Abstract: Verifying identity of a person using remote communication (e.g., Internet) is difficult because images of identity documents can be fraudulent or copied and distributed to adversaries without the person's permission. A user device and a server use facial scanning to verify identity of a person and to provide strong authentication. The user device captures a scanned image of an identity document (e.g., a driver license, a passport, a credential document, etc.) extracts the photo of the person from the identity document. The user device also captures an image of the person's face (e.g., a selfie photo) and compares this image with the extracted photo from the identity document. If the faces match, then the person's identity is verified. The verification of the identity and a related action (e.g., registration of the person, logging into a system, etc.) are authenticated using strong authentication such as Fast Identity Online (FIDO) authentication.

Abstract: The MERCHANT-CONSUMER BRIDGING PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MCB-Platform”) various activity requests (e.g., transaction request, merchant information update request, offer issuance request, etc.) via MCB-Platform components into transaction records and merchant database updates outputs.

Abstract: The MERCHANT-CONSUMER BRIDGING PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MCB-Platform”) various activity requests (e.g., transaction request, merchant information update request, offer issuance request, etc.) via MCB-Platform components into transaction records and merchant database updates outputs.

Abstract: The MERCHANT-CONSUMER BRIDGING PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MCB-Platform”) various activity requests (e.g., transaction request, merchant information update request, offer issuance request, etc.) via MCB-Platform components into transaction records and merchant database updates outputs.

Abstract: A universal ID and biometrics systems and methods are disclosed. A method includes receiving an authentication request message originating from a user. The authentication request message includes a first identifier and a second identifier, where the second identifier includes biometric data. The method further includes determining a third identifier based on the first identifier and sending the second and third identifiers to a first server computer to determine if the second and third identifiers have a predetermined correlation. The method further includes receiving confirmation of user authentication if the identification system determines that the second and third identifiers have the predetermined correlation.

Abstract: The MERCHANT-CONSUMER BRIDGING PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MCB-Platform”) various activity requests (e.g., transaction request, merchant information update request, offer issuance request, etc.) via MCB-Platform components into transaction records and merchant database updates outputs.