTRACTOR CORPORATIONInventors: Paul Minor, Laurent Ramis