Patents by Inventor Ranganathan Kanchi
Ranganathan Kanchi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240098069Abstract: Techniques are described that include detecting customer personal information within any appropriate set of data, such as customer communications produced by customer-facing services offered by an organization. Once detected, the customer personal information may be tokenized within the customer communications, making the data appropriate for external systems, such as cloud-hosted applications. The disclosed techniques include a masking service that may be plugged into an on-premises pipeline of any customer-facing service that makes requests to an off-premises, cloud-hosted application. The masking service may apply rule-based detection and/or machine learning-based detection to detect both structured and unstructured customer personal information included in customer communications. The masking service may further tokenize or otherwise obfuscate or replace the detected customer personal information.Type: ApplicationFiled: November 29, 2023Publication date: March 21, 2024Inventors: Chintan Mehta, Michelle Moore, Ramakrishna Swarup Pogalur, Kunal Jha, Kapil Soni, Venkatesan Chinnaraju, Upul D. Hanwella, Ranganathan Kanchi
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Patent number: 11870757Abstract: Techniques are described that include detecting customer personal information within any appropriate set of data, such as customer communications produced by customer-facing services offered by an organization. Once detected, the customer personal information may be tokenized within the customer communications, making the data appropriate for external systems, such as cloud-hosted applications. The disclosed techniques include a masking service that may be plugged into an on-premises pipeline of any customer-facing service that makes requests to an off-premises, cloud-hosted application. The masking service may apply rule-based detection and/or machine learning-based detection to detect both structured and unstructured customer personal information included in customer communications. The masking service may further tokenize or otherwise obfuscate or replace the detected customer personal information.Type: GrantFiled: December 2, 2021Date of Patent: January 9, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Chintan Mehta, Michelle Moore, Ramakrishna Swarup Pogalur, Kunal Jha, Kapil Soni, Venkatesan Chinnaraju, Upul D. Hanwella, Ranganathan Kanchi
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Publication number: 20230353559Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: ApplicationFiled: July 10, 2023Publication date: November 2, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Publication number: 20230353560Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: ApplicationFiled: July 10, 2023Publication date: November 2, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Publication number: 20230344825Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: ApplicationFiled: June 28, 2023Publication date: October 26, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Patent number: 11700122Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: GrantFiled: June 10, 2021Date of Patent: July 11, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Patent number: 11700248Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: GrantFiled: June 9, 2021Date of Patent: July 11, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Patent number: 11695560Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: GrantFiled: June 15, 2021Date of Patent: July 4, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Patent number: 11050565Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: GrantFiled: June 24, 2019Date of Patent: June 29, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Patent number: 11044092Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: GrantFiled: June 24, 2019Date of Patent: June 22, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Patent number: 11044246Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.Type: GrantFiled: June 21, 2019Date of Patent: June 22, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
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Patent number: 10846358Abstract: A method for responding to a content retrieval request at a server may include receiving the content retrieval request from a computing device; detecting, at a device aware controller, at least one device capability of the computing device; setting, at the device aware controller, a rule boundary for the content retrieval request based on the at least one device capability; forwarding the content retrieval request with the rule boundary to a device agnostic controller, wherein the content retrieval request does not include capability information associated with the computing device; receiving from the device agnostic controller at the device aware controller, data corresponding to the content retrieval request with the rule boundary applied; and providing the data with the rule boundary applied to the computing device for presentation on the computing device.Type: GrantFiled: September 30, 2019Date of Patent: November 24, 2020Assignee: Wells Fargo Bank, N.A.Inventors: Shailesh Hedaoo, Ashish G. Khapre, Ranganathan Kanchi
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Patent number: 10432702Abstract: A method for responding to a content retrieval request at a server may include receiving the content retrieval request from a computing device; detecting, at a device aware controller, at least one device capability of the computing device; setting, at the device aware controller, a rule boundary for the content retrieval request based on the at least one device capability; forwarding the content retrieval request with the rule boundary to a device agnostic controller, wherein the content retrieval request does not include capability information associated with the computing device; receiving from the device agnostic controller at the device aware controller, data corresponding to the content retrieval request with the rule boundary applied; and providing the data with the rule boundary applied to the computing device for presentation on the computing device.Type: GrantFiled: September 21, 2018Date of Patent: October 1, 2019Assignee: Wells Fargo Bank, N.A.Inventors: Shailesh Hedaoo, Ashish G. Khapre, Ranganathan Kanchi
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Patent number: 10084852Abstract: A method for responding to a content retrieval request at a server may include receiving the content retrieval request from a computing device; detecting, at a device aware controller, at least one device capability of the computing device; setting, at the device aware controller, a rule boundary for the content retrieval request based on the at least one device capability; forwarding the content retrieval request with the rule boundary to a device agnostic controller, wherein the content retrieval request does not include capability information associated with the computing device; receiving from the device agnostic controller at the device aware controller, data corresponding to the content retrieval request with the rule boundary applied; and providing the data with the rule boundary applied to the computing device for presentation on the computing device.Type: GrantFiled: October 6, 2016Date of Patent: September 25, 2018Assignee: Wells Fargo Bank, N.A.Inventors: Shailesh Hedaoo, Ashish G. Khapre, Ranganathan Kanchi