Abstract: Representative embodiments set forth techniques for verifying an identity of a primary user of a primary account on a client device. A method may include receiving, for the primary account, a request for identity verification responsive to an action of a secondary account associated with the primary account and identifying a payment registration characteristic of a payment registration associated with the primary account. The method also includes retrieving identity information associated with the primary account based on the payment registration characteristic and, in response to a determination that the identity information corresponds to a verification indicator, verifying an identity of a user of the primary account. The method also includes, in response to verifying the identity of the user of the primary account, generating a payment verification token and associating the payment verification token with an authorization indication for the action of the secondary account.

Abstract: A combination of a collapsible article made of flexible material with an attached storage pouch in which the pouch is integrally attached to the article. The article may be a collapsible bag or an article of clothing or the like. The storage pouch has a support wall and a panel attached on three sides to the support wall which together form a pocket-like opening. A locking flap is attached on one side to the panel and at two opposite ends to the panel and to the support wall. When the pouch is in an empty position the locking flap is inside the pouch secured between the panel and the support wall. When the pouch is turned inside out, the article may be collapsed and inserted into the pouch and the locking flap may be reversed to cover the opening of the pouch and secure the article therein.