Patents by Inventor Prakash Kothandapani

Prakash Kothandapani has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11966944
    Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.
    Type: Grant
    Filed: April 24, 2023
    Date of Patent: April 23, 2024
    Assignee: SYNCHRONY BANK
    Inventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
  • Publication number: 20230394571
    Abstract: Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.
    Type: Application
    Filed: June 8, 2023
    Publication date: December 7, 2023
    Inventors: Jonathan M. Schmidt, Viveka Vardhan Ravi, Tushar Divecha, Jennifer E. Muller, Taylor Young, Gregory Schultz, Seamus Sullivan, Prakash Kothandapani
  • Publication number: 20230351357
    Abstract: A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator (“URL”) to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.
    Type: Application
    Filed: March 13, 2023
    Publication date: November 2, 2023
    Inventors: Jake Miller, Joseph Nelly, Jared King, Kaeli Stichler, Shawn Dole, Timothy Christensen, Jennifer Muller, Taylor Young, Seamus Sullivan, Prakash Kothandapani
  • Publication number: 20230342809
    Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.
    Type: Application
    Filed: April 24, 2023
    Publication date: October 26, 2023
    Applicant: Synchrony Bank
    Inventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
  • Patent number: 11715155
    Abstract: Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.
    Type: Grant
    Filed: July 30, 2021
    Date of Patent: August 1, 2023
    Assignee: SYNCHRONY BANK
    Inventors: Jonathan M. Schmidt, Viveka Vardhan Ravi, Tushar Divecha, Jennifer E. Muller, Taylor Young, Gregory Schultz, Seamus Sullivan, Prakash Kothandapani
  • Patent number: 11676170
    Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.
    Type: Grant
    Filed: June 22, 2021
    Date of Patent: June 13, 2023
    Assignee: SYNCHRONY BANK
    Inventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
  • Patent number: 11625704
    Abstract: A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator (“URL”) to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.
    Type: Grant
    Filed: January 31, 2019
    Date of Patent: April 11, 2023
    Assignee: Synchrony Bank
    Inventors: Jake Miller, Joseph Nelly, Jared King, Kaeli Stichler, Shawn Dole, Timothy Christensen, Jennifer Muller, Taylor Young, Seamus Sullivan, Prakash Kothandapani
  • Publication number: 20220044275
    Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.
    Type: Application
    Filed: June 22, 2021
    Publication date: February 10, 2022
    Applicant: Synchrony Bank
    Inventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
  • Publication number: 20220036452
    Abstract: Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.
    Type: Application
    Filed: July 30, 2021
    Publication date: February 3, 2022
    Inventors: Jonathan M. Schmidt, Viveka Vardhan Ravi, Tushar Divecha, Jennifer E. Muller, Taylor Young, Gregory Schultz, Seamus Sullivan, Prakash Kothandapani
  • Patent number: 11074605
    Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.
    Type: Grant
    Filed: December 22, 2016
    Date of Patent: July 27, 2021
    Assignee: Synchrony Bank
    Inventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki
  • Publication number: 20200250647
    Abstract: A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator (“URL”) to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.
    Type: Application
    Filed: January 31, 2019
    Publication date: August 6, 2020
    Inventors: Jake Miller, Joe Nelly, Jared King, Kaeli Stichler, Shawn Dole, Tim Christensen, Jenn Muller, Taylor Young, Seamus Sullivan, Prakash Kothandapani