Abstract: A system for generating an identity theft score is disclosed. The system may identify consumers who have experienced identity theft during a historical time period, generate an identity theft risk model based upon the plurality of consumers who have experienced identity theft, and generate an identity theft score for an individual consumer based upon the identity theft risk model and data associated with the individual consumer. The identity theft risk model may comprise a regression model, and the identity theft score may represent a probability that the individual consumer will experience identity theft during a future time period.

Abstract: A nasal assembly for delivering breathable gas to a patient includes a frame having an integrally formed first connector portion. A nozzle assembly includes a gusset or base portion and a pair of nozzles. At least one inlet conduit is structured to deliver breathable gas into the frame and nozzle assembly for breathing by the patient. A pair of second connector portions are removably and rotatably connected to respective first connector portions of the frame and are in communication with respective inlet conduits, e.g., directly or via angle connectors. A headgear assembly is removably connected to the pair of second connector portions and/or the angle connectors so as to maintain the frame and the nozzle assembly in a desired adjusted position on the patient's face.