Patents by Inventor Rasha KHAYAT

Rasha KHAYAT has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220391883
    Abstract: Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.
    Type: Application
    Filed: June 6, 2022
    Publication date: December 8, 2022
    Inventors: Edison U. ORTIZ, Arnold BADAL-BADALIAN, Ambica Pawan KHANDAVILLI, Rasha KHAYAT, Iustina-Miruna VINTILA, Nikhil Singh SHEKHAWAT
  • Patent number: 11354651
    Abstract: Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.
    Type: Grant
    Filed: June 13, 2018
    Date of Patent: June 7, 2022
    Assignee: Royal Bank of Canada
    Inventors: Edison U. Ortiz, Arnold Badal-Badalian, Ambica Pawan Khandavilli, Rasha Khayat, Iustina-Miruna Vintila, Nikhil Singh Shekhawat
  • Publication number: 20180293573
    Abstract: Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.
    Type: Application
    Filed: June 13, 2018
    Publication date: October 11, 2018
    Inventors: Edison U. ORTIZ, Arnold BADAL-BADALIAN, Ambica Pawan KHANDAVILLI, Rasha KHAYAT, Iustina-Miruna VINTILA, Nikhil Singh SHEKHAWAT