Patents by Inventor Ricardo Outi

Ricardo Outi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for conducting a transaction at a financial transaction terminal using a mobile device
    Patent number: 8972297
    Abstract: The systems and methods described herein allow greater access to a banking platform via a mobile device. The customer can initiate a financial transaction using a mobile device, a bank can inform the customer of the nearest financial transaction terminal to perform that service, and the customer can complete that financial transaction at the financial transaction terminal using the mobile device as a user interface. While conventional systems may use a mobile device to transmit payment information at a point of sale terminal of a brick-and-mortar merchant, the embodiments described herein can allow a customer to conduct a transaction at a financial transaction terminal using the mobile device to initiate a transaction at a location away from a financial transaction terminal, to locate the nearest financial transaction terminal providing the required services, and as a user interface while communicating with the financial transaction terminal.
    Type: Grant
    Filed: November 15, 2011
    Date of Patent: March 3, 2015
    Assignee: Citibank, N.A.
    Inventors: Christopher Eric Kay, Ricardo Outi, Sopnendu Mohanty, Mavanur Narakesari Rangaraj, Jonathan Christian Larsen
  • SYSTEM AND METHOD FOR CONDUCTING A TRANSACTION AT A FINANCIAL TRANSACTION TERMINAL USING A MOBILE DEVICE
    Publication number: 20130124410
    Abstract: The systems and methods described herein allow greater access to a banking platform via a mobile device. The customer can initiate a financial transaction using a mobile device, a bank can inform the customer of the nearest financial transaction terminal to perform that service, and the customer can complete that financial transaction at the financial transaction terminal using the mobile device as a user interface. While conventional systems may use a mobile device to transmit payment information at a point of sale terminal of a brick-and-mortar merchant, the embodiments described herein can allow a customer to conduct a transaction at a financial transaction terminal using the mobile device to initiate a transaction at a location away from a financial transaction terminal, to locate the nearest financial transaction terminal providing the required services, and as a user interface while communicating with the financial transaction terminal.
    Type: Application
    Filed: November 15, 2011
    Publication date: May 16, 2013
    Inventors: Christopher Erin KAY, Ricardo Outi, Sopnendu Mohanty, Mavanur Narakesari Rangaraj, Jonathan Christian Larsen
  • Financial transaction terminal
    Patent number: D722739
    Type: Grant
    Filed: June 15, 2011
    Date of Patent: February 17, 2015
    Assignee: Citibank, N.A.
    Inventors: Christopher E. Kay, Ricardo Outi, Sopnendu Mohanty, Michael Ely, Hector J. Moll-Carrillo, Samuel Kong-Yue Lising, Isao Takezawa, Timothy Mathew Kobe