Patents by Inventor Ravi KHANDAVILLI

Ravi KHANDAVILLI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240177187
    Abstract: A computational approach is proposed herein for controlling a user interface for rendering of interactive graphical control elements representing offers and coupons that are inserted into a computational payment process. In particular, the offers and coupons can interact with stored payment information resident (or tokens thereof) on a digital wallet data structure. The approach can be implemented as a computing system, a computing method operable on a computing system, or a computer program product affixed in the form of a non-transitory computer readable medium storing machine-interpretable instructions.
    Type: Application
    Filed: February 2, 2024
    Publication date: May 30, 2024
    Inventors: Edison U. ORTIZ, David Ian MCKAY, Christoph KNOESS, Seung Bong BAEK, Ravi KHANDAVILLI, Adel Al NABULSI, Arnold BADAL-BADALIAN, Justin SIMONELIS
  • Patent number: 11893597
    Abstract: A computational approach is proposed herein for controlling a user interface for rendering of interactive graphical control elements representing offers and coupons that are inserted into a computational payment process. In particular, the offers and coupons can interact with stored payment information resident (or tokens thereof) on a digital wallet data structure. The approach can be implemented as a computing system, a computing method operable on a computing system, or a computer program product affixed in the form of a non-transitory computer readable medium storing machine-interpretable instructions.
    Type: Grant
    Filed: May 17, 2022
    Date of Patent: February 6, 2024
    Assignee: ROYAL BANK OF CANADA
    Inventors: Edison U. Ortiz, David Ian Mckay, Christoph Knoess, Seung Bong Baek, Ravi Khandavilli, Adel Al Nabulsi, Arnold Badal-Badalian, Justin Simonelis
  • Publication number: 20230252463
    Abstract: A computer system and method for populating electronic payment credentials is provided. The system comprises at least one processor and a memory storing instructions which when executed by the processor configure the processor to perform the method. The method comprises receiving a browser extension activation input, sending a payment details request message to a financial institution system, receiving payment details from the financial institution system following authentication at a mobile device, and populating a payment form on the browser using the payment details. Dynamic credentials are provided by the financial institution system and combined with pre-populated tokenized credentials during automatic entry into the payment form.
    Type: Application
    Filed: April 12, 2023
    Publication date: August 10, 2023
    Inventors: Arnold BADAL-BADALIAN, Seung Bong BAEK, Ravi KHANDAVILLI
  • Publication number: 20230186376
    Abstract: There is provided a computer system and method for orchestrating user interface, the method include: obtaining a first data set representative of intercepted data communication messages between a user interface of a user and a merchant hosting server; obtaining a second data set representing an instruction set for loading visual elements on the user interface provided from the merchant hosting server; analyzing the first data set to obtain one or more user-specific characteristics; determining if the user-specific characteristics associated with the user satisfy a trigger condition associated with a current resource offering; and responsive to a positive determination: injecting, into the instruction set for loading the visual elements on the user interface provided from the merchant hosting server, code corresponding to an interactive visual element corresponding to the current resource offering.
    Type: Application
    Filed: December 15, 2022
    Publication date: June 15, 2023
    Inventors: Edison U. ORTIZ, Gabriel Y. WOO, Ravi KHANDAVILLI, Adel Al NABULSI, Kirsten MACKERETH, Justin SIMONELIS
  • Publication number: 20220400145
    Abstract: Systems, methods, and computer readable media are directed in various embodiments for providing multiuser sessions for coordinated electronic transactions. A technical solution is directed to coordinating the electronic transactions across a plurality of instances, where the underlying users of the instances can include at least two users. Access to sensitive information can be restricted using a trusted execution environment and access can be given in accordance with the coordinated electronic transactions.
    Type: Application
    Filed: June 14, 2022
    Publication date: December 15, 2022
    Inventors: Arnold BADAL-BADALIAN, Edison U. ORTIZ, William Kwok Hung CHEUNG, Seung Bong BAEK, Ravi KHANDAVILLI
  • Publication number: 20220309502
    Abstract: Systems and methods for secure communication of data packets are described using a communications gateway and protocol. One or more payment generator devices utilize trusted execution environments to store identity attestation parameters which are then utilized during registration and/or validation of device identity at the gateway for secure transmission of secure data, including, for example, payment data.
    Type: Application
    Filed: March 23, 2022
    Publication date: September 29, 2022
    Inventors: Edison U. ORTIZ, Arnold BADAL-BADALIAN, Ming Li LIU, Ravi KHANDAVILLI
  • Publication number: 20220301013
    Abstract: Systems and methods for establishing data linkages are described in various embodiments. A system architecture is described which provides a data processing orchestrator device or service which securely interoperates with data sets at various points in time associated with a set of interactions a user may have with computer systems. The data sets are obtained from different data repositories, and are combined together for analysis such that a first data set representing intents (e.g., web search/browse history) can be combined together with a second data set representing outcomes (e.g., purchase transaction history, web site shopping carts).
    Type: Application
    Filed: March 22, 2022
    Publication date: September 22, 2022
    Inventors: Edison U. ORTIZ, David Ian MCKAY, Christoph KNOESS, Ravi KHANDAVILLI, Adel Al NABULSI
  • Publication number: 20220300999
    Abstract: A computational approach is proposed herein for controlling a user interface for rendering of interactive graphical control elements representing offers and coupons that are inserted into a computational payment process. In particular, the offers and coupons can interact with stored payment information resident (or tokens thereof) on a digital wallet data structure. The approach can be implemented as a computing system, a computing method operable on a computing system, or a computer program product affixed in the form of a non-transitory computer readable medium storing machine-interpretable instructions.
    Type: Application
    Filed: May 17, 2022
    Publication date: September 22, 2022
    Inventors: Edison U. ORTIZ, David Ian MCKAY, Christoph KNOESS, Seung Bong BAEK, Ravi KHANDAVILLI, Adel Al NABULSI, Arnold BADAL-BADALIAN