Patents by Inventor Rian R. Maloney
Rian R. Maloney has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 7890426Abstract: In one embodiment, example software is operable to determine a first hash value for an electronic check image, with the check image operable to generate an image replacement document. The hash value is associated with the electronic check image. The electronic check image and the associated hash value is communicated to a recipient for processing.Type: GrantFiled: November 19, 2004Date of Patent: February 15, 2011Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 7555156Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.Type: GrantFiled: June 9, 2005Date of Patent: June 30, 2009Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 7178723Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.Type: GrantFiled: June 9, 2005Date of Patent: February 20, 2007Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 7178721Abstract: In one embodiment, software for detecting duplicate commercial paper transactions implements a method to identify a check identification code, such as a Magnetic Ink Character Recognition (MICR) code, from a commercial paper transaction, with the check identification code comprising a plurality of fields. The software determines a hash value based on at least a portion of the plurality of fields and verifies the authenticity of the MICR code based, at least in part, on the determined hash value.Type: GrantFiled: February 8, 2006Date of Patent: February 20, 2007Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 7177456Abstract: A method for communicating between a check processing system and a non-compatible check sorter is provided that includes accessing a MICR buffer for the check sorter. The MICR buffer comprises MICR data retrieved from a check. A process buffer is generated based on the MICR buffer. The process buffer is standardized for a plurality of disparate types of check sorters. A plurality of feature instructions are received for the check based on the process buffer. The feature instructions are communicated to the check sorter for processing of the check.Type: GrantFiled: December 7, 2005Date of Patent: February 13, 2007Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 7177840Abstract: A system for imaging checks is provided that includes an image capture host and a database. The image capture host is coupled to a sorter that is operable to sort a plurality of checks, to retrieve data from the checks and to record digital images of the checks. The image capture host is operable to obtain the digital images of the checks recorded by the sorter. The database is external to the sorter and is coupled to the image capture host. The database is operable to store the digital images of the checks obtained by the image capture host.Type: GrantFiled: June 1, 2001Date of Patent: February 13, 2007Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 7028886Abstract: In one embodiment, software for detecting duplicate commercial paper transactions is operable to identify a check identification code, such as a Magnetic Ink Character Recognition (MICR) code, from a commercial paper transaction, with the check identification code comprising a plurality of fields. The software determines a hash value based on at least a portion of the plurality of fields and verifies the authenticity of the MICR code based, at least in part, on the determined hash value.Type: GrantFiled: November 19, 2004Date of Patent: April 18, 2006Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 6985617Abstract: A method for communicating between a check processing system and a non-compatible check sorter is provided that includes accessing a MICR buffer for the check sorter. The MICR buffer comprises MICR data retrieved from a check. A process buffer is generated based on the MICR buffer. The process buffer is standardized for a plurality of disparate types of check sorters. A plurality of feature instructions are received for the check based on the process buffer. The feature instructions are communicated to the check sorter for processing of the check.Type: GrantFiled: April 20, 2000Date of Patent: January 10, 2006Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Patent number: 6924450Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.Type: GrantFiled: July 9, 2003Date of Patent: August 2, 2005Assignee: VECTORsgi, Inc.Inventor: Rian R. Maloney
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Publication number: 20040016683Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.Type: ApplicationFiled: July 9, 2003Publication date: January 29, 2004Applicant: Sterling Commerce, Inc. a Delaware corporationInventor: Rian R. Maloney
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Patent number: 6608274Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.Type: GrantFiled: April 20, 2000Date of Patent: August 19, 2003Assignee: Sterling Commerce, Inc.Inventor: Rian R. Maloney
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Publication number: 20020184151Abstract: A system for imaging checks is provided that includes an image capture host and a database. The image capture host is coupled to a sorter that is operable to sort a plurality of checks, to retrieve data from the checks and to record digital images of the checks. The image capture host is operable to obtain the digital images of the checks recorded by the sorter. The database is external to the sorter and is coupled to the image capture host. The database is operable to store the digital images of the checks obtained by the image capture host.Type: ApplicationFiled: June 1, 2001Publication date: December 5, 2002Inventor: Rian R. Maloney