Abstract: Electronic stored value cards (“eSVCs”) may be susceptible to fraud, theft, or unauthorized access. As eSVCs are still relatively new, the eSVC industry may not have fully developed sufficient safeguards to prevent such fraud, therft, and unauthorized access. Disclosed herein are systems, apparatus, and methods for evaluating whether or not to provide a service, which may include displaying, funding, or authorizing an eSVC. The evaluation may be in response to a request for such a service. The evaluation may be based on a risk due to fraud, theft, or unathorized access.

Abstract: System and methods for using an electronic stored-value card are provided. A system comprises an electronic stored-value card, and a digital sticker associated with the electronic stored-value card. The digital sticker is configured to convey transaction information of the electronic stored-value card to a processor or an issuer of the electronic stored-value card. A computer implemented method comprises associating a digital sticker with an electronic stored-value card, and conveying a transaction information of the electronic stored-value card to a processor or an issuer of the electronic stored-value card. A system comprises a memory configured to display information about a stored-value card and to initiate a registration of the stored-value card into an electronic wallet.

Abstract: An apparatus that comprises: a receiver configured to receive a request for a service; a processor coupled to the receiver and configured to: obtain data associated with the request, process the data, determine parameters based on the data, and perform a risk evaluation based on the parameters; and a transmitter coupled to the processor and configured to transmit a response to the request, wherein the response is based on the risk evaluation. A method that comprises: receiving a request for an electronic financial service; obtaining data associated with the request; determining parameters based on the data; calculating a risk score based on the parameters; and sending a response to the request based on the risk score.