Abstract: Disclosed is a lap tray 10 particularly suited to be used by a person who has a lap belt 32 strapped around the lower torso. The lap tray 10 includes a flat panel 12 having an opening 26 in the panel adapted to receive a cup. A guard member 22 attached by a hinge 24 to the panel 12 may be folded inward towards the panel during storage, and unfolded outward towards the user during use. The underside 22a of the unfolded guard 22 rest against the user's lower torso with the tray 10 on the user's lap, and a clip 30 on the underside 22a of the guard 22 is attached to the lap belt 32 worn by the user. The perimeter of the panel 12 and the opening 26 are raised to provide walls sections 18 through 21 and wall section 28, respectively.