Abstract: A system and method for providing unbiased, expert panel to review a requested idea is disclosed. This invention relates to a computerized, online system that facilitates the review of an idea for investment chosen by an investor. The expert panel is either selected by the investor, automatically suggested, or recommended through the administrator system based on internal data corresponding to the experts. Experts are selected based on ability to provide the most relevant scoring and fitting analysis of the chosen idea. The investor is able to assign a percentage weight not only to the experts, but upon the criteria factors of analysis as well to eliminate any potential bias of one particular expert. The experts analyze the innovation or idea based on pertinent criteria in this field and subsequently recommend a monetary value or equity exchange suitable for investing in the particular idea.

Abstract: Disclosed herein are compositions, methods and kits for a microsphere with one or more entrapped nanoparticles. The method of preparation comprises atomizing a suspension comprising a polysaccharide and one or more nanoparticles into a solution comprising a cross linking agent.