Patents by Inventor Reinaldo Gamaliel Rivera Colon
Reinaldo Gamaliel Rivera Colon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240176813Abstract: Features described herein generally relate to a graphical user interface that includes an insight hub and an insight carousel. In one example, a system can receive insights associated with transactions, generate an image carousel that includes slides populated with information associated with the insights, and generate another interface page that includes insight listings corresponding to multiple insights.Type: ApplicationFiled: February 6, 2024Publication date: May 30, 2024Applicant: Truist BankInventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Alisha Belk, Kelly Griffin
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Patent number: 11972273Abstract: Features described herein generally relate to automatically positioning insights in spatial locations of a graphical user interface page based on rules. Particularly, insights associated with transactions are received, spatial locations within a graphical user interface page that are designated for displaying insights are determined, a subset of spatial locations for positioning the insights are selected based on the insights and rules, and a graphical user interface with the insights spatially positioned at the subset of spatial locations is generated.Type: GrantFiled: July 11, 2022Date of Patent: April 30, 2024Assignee: Truist BankInventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Kelly Griffin
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Patent number: 11972206Abstract: Some examples described herein relate to automatically configuring an insight carousel of a graphical user interface based on templates. In one example, a system can receive templates and insights associated with transactions, populate fields within each template using information associated with the insights, and generate a graphical user interface including an image carousel having slides incorporating the populated templates.Type: GrantFiled: July 11, 2022Date of Patent: April 30, 2024Assignee: Truist BankInventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Alisha Belk, Kelly Griffin
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Publication number: 20240112416Abstract: A system for scheduling a timed interchange protocol via an integrated augmented-reality presentation, includes a computing system having a processor, a memory device and a non-transitory storage device. The one or more processor executes computer-readable instructions. A network connection connects multiple user devices to the computing system, each of the multiple user devices having a known or determinable current location. Upon execution of the computer-readable instructions, the computing system performs steps including, for each user device of the multiple user devices, receiving geolocation data identifying the current location of the user device, and retrieving, from the at least one of a memory device and a non-transitory storage device, overlay content for display on the user device. The overlay content includes information about an accessible item (AI) in a non-transient position proximal to a current location of the user device. The overlay content is sent for display on the user device.Type: ApplicationFiled: September 30, 2022Publication date: April 4, 2024Applicant: Truist BankInventors: Micah Ryan Tinklepaugh, Jahlisa Misenheimer, Ryan David Hepford, Daniel Jordan Schantz, Reinaldo Gamaliel Rivera Colon, Ali Rezajoo
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Publication number: 20240112415Abstract: A system for scheduling a timed interchange protocol via an integrated augmented-reality presentation, includes a computing system having a processor, a memory device and a non-transitory storage device. The one or more processor executes computer-readable instructions. A network connection connects multiple user devices to the computing system, each of the multiple user devices having a known or determinable current location. Upon execution of the computer-readable instructions, the computing system performs steps including, for each user device of the multiple user devices, receiving interrogation resultant data identifying an accessible item (AI) in a transient position proximal to the current location of the user device; retrieving, from the at least one of a memory device and a non-transitory storage device, overlay content for display on the user device, the overlay content including information about the AI. The overlay content is sent for display on the user device.Type: ApplicationFiled: September 30, 2022Publication date: April 4, 2024Applicant: Truist BankInventors: Micah Ryan Tinklepaugh, Jahlisa Misenheimer, Ryan David Hepford, Daniel Jordan Schantz, Reinaldo Gamaliel Rivera Colon, Ali Rezajoo
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Publication number: 20240086456Abstract: Features described herein generally relate to a graphical user interface that includes an insight hub and an insight carousel. In one example, a system can receive insights associated with transactions, generate an image carousel that includes slides populated with information associated with the insights, and generate another interface page that includes insight listings corresponding to multiple insights.Type: ApplicationFiled: November 22, 2023Publication date: March 14, 2024Applicant: Truist BankInventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Alisha Belk, Kelly Griffin
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Publication number: 20240061924Abstract: In some examples, a computing device can receive information about different gestures and output different application pages of an application, depending on the type of gesture associated with the information received. Mappings can be used to determine the application page to output a command to display, based on the gesture.Type: ApplicationFiled: October 25, 2023Publication date: February 22, 2024Applicant: Truist BankInventors: Reinaldo Gamaliel Rivera Colon, Everardo Calamaco, JR., Michaela Rose Cestari, Jeffrey Jason Griffin
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Publication number: 20240045740Abstract: An application-programming interface for scraping data across platforms is provided. For example, a computing system use an application programming interface to scrape a first set of data from a first database associated with a first application and a second set of data from a second database associated with a second application. The computing system can determine a portion of the first set of data and the second set of data that is relevant to a user account. The computing system can generate a user score for the user account indicating a financial health progress based on the first set of data and the second set of data. The computing system can output the portion of the first set of data and the second set of data and the user score for display on a graphical user interface associated with the user account.Type: ApplicationFiled: October 17, 2023Publication date: February 8, 2024Applicant: Truist BankInventors: Ronald Lee Ratcliffe, JR., Reinaldo Gamaliel Rivera Colon, Jennifer Merten
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Publication number: 20240012659Abstract: Features described herein generally relate to automatically positioning insights in spatial locations of a graphical user interface page based on rules. Particularly, insights associated with transactions are received, spatial locations within a graphical user interface page that are designated for displaying insights are determined, a subset of spatial locations for positioning the insights are selected based on the insights and rules, and a graphical user interface with the insights spatially positioned at the subset of spatial locations is generated.Type: ApplicationFiled: July 11, 2022Publication date: January 11, 2024Inventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Kelly Griffin
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Publication number: 20240012988Abstract: Some examples described herein relate to automatically configuring an insight carousel of a graphical user interface based on templates. In one example, a system can receive templates and insights associated with transactions, populate fields within each template using information associated with the insights, and generate a graphical user interface including an image carousel having slides incorporating the populated templates.Type: ApplicationFiled: July 11, 2022Publication date: January 11, 2024Inventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Alisha Belk, Kelly Griffin
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Publication number: 20240012850Abstract: Features described herein generally relate to a graphical user interface that includes an insight hub and an insight carousel. In one example, a system can receive insights associated with transactions, generate an image carousel that includes slides populated with information associated with the insights, and generate another interface page that includes insight listings corresponding to multiple insights.Type: ApplicationFiled: July 11, 2022Publication date: January 11, 2024Inventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Alisha Belk, Kelly Griffin
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Patent number: 11860931Abstract: Features described herein generally relate to a graphical user interface that includes an insight hub and an insight carousel. In one example, a system can receive insights associated with transactions, generate an image carousel that includes slides populated with information associated with the insights, and generate another interface page that includes insight listings corresponding to multiple insights.Type: GrantFiled: July 11, 2022Date of Patent: January 2, 2024Assignee: TRUIST BANKInventors: James Harrison Creager, Reinaldo Gamaliel Rivera Colon, Jennifer Merten, Natalie Stormer, Alisha Belk, Kelly Griffin
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Publication number: 20230410677Abstract: Using a trained machine learning model for modifying word structures in financial literacy content based on age is provided. For example, a computing system can determine a first reading comprehension level for a set of financial literacy content. The set of financial literacy content can include sentences. The computing system can input the sentences into a trained machine learning model. The computing system can receive one or more updates to the sentences from the trained machine learning model. The computing system can generate an updated set of financial literacy content based on the one or more updates to the sentences. The one or more updates to the sentences can have a second reading comprehension level that is different than the first reading comprehension level. The computing system can output the updated set of financial literacy content as a graphical user interface to a user device associated with a user account.Type: ApplicationFiled: June 17, 2022Publication date: December 21, 2023Applicant: Truist BankInventors: Ronald Lee Ratcliffe, JR., Reinaldo Gamaliel Rivera Colon, Jennifer Merten
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Publication number: 20230410079Abstract: A virtual reality environment for teaching children about money is provided. For example, a computing system can generate a virtual reality environment associated with a child user account linked to a parent user account. The virtual reality environment can include an interactive gaming element. The computing system can output the virtual reality environment to a user device associated with the child user account. The computing system can receive, from the user device, an input for the interactive gaming element. The computing system can determine, based on the input, an update to a financial balance in the child user account. The computing system can output, to the user device, the update to the financial balance for display in the virtual reality environment.Type: ApplicationFiled: June 17, 2022Publication date: December 21, 2023Applicant: Truist BankInventors: Ronald Lee Ratcliffe, JR., Reinaldo Gamaliel Rivera Colon, Jennifer Merten
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Publication number: 20230410684Abstract: Using machine learning for determining financial literacy content based on life stages is provided. For example, a computing system can determine a first stage of life associated with a first set of financial literacy content for a user account. The computing system can input a set of user characteristics associated with a user of the user account into a trained machine learning model. The computing system can receive, from the trained machine learning model, a second stage of life associated with the user. The second stage of life can be different than the first stage of life. The computing system can determine a second set of financial literacy content based on the second stage of life. The computing system can output, to a user device associated with the user account, the updated set of financial literacy content for display as a graphical user interface.Type: ApplicationFiled: June 17, 2022Publication date: December 21, 2023Applicant: Truist BankInventors: Ronald Lee Ratcliffe, JR., Reinaldo Gamaliel Rivera Colon, Jennifer Merten
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Patent number: 11836239Abstract: In some examples, a computing device can receive information about different gestures and output different application pages of an application, depending on the type of gesture associated with the information received. The different pages can provide different functional features for the application. Mappings can be used to determine the application page to output a command to display, based on the gesture.Type: GrantFiled: July 1, 2022Date of Patent: December 5, 2023Assignee: Truist BankInventors: Reinaldo Gamaliel Rivera Colon, Everardo Calamaco, Jr., Michaela Rose Cestari, Jeffrey Jason Griffin
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Patent number: 11822977Abstract: An application-programming interface for scraping data across platforms is provided. For example, a computing system use an application programming interface to scrape a first set of data from a first database associated with a first application and a second set of data from a second database associated with a second application. The computing system can determine a portion of the first set of data and the second set of data that is relevant to a user account. The computing system can generate a user score for the user account indicating a financial health progress based on the first set of data and the second set of data. The computing system can output the portion of the first set of data and the second set of data and the user score for display on a graphical user interface associated with the user account.Type: GrantFiled: June 23, 2022Date of Patent: November 21, 2023Assignee: Truist BankInventors: Ronald Lee Ratcliffe, Jr., Reinaldo Gamaliel Rivera Colon, Jennifer Merten
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Publication number: 20230034319Abstract: A computer server may receive location data from a mobile client device and may compare the location data to predefined secure location definitions, which may be trusted or private locations. The computer server may receive a request from the mobile client device to access network resources or services, and the computer server may determine, using a result of comparing the location data and the one or more predefined secure location definitions, an authentication process for providing the mobile client device with access to the network resources or services. The computer server may execute the authentication process and may provide the mobile client device with access to the network resources or services.Type: ApplicationFiled: October 14, 2022Publication date: February 2, 2023Applicant: Truist BankInventors: Reinaldo Gamaliel Rivera Colon, Everardo Calamaco, JR., Michaela Rose Cestari
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Patent number: 11509642Abstract: A computer server is disclosed that may include a processing unit and a computer-readable memory that may store computer-executable instructions that are executable by the processing unit to cause the computer server to perform various operations. The computer server may receive location data from a mobile client device and may compare the location data to predefined secure location definitions, which may be trusted or private locations. The computer server may receive a request from the mobile client device to access network resources or services, and the computer server may determine, using a result of comparing the location data and the one or more predefined secure location definitions, an authentication process for providing the mobile client device with access to the network resources or services. The computer server may execute the authentication process and may provide the mobile client device with access to the network resources or services.Type: GrantFiled: August 20, 2020Date of Patent: November 22, 2022Assignee: Truist BankInventors: Reinaldo Gamaliel Rivera Colon, Everardo Calamaco, Jr., Michaela Rose Cestari
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Publication number: 20220335115Abstract: In some examples, a computing device can receive information about different gestures and output different application pages of an application, depending on the type of gesture associated with the information received. The different pages can provide different functional features for the application. Mappings can be used to determine the application page to output a command to display, based on the gesture.Type: ApplicationFiled: July 1, 2022Publication date: October 20, 2022Inventors: Reinaldo Gamaliel Rivera Colon, Everardo Calamaco, JR., Michaela Rose Cestari, Jeffrey Jason Griffin