Abstract: In general, embodiments of the invention relate to systems, methods, and computer program products for producing a financial offer that is specific to a customer and storing the electronic acceptance and authentication of the acceptance in a digital medium. More particularly, embodiments of the invention relate to identifying a customer, providing a financial offer that is specific to that customer, and electronically storing both the authentication of the identity of the customer and the accompanying acceptance of the financial offer.

Abstract: In general, embodiments of the invention relate to systems, methods, and computer program products for producing a financial offer that is specific to a customer and storing the electronic acceptance and authentication of the acceptance in a digital medium. More particularly, embodiments of the invention relate to identifying a customer, providing a financial offer that is specific to that customer, and electronically storing both the authentication of the identity of the customer and the accompanying acceptance of the financial offer.

Abstract: A substrate to be laminated is passed from a feed and brush table through an adhesive spreader, which spreader applies a pattern of adhesive along the top and bottom surfaces of the substrate. An index table, having a plurality of supporting rollers, supports a bottom laminate to be adhered to the bottom of the substrate at a predetermined indexed location. The substrate is transported onto the indexing table to a predetermined indexed location while being supported along its longitudinal edges by cone-shaped rollers to maintain undisturbed the pattern of adhesive. At the indexed location, the substrate drops onto the underlying laminate in predetermined relationship thereto. A top laminate to be adhered to the top surface of the substrate is positionally indexed on the index table and lowered onto the substrate.