Abstract: A method is described that provides for selecting digital content and sending a download message to a mobile device. The method further includes sending a message from the mobile device using information from the download message to a download facilitation service. Additionally, the method includes initiating transfer from the mobile device from the download facilitation service, and transferring the digital content to the mobile device.

Abstract: A method is described that provides a first mobile user interface to a first mobile device. The method further includes providing access to a digital content repository to a first user via the first mobile user interface. The method also includes transferring data between the mobile device and the digital content repository using the first mobile interface.

Abstract: A system and method for advertising via mobile devices is disclosed. The system includes a mobile device, a server and a network for providing communication between the mobile device and then server. According to one embodiment, the mobile device has a user input device and an advertisement interface. The server downloads an advertisement to the mobile device for display by the advertisement interface and tracks and stores information in response to the advertisement being viewed by a user. The method includes the steps of downloading an advertisement from an advertisement server to a mobile device, selecting the downloaded advertisement by a user of the mobile device, responding to the user selection, and the tracking of information by the advertising server.

Abstract: A system and method for forming transactions between a first mobile user and a merchant is set forth. An issuing bank and acquiring bank may also be provided for receiving and transferring funds. A transaction controller coupled to the mobile user device, the merchant device, the issuing bank, and the acquiring bank may be used to securely control the transactions therebetween. The transaction controller verifies the first user and receives a transaction amount corresponding to the transaction from the first user. The transfer of money is performed by the transaction controller between the issuing bank and the receiving bank in response to receiving the transaction amount.