Abstract: A method for validating tax data of a taxable entity comprises: receiving at a computer processor, payment card transaction records including at least one of a customer identifier, a merchant identifier, and transaction purchase amounts corresponding to entity purchase transactions over a given time period; analyzing the payment card transaction records data to generate one or more spending profiles according to one or more categories of merchants; correlating the entity spending profiles with one or more other aggregated spending profiles representative of historical spending by additional entities whose reported income is within a given range of the entity reported income; comparing the degree of correlation with a threshold and generating a signal indicative of a request for secondary review of a tax filing of the entity when the degree of correlation is below the threshold; and otherwise generating a signal indicative of a validated tax filing of the entity.

Abstract: A method for processing a consumer referral includes: storing, a plurality of location data entries, each entry including data related to a geographic location including a location identifier and location data; storing a plurality of referral data entries, each entry including data related to a referral including a referral identifier and one or more specific location identifiers; receiving a referral request, the request including a specific referral identifier encoded in a machine-readable code displayed at a specific geographic location associated with the specific referral identifier; identifying a specific referral data entry where the included referral identifier corresponds to the specific referral identifier; identifying a specific location data entry where the included location identifier corresponds to one of the one or more specific location identifiers included in the identified specific referral data entry; and transmitting the location data included in the identified specific location data entry

Abstract: A method for providing reward points to a cross border consumer is described. The method includes determining a primary transaction area of a consumer, identifying the consumer as a cross border consumer based on the transactions conducted outside the primary transaction area (“foreign transaction”), and identifying a foreign merchant associated with the foreign transactions.

Abstract: A method for processing a consumer referral includes: storing, a plurality of location data entries, each entry including data related to a geographic location including a location identifier and location data; storing a plurality of referral data entries, each entry including data related to a referral including a referral identifier and one or more specific location identifiers; receiving a referral request, the request including a specific referral identifier encoded in a machine-readable code displayed at a specific geographic location associated with the specific referral identifier; identifying a specific referral data entry where the included referral identifier corresponds to the specific referral identifier; identifying a specific location data entry where the included location identifier corresponds to one of the one or more specific location identifiers included in the identified specific referral data entry; and transmitting the location data included in the identified specific location data entry

Abstract: A method for validating tax data of a taxable entity comprises: receiving at a computer processor, payment card transaction records including at least one of a customer identifier, a merchant identifier, and transaction purchase amounts corresponding to entity purchase transactions over a given time period; analyzing the payment card transaction records data to generate one or more spending profiles according to one or more categories of merchants; correlating the entity spending profiles with one or more other aggregated spending profiles representative of historical spending by additional entities whose reported income is within a given range of the entity reported income; comparing the degree of correlation with a threshold and generating a signal indicative of a request for secondary review of a tax filing of the entity when the degree of correlation is below the threshold; and otherwise generating a signal indicative of a validated tax filing of the entity.

Abstract: A method for processing a consumer referral includes: storing, a plurality of location data entries, each entry including data related to a geographic location including a location identifier and location data; storing a plurality of referral data entries, each entry including data related to a referral including a referral identifier and one or more specific location identifiers; receiving a referral request, the request including a specific referral identifier encoded in a machine-readable code displayed at a specific geographic location associated with the specific referral identifier; identifying a specific referral data entry where the included referral identifier corresponds to the specific referral identifier; identifying a specific location data entry where the included location identifier corresponds to one of the one or more specific location identifiers included in the identified specific referral data entry; and transmitting the location data included in the identified specific location data entry

Abstract: A method for providing registrationless payment card security for a payment network that includes maintaining a list of anonymous mobile telephone numbers, which correspond to personal payment card account numbers (PAN). When a card-present authorization for a listed PAN is received, the payment network requests the geolocation of the cell phone of the card holder in real time from the mobile network operator. The mobile network operator determines the geolocation of the cell phone and transmits it to the payment network. The payment network compares the geolocation of the cell phone with the geolocation of the merchant to confirm that the card holder is present at the location of the transaction.

Abstract: Processor-executable methods, computing systems, and related processing for the creation, transaction, administration, management and communication of data relating to weather-related guarantees or revenue protection policies for mitigating the risk of loss of recurrent merchant revenue due to one or more weather conditions, based on analysis of revenues resulting from payment card transactions associated with the merchant.

Abstract: Systems and methods are provided for determining early-adopter payment accounts. One exemplary method generally includes accessing, by a computing device, product data for at least one target product including a product launch date for the at least one target product; accessing transaction data representative of multiple transactions to payment accounts; identifying, by a computing device, at least one of the multiple transactions as involving a purchase of the at least one target product; determining, by the computing device, an interval between the purchase of the at least one target product and the product launch date for the at least one target product; and appending, by the computing device, the payment account associated with the purchase of the at least one target product to an early-adopter segment based on the determined interval satisfying an early-adopter threshold.

Abstract: A method for identifying content for an associated group of individuals includes: storing, transaction messages, each including a primary account number, merchant identifier, transaction time, and transaction data; identifying a plurality of transaction groups, each group including transaction messages with a common merchant identifier and where the transaction time is within a predetermined range of time; identifying an account group comprising a plurality of primary account numbers included in transaction messages in each of two or more of the transaction groups; identifying transaction behaviors based the transaction data in each transaction message included in the transaction groups that include a primary account number stored in the account group; identifying a content item based on the transaction behaviors; and electronically transmitting the content item via a communication network.

Abstract: A method for generation of an index of influence for an individual using social network and electronic transaction data includes: storing transaction messages, each related to a transaction including a time, date, and transaction data; receiving social media data associated with a user of a social network, the data including a number of followers and secondary followers of the user and data associated with shared content including a shared time, shared date, and a data value corresponding to a product or merchant; identifying transaction messages where the time and date are within a predetermined period of the shared time and date and where the transaction data corresponds to the data value; calculating a rate of return for the user based on the number of followers and secondary followers and the number of transaction messages in the subset; and identifying an influence index based on the calculated rate of return.

Abstract: A method and a system are provided for offering travel support services. In particular, the method includes retrieving from one or more databases a first set of information comprising payment card transaction information of one or more entities including addenda information; retrieving from one or more databases a second set of information including vendor information; and retrieving from one or more databases a third set of information comprising external information.

Abstract: Systems and methods of generating a marketing target list based on information in a collection of payment card transaction data. An iterative querying process is configured to identify payment card holders who have recently experienced a job change by recognizing certain patterns in payment card transaction data that are correlated with changes of employment. Various patterns may be identified the payment card transaction data as job change indicators to facilitate the compilation of a timely and reliable list of payment card holders who are very likely to have experienced a recent change of employment.

Abstract: A method and a system are provided for wireless payment of parking fees or other charges for a vehicle. The method includes determining the location of the vehicle with a wireless communication device having a parking software application (App). The location is determined using a global positioning system. The method further includes transmitting the street parking location, a vehicle identification or user identification, and a payment to a parking authority server for initiating a street parking session with the wireless communication device, and allowing a user to change the street parking location with the wireless communication device. The method of this disclosure allows a user to change the street parking location, in particular, the user can select one or more street parking locations and initiate one or more street parking sessions with the wireless communication device.

Abstract: Processor-executable methods, computing systems, and related processing for the creation, transaction, administration, management and communication of data relating to weather-related guarantees or revenue protection policies for mitigating the risk of loss of recurrent merchant revenue due to one or more weather conditions, based on analysis of revenues resulting from payment card transactions associated with the merchant.

Abstract: A method for identifying and initiating a regular transaction for a consumer includes: storing a merchant profile, the profile including data related to a merchant including a merchant geolocation; storing an account profile, the profile including data related to a consumer including a plurality of transaction data entries, each including data related to a transaction involving the consumer including a set of one or more product identifiers corresponding to products purchased in the transaction; identifying a regular order for the consumer, the regular order including a specific set of one or more product identifiers based on frequency of the specific set as the set included in the transaction data entries in the account profile; receiving a geolocation associated with the consumer, the geolocation being within a predetermined distance of the geolocation in the merchant profile; and transmitting at least the one or more product identifiers included in the specific set.

Abstract: Methods and systems are provided for consolidating a shipment of purchased products to a consumer. A consumer is initially registered to a consolidation account for consolidated shipping of the products. The consolidation account typically includes at least one predefined shipping criteria, used to determine when to ship the consolidated products. Upon purchasing various products from one or more merchants, the products are associated, at a computing device, with the consumer's consolidation account and are routed to a hold location. Then, at the hold location, the products are pooled together and, when the at least one predefined shipping criteria is achieved, the products are routed, as a single shipment, to the consumer.

Abstract: A method for making a targeted offer by an entity to an audience of potential acceptors using a media streaming service is provided. The method includes retrieving information including purchasing and payment activity information attributable to the audience of potential acceptors; retrieving information including social media information indicative of one or more media listening or viewing patterns, interests or preferences of the audience of potential acceptors; correlating the information to generate one or more predictive behavioral models; identifying activities and characteristics attributable to the audience of potential acceptors; and conveying to the entity the activities and characteristics attributable to the audience of potential acceptors, to enable the entity to make a targeted offer to the audience of potential acceptors. A system for making a targeted offer by an entity to an audience of potential acceptors is also provided.

Abstract: A method for making a timely and targeted offer by an entity to an audience of potential acceptors is provided. The method involves retrieving information including purchasing and payment activity information attributable to the audience having a transaction, date and time identifier; retrieving information including website browsing information attributable to the audience having a website, date and time identifier for one or more websites visited by the audience; correlating the information to generate one or more predictive behavioral models; identifying time and date patterns associated with activities and characteristics attributable to the audience; and conveying to the entity the time and date patterns associated with the activities and characteristics attributable to the audience, to enable the entity to make a timely and targeted offer to the audience. A system for making a timely and targeted offer by an entity to an audience of potential acceptors is also provided.

Abstract: A method for processing a consumer referral includes: storing, a plurality of location data entries, each entry including data related to a geographic location including a location identifier and location data; storing a plurality of referral data entries, each entry including data related to a referral including a referral identifier and one or more specific location identifiers; receiving a referral request, the request including a specific referral identifier encoded in a machine-readable code displayed at a specific geographic location associated with the specific referral identifier; identifying a specific referral data entry where the included referral identifier corresponds to the specific referral identifier; identifying a specific location data entry where the included location identifier corresponds to one of the one or more specific location identifiers included in the identified specific referral data entry; and transmitting the location data included in the identified specific location data entry