Abstract: The present disclosure involves systems, software, and computer-implemented methods for allowing independent adjustment for different areas of a payment instrument image. An example method includes updating an image property of an area of a clearing payment instrument image associated with a tangible payment instrument including a payee, a payor, an amount, and an authorization, the tangible payment instrument to be submitted for electronic transaction clearing, wherein the clearing payment instrument image is associated with a first value of the image property, the image property of the area is updated to a second value different than the first value of the image property, and the area of the clearing payment instrument image includes less than the entire clearing payment image; and storing the updated clearing payment instrument image in response to updating the image property.

Abstract: The present disclosure involves systems, software, and computer-implemented methods for applying correction macros to a clearing payment instrument image. An example method includes identifying a correction macro including one or more image processing actions to apply to a first clearing payment instrument image; associating the correction macro with a first attribute of the first clearing payment instrument image; and determining that the correction macro is to be applied to a second clearing payment instrument including a second attribute based on the second attribute matching the first attribute associated with the correction macro.

Abstract: The present disclosure involves systems, software, and computer-implemented methods for allowing independent adjustment for different areas of a payment instrument image. An example method includes updating an image property of an area of a clearing payment instrument image associated with a tangible payment instrument including a payee, a payor, an amount, and an authorization, the tangible payment instrument to be submitted for electronic transaction clearing, wherein the clearing payment instrument image is associated with a first value of the image property, the image property of the area is updated to a second value different than the first value of the image property, and the area of the clearing payment instrument image includes less than the entire clearing payment image; and storing the updated clearing payment instrument image in response to updating the image property.

Abstract: The present disclosure involves systems, software, and computer-implemented methods for allowing independent adjustment for different areas of a payment instrument image. An example method includes updating an image property of an area of a clearing payment instrument image associated with a tangible payment instrument including a payee, a payor, an amount, and an authorization, the tangible payment instrument to be submitted for electronic transaction clearing, wherein the clearing payment instrument image is associated with a first value of the image property, the image property of the area is updated to a second value different than the first value of the image property, and the area of the clearing payment instrument image includes less than the entire clearing payment image; and storing the updated clearing payment instrument image in response to updating the image property.

Abstract: The present disclosure involves systems, software, and computer-implemented methods for allowing independent adjustment for different areas of a payment instrument image. An example method includes receiving an original payment instrument image associated with a tangible payment instrument; creating a clearing payment instrument image based on the original payment instrument image associated with a first contrast value; presenting the clearing payment instrument image in a user interface in response to creating the clearing payment instrument image; in response to presenting the clearing payment instrument image: receiving an indication of an area of the clearing payment instrument image from the user interface; receiving an indication of a second contrast value to which to update the indicated area from the user interface; and updating a contrast value of the indicated area of the clearing payment instrument image to the second contrast value.

Abstract: The present disclosure involves systems, software, and computer-implemented methods for allowing independent adjustment for different areas of a payment instrument image. An example method includes receiving an original payment instrument image associated with a tangible payment instrument; creating a clearing payment instrument image based on the original payment instrument image associated with a first contrast value; presenting the clearing payment instrument image in a user interface in response to creating the clearing payment instrument image; in response to presenting the clearing payment instrument image: receiving an indication of an area of the clearing payment instrument image from the user interface; receiving an indication of a second contrast value to which to update the indicated area from the user interface; and updating a contrast value of the indicated area of the clearing payment instrument image to the second contrast value.

Abstract: The present disclosure involves systems, software, and computer-implemented methods for allowing independent adjustment for different areas of a payment instrument image. An example method includes updating an image property of an area of a clearing payment instrument image associated with a tangible payment instrument including a payee, a payor, an amount, and an authorization, the tangible payment instrument to be submitted for electronic transaction clearing, wherein the clearing payment instrument image is associated with a first value of the image property, the image property of the area is updated to a second value different than the first value of the image property, and the area of the clearing payment instrument image includes less than the entire clearing payment image; and storing the updated clearing payment instrument image in response to updating the image property.

Abstract: In one embodiment, software for detecting duplicate commercial paper transactions implements a method to identify a check identification code, such as a Magnetic Ink Character Recognition (MICR) code, from a commercial paper transaction, with the check identification code comprising a plurality of fields. The software determines a hash value based on at least a portion of the plurality of fields and verifies the authenticity of the MICR code based, at least in part, on the determined hash value.

Abstract: In one embodiment, example software is operable to determine a first hash value for an electronic check image, with the check image operable to generate an image replacement document. The hash value is associated with the electronic check image. The electronic check image and the associated hash value is communicated to a recipient for processing.

Abstract: A method for communicating between a check processing system and a non-compatible check sorter is provided that includes accessing a MICR buffer for the check sorter. The MICR buffer comprises MICR data retrieved from a check. A process buffer is generated based on the MICR buffer. The process buffer is standardized for a plurality of disparate types of check sorters. A plurality of feature instructions are received for the check based on the process buffer. The feature instructions are communicated to the check sorter for processing of the check.

Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.

Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.