Patents by Inventor Rendheer Joshy

Rendheer Joshy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240104155
    Abstract: Methods and systems as described herein may enable customized navigation flow for websites/applications. Navigation flows (e.g., the pages, user interfaces, views, etc. that are displayed to a user) may be customized for each user. Navigation parameters may be generated for a user and may indicate a customized navigation flow for the user. The navigation parameters may indicate one or more pages of a website/application and an order that each of the one or more pages should be displayed to the user. The navigation parameters may indicate a trigger for each page. A trigger may indicate an action and/or event that causes a change in display to the next page in the navigation flow. Navigation parameters may be shared between devices, which may enable the user to experience the same navigation flow across multiple websites/applications.
    Type: Application
    Filed: December 6, 2023
    Publication date: March 28, 2024
    Inventor: Rendheer Joshy
  • Patent number: 11886526
    Abstract: Methods and systems as described herein may enable customized navigation flow for websites/applications. Navigation flows (e.g., the pages, user interfaces, views, etc. that are displayed to a user) may be customized for each user. Navigation parameters may be generated for a user and may indicate a customized navigation flow for the user. The navigation parameters may indicate one or more pages of a website/application and an order that each of the one or more pages should be displayed to the user. The navigation parameters may indicate a trigger for each page. A trigger may indicate an action and/or event that causes a change in display to the next page in the navigation flow. Navigation parameters may be shared between devices, which may enable the user to experience the same navigation flow across multiple websites/applications.
    Type: Grant
    Filed: May 2, 2022
    Date of Patent: January 30, 2024
    Assignee: Capital One Services, LLC
    Inventor: Rendheer Joshy
  • Publication number: 20230077445
    Abstract: Systems and methods of the present disclosure enable automated sharing of confidential information according to tiers of security by receiving an electronic information request from an automated form production application of a computing device associated with a third-party entity. A request security tier associated with the electronic information request is determined according to a security tier of the user-related secure data. At least one authentication requirement associated with the request is determined according to authentication settings of the security tier. An authentication request is generated enabling the user to provide an authentication response to approve the computing device for access to the user-related secure data.
    Type: Application
    Filed: October 31, 2022
    Publication date: March 16, 2023
    Inventor: Rendheer Joshy
  • Patent number: 11487899
    Abstract: Systems and methods of the present disclosure enable automated sharing of confidential information according to tiers of security by receiving an electronic information request from an automated form production application of a computing device associated with a third-party entity. A request security tier associated with the electronic information request is determined according to a security tier of the user-related secure data. At least one authentication requirement associated with the request is determined according to authentication settings of the security tier. An authentication request is generated enabling the user to provide an authentication response to approve the computing device for access to the user-related secure data.
    Type: Grant
    Filed: October 27, 2020
    Date of Patent: November 1, 2022
    Assignee: Capital One Services, LLC
    Inventor: Rendheer Joshy
  • Publication number: 20220292372
    Abstract: Methods and systems are described herein for processing approval requests using application-independent processing system. The processing system provides a configuration file that may be used to define a process. Each application, or each process in an application, may define its own process parameters in the configuration file. The use of this architecture allows for the processing system to be used with multiple applications. When an approval request is received, the processing system obtains the configuration file of the process to which the approval request corresponds and executes the process accordingly. The processing system also facilitates automatic approval of an approval request using pre-authorized approval information that is provided by an approver independent of the approval request. If an approval request satisfies conditions defined in the pre-authorized approval information, the approval request is automatically approved without user intervention.
    Type: Application
    Filed: March 10, 2021
    Publication date: September 15, 2022
    Applicant: Capital One Services, LLC
    Inventors: Rendheer JOSHY, William DONEGAN, Shashi PARUPATI, Joseph LUPINO, Craig HOFFERBERT, Melanie WEYER, Stephen MORT, Tamika HARRIS-SMITH, Yelena SHERMAN
  • Publication number: 20220261446
    Abstract: Methods and systems as described herein may enable customized navigation flow for websites/applications. Navigation flows (e.g., the pages, user interfaces, views, etc. that are displayed to a user) may be customized for each user. Navigation parameters may be generated for a user and may indicate a customized navigation flow for the user. The navigation parameters may indicate one or more pages of a website/application and an order that each of the one or more pages should be displayed to the user. The navigation parameters may indicate a trigger for each page. A trigger may indicate an action and/or event that causes a change in display to the next page in the navigation flow. Navigation parameters may be shared between devices, which may enable the user to experience the same navigation flow across multiple websites/applications.
    Type: Application
    Filed: May 2, 2022
    Publication date: August 18, 2022
    Inventor: Rendheer Joshy
  • Publication number: 20220138273
    Abstract: Methods and systems as described herein may enable customized navigation flow for websites/applications. Navigation flows (e.g., the pages, user interfaces, views, etc. that are displayed to a user) may be customized for each user. Navigation parameters may be generated for a user and may indicate a customized navigation flow for the user. The navigation parameters may indicate one or more pages of a website/application and an order that each of the one or more pages should be displayed to the user. The navigation parameters may indicate a trigger for each page. A trigger may indicate an action and/or event that causes a change in display to the next page in the navigation flow. Navigation parameters may be shared between devices, which may enable the user to experience the same navigation flow across multiple websites/applications.
    Type: Application
    Filed: November 4, 2020
    Publication date: May 5, 2022
    Inventor: Rendheer Joshy
  • Patent number: 11321412
    Abstract: Methods and systems as described herein may enable customized navigation flow for websites/applications. Navigation flows (e.g., the pages, user interfaces, views, etc. that are displayed to a user) may be customized for each user. Navigation parameters may be generated for a user and may indicate a customized navigation flow for the user. The navigation parameters may indicate one or more pages of a website/application and an order that each of the one or more pages should be displayed to the user. The navigation parameters may indicate a trigger for each page. A trigger may indicate an action and/or event that causes a change in display to the next page in the navigation flow. Navigation parameters may be shared between devices, which may enable the user to experience the same navigation flow across multiple websites/applications.
    Type: Grant
    Filed: November 4, 2020
    Date of Patent: May 3, 2022
    Assignee: Capital One Services, LLC
    Inventor: Rendheer Joshy
  • Publication number: 20220129577
    Abstract: Systems and methods of the present disclosure enable automated sharing of confidential information according to tiers of security by receiving an electronic information request from an automated form production application of a computing device associated with a third-party entity. A request security tier associated with the electronic information request is determined according to a security tier of the user-related secure data. At least one authentication requirement associated with the request is determined according to authentication settings of the security tier. An authentication request is generated enabling the user to provide an authentication response to approve the computing device for access to the user-related secure data.
    Type: Application
    Filed: October 27, 2020
    Publication date: April 28, 2022
    Inventor: Rendheer Joshy
  • Patent number: 11164247
    Abstract: In some embodiments, the present disclosure provides an exemplary technically improved method for providing real-time alerts about an app user's location and the possibility that a user may be contemplating a credit offer from a merchant for a specific credit transaction with the merchant; alerting the user of the entity's willingness to extend credit for the specific credit transaction(s) with a merchant; negotiating with the user in real-time about the credit terms that the entity may be able to provide in comparison to offers received from existing merchants; and if approved, providing the user with the same or better credit terms than those offered by the merchant for that particular transaction(s); and avoiding any negative impact to the user's credit scores from a hard inquiry by either the merchant or the entity of the user's credit history with a credit bureau.
    Type: Grant
    Filed: February 13, 2020
    Date of Patent: November 2, 2021
    Assignee: Capital One Services, LLC
    Inventor: Rendheer Joshy
  • Publication number: 20210256602
    Abstract: In some embodiments, the present disclosure provides an exemplary technically improved method for providing real-time alerts about an app user's location and the possibility that a user may be contemplating a credit offer from a merchant for a specific credit transaction with the merchant; alerting the user of the entity's willingness to extend credit for the specific credit transaction(s) with a merchant; negotiating with the user in real-time about the credit terms that the entity may be able to provide in comparison to offers received from existing merchants; and if approved, providing the user with the same or better credit terms than those offered by the merchant for that particular transaction(s); and avoiding any negative impact to the user's credit scores from a hard inquiry by either the merchant or the entity of the user's credit history with a credit bureau.
    Type: Application
    Filed: February 13, 2020
    Publication date: August 19, 2021
    Inventor: Rendheer Joshy