Patents by Inventor Ranganathan Kanchi

Ranganathan Kanchi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240098069
    Abstract: Techniques are described that include detecting customer personal information within any appropriate set of data, such as customer communications produced by customer-facing services offered by an organization. Once detected, the customer personal information may be tokenized within the customer communications, making the data appropriate for external systems, such as cloud-hosted applications. The disclosed techniques include a masking service that may be plugged into an on-premises pipeline of any customer-facing service that makes requests to an off-premises, cloud-hosted application. The masking service may apply rule-based detection and/or machine learning-based detection to detect both structured and unstructured customer personal information included in customer communications. The masking service may further tokenize or otherwise obfuscate or replace the detected customer personal information.
    Type: Application
    Filed: November 29, 2023
    Publication date: March 21, 2024
    Inventors: Chintan Mehta, Michelle Moore, Ramakrishna Swarup Pogalur, Kunal Jha, Kapil Soni, Venkatesan Chinnaraju, Upul D. Hanwella, Ranganathan Kanchi
  • Patent number: 11870757
    Abstract: Techniques are described that include detecting customer personal information within any appropriate set of data, such as customer communications produced by customer-facing services offered by an organization. Once detected, the customer personal information may be tokenized within the customer communications, making the data appropriate for external systems, such as cloud-hosted applications. The disclosed techniques include a masking service that may be plugged into an on-premises pipeline of any customer-facing service that makes requests to an off-premises, cloud-hosted application. The masking service may apply rule-based detection and/or machine learning-based detection to detect both structured and unstructured customer personal information included in customer communications. The masking service may further tokenize or otherwise obfuscate or replace the detected customer personal information.
    Type: Grant
    Filed: December 2, 2021
    Date of Patent: January 9, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chintan Mehta, Michelle Moore, Ramakrishna Swarup Pogalur, Kunal Jha, Kapil Soni, Venkatesan Chinnaraju, Upul D. Hanwella, Ranganathan Kanchi
  • Publication number: 20230353559
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Application
    Filed: July 10, 2023
    Publication date: November 2, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Publication number: 20230353560
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Application
    Filed: July 10, 2023
    Publication date: November 2, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Publication number: 20230344825
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Application
    Filed: June 28, 2023
    Publication date: October 26, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Patent number: 11700122
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Grant
    Filed: June 10, 2021
    Date of Patent: July 11, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Patent number: 11700248
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Grant
    Filed: June 9, 2021
    Date of Patent: July 11, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Patent number: 11695560
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: July 4, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Patent number: 11050565
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Grant
    Filed: June 24, 2019
    Date of Patent: June 29, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Patent number: 11044092
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Grant
    Filed: June 24, 2019
    Date of Patent: June 22, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Patent number: 11044246
    Abstract: Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.
    Type: Grant
    Filed: June 21, 2019
    Date of Patent: June 22, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nathan C. Freeling, Imran Haider, Ranganathan Kanchi, Andrew-An Truong Luu, Nancy Y. Mao, Kumaran Perumal
  • Patent number: 10846358
    Abstract: A method for responding to a content retrieval request at a server may include receiving the content retrieval request from a computing device; detecting, at a device aware controller, at least one device capability of the computing device; setting, at the device aware controller, a rule boundary for the content retrieval request based on the at least one device capability; forwarding the content retrieval request with the rule boundary to a device agnostic controller, wherein the content retrieval request does not include capability information associated with the computing device; receiving from the device agnostic controller at the device aware controller, data corresponding to the content retrieval request with the rule boundary applied; and providing the data with the rule boundary applied to the computing device for presentation on the computing device.
    Type: Grant
    Filed: September 30, 2019
    Date of Patent: November 24, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Shailesh Hedaoo, Ashish G. Khapre, Ranganathan Kanchi
  • Patent number: 10432702
    Abstract: A method for responding to a content retrieval request at a server may include receiving the content retrieval request from a computing device; detecting, at a device aware controller, at least one device capability of the computing device; setting, at the device aware controller, a rule boundary for the content retrieval request based on the at least one device capability; forwarding the content retrieval request with the rule boundary to a device agnostic controller, wherein the content retrieval request does not include capability information associated with the computing device; receiving from the device agnostic controller at the device aware controller, data corresponding to the content retrieval request with the rule boundary applied; and providing the data with the rule boundary applied to the computing device for presentation on the computing device.
    Type: Grant
    Filed: September 21, 2018
    Date of Patent: October 1, 2019
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Shailesh Hedaoo, Ashish G. Khapre, Ranganathan Kanchi
  • Patent number: 10084852
    Abstract: A method for responding to a content retrieval request at a server may include receiving the content retrieval request from a computing device; detecting, at a device aware controller, at least one device capability of the computing device; setting, at the device aware controller, a rule boundary for the content retrieval request based on the at least one device capability; forwarding the content retrieval request with the rule boundary to a device agnostic controller, wherein the content retrieval request does not include capability information associated with the computing device; receiving from the device agnostic controller at the device aware controller, data corresponding to the content retrieval request with the rule boundary applied; and providing the data with the rule boundary applied to the computing device for presentation on the computing device.
    Type: Grant
    Filed: October 6, 2016
    Date of Patent: September 25, 2018
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Shailesh Hedaoo, Ashish G. Khapre, Ranganathan Kanchi