Patents by Inventor Rian R. Maloney

Rian R. Maloney has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7890426
    Abstract: In one embodiment, example software is operable to determine a first hash value for an electronic check image, with the check image operable to generate an image replacement document. The hash value is associated with the electronic check image. The electronic check image and the associated hash value is communicated to a recipient for processing.
    Type: Grant
    Filed: November 19, 2004
    Date of Patent: February 15, 2011
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 7555156
    Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.
    Type: Grant
    Filed: June 9, 2005
    Date of Patent: June 30, 2009
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 7178723
    Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.
    Type: Grant
    Filed: June 9, 2005
    Date of Patent: February 20, 2007
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 7178721
    Abstract: In one embodiment, software for detecting duplicate commercial paper transactions implements a method to identify a check identification code, such as a Magnetic Ink Character Recognition (MICR) code, from a commercial paper transaction, with the check identification code comprising a plurality of fields. The software determines a hash value based on at least a portion of the plurality of fields and verifies the authenticity of the MICR code based, at least in part, on the determined hash value.
    Type: Grant
    Filed: February 8, 2006
    Date of Patent: February 20, 2007
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 7177456
    Abstract: A method for communicating between a check processing system and a non-compatible check sorter is provided that includes accessing a MICR buffer for the check sorter. The MICR buffer comprises MICR data retrieved from a check. A process buffer is generated based on the MICR buffer. The process buffer is standardized for a plurality of disparate types of check sorters. A plurality of feature instructions are received for the check based on the process buffer. The feature instructions are communicated to the check sorter for processing of the check.
    Type: Grant
    Filed: December 7, 2005
    Date of Patent: February 13, 2007
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 7177840
    Abstract: A system for imaging checks is provided that includes an image capture host and a database. The image capture host is coupled to a sorter that is operable to sort a plurality of checks, to retrieve data from the checks and to record digital images of the checks. The image capture host is operable to obtain the digital images of the checks recorded by the sorter. The database is external to the sorter and is coupled to the image capture host. The database is operable to store the digital images of the checks obtained by the image capture host.
    Type: Grant
    Filed: June 1, 2001
    Date of Patent: February 13, 2007
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 7028886
    Abstract: In one embodiment, software for detecting duplicate commercial paper transactions is operable to identify a check identification code, such as a Magnetic Ink Character Recognition (MICR) code, from a commercial paper transaction, with the check identification code comprising a plurality of fields. The software determines a hash value based on at least a portion of the plurality of fields and verifies the authenticity of the MICR code based, at least in part, on the determined hash value.
    Type: Grant
    Filed: November 19, 2004
    Date of Patent: April 18, 2006
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 6985617
    Abstract: A method for communicating between a check processing system and a non-compatible check sorter is provided that includes accessing a MICR buffer for the check sorter. The MICR buffer comprises MICR data retrieved from a check. A process buffer is generated based on the MICR buffer. The process buffer is standardized for a plurality of disparate types of check sorters. A plurality of feature instructions are received for the check based on the process buffer. The feature instructions are communicated to the check sorter for processing of the check.
    Type: Grant
    Filed: April 20, 2000
    Date of Patent: January 10, 2006
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Patent number: 6924450
    Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.
    Type: Grant
    Filed: July 9, 2003
    Date of Patent: August 2, 2005
    Assignee: VECTORsgi, Inc.
    Inventor: Rian R. Maloney
  • Publication number: 20040016683
    Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.
    Type: Application
    Filed: July 9, 2003
    Publication date: January 29, 2004
    Applicant: Sterling Commerce, Inc. a Delaware corporation
    Inventor: Rian R. Maloney
  • Patent number: 6608274
    Abstract: A system for handling checks is provided that includes a sorter operable to retrieve MICR data from a plurality of checks. An emulator is coupled to the sorter. The emulator is operable to access the MICR data, to generate a process buffer based on the MICR data, and to generate a plurality of feature instructions for each check based on the process buffer. A communication engine is coupled between the emulator and a check processing system. The communication engine is operable to communicate between the emulator and the check processing system in real-time. The check processing system is operable to receive the process buffer from the emulator through the communication engine. The emulator is further operable to communicate the feature instructions to the sorter. The sorter is further operable to process the checks based on the feature instructions.
    Type: Grant
    Filed: April 20, 2000
    Date of Patent: August 19, 2003
    Assignee: Sterling Commerce, Inc.
    Inventor: Rian R. Maloney
  • Publication number: 20020184151
    Abstract: A system for imaging checks is provided that includes an image capture host and a database. The image capture host is coupled to a sorter that is operable to sort a plurality of checks, to retrieve data from the checks and to record digital images of the checks. The image capture host is operable to obtain the digital images of the checks recorded by the sorter. The database is external to the sorter and is coupled to the image capture host. The database is operable to store the digital images of the checks obtained by the image capture host.
    Type: Application
    Filed: June 1, 2001
    Publication date: December 5, 2002
    Inventor: Rian R. Maloney