Patents by Inventor Richard Burdett
Richard Burdett has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10692081Abstract: It is determined whether a payment device has come into association with a special spending environment. If so, an authorization and guarantee for a predetermined amount of funds to cover multiple transactions within the special spending environment is requested from an issuer of the payment device. If successful, a balance, based on the predetermined amount of funds, is established on a local authorization platform that is associated with the special spending environment and that is separate from the issuer of the payment device. A series of purchases with the payment device, within the special spending environment, is tracked. For each given purchase of the series of purchases, the balance is adjusted to reflect the value of the given purchase. At some point, it is determined that the series of purchases is ended.Type: GrantFiled: December 31, 2010Date of Patent: June 23, 2020Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Richard Burdett, Colin Tanner
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Patent number: 9767500Abstract: A method for displaying product details on a consumer device includes: preparing digital media for display on the device; detecting whether the digital media includes at least one product available for purchase; receiving a plurality of product data sets, each set associated with a product identifier and product details for an available product, the product details including information to initiate a transaction for the product; identifying an index of products in the digital media, the index including for each product a display location and a product identification number; receiving an indication from a user identifying a selected product in the digital media based on a display location in the digital media of the product and/or selection from a listing of the product in the index; retrieving product details for the product based on the product identification number and the product identifier; and displaying the retrieved product details.Type: GrantFiled: February 26, 2013Date of Patent: September 19, 2017Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Oran Cummins, Garry Lyons, Matthew Hopkins, Prashant Sharma, Stephen Elder, Stephen Whitney, Richard Burdett, Tina Doran, Michael Friedman
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Patent number: 9396496Abstract: In accordance with some embodiments, a method includes receiving, in a proximity coupling system, holder consent to provide a human understandable indication of an account balance associated with a payment account; and providing a human understandable indication of the account balance associated with the payment account via an output device, in response at least in part to the consent; wherein receiving holder consent comprises receiving holder consent provided via a proximity payment device associated with the payment account. In accordance with some embodiments, a method includes storing account data and preference data in a proximity payment device, the preference data indicative of a preferred method to provide a human understandable indication of an account balance.Type: GrantFiled: March 10, 2014Date of Patent: July 19, 2016Assignee: MasterCard International IncorporatedInventors: Richard Burdett, Colin Tanner, Christopher Leech
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Publication number: 20140191029Abstract: In accordance with some embodiments, a method includes receiving, in a proximity coupling system, holder consent to provide a human understandable indication of an account balance associated with a payment account; and providing a human understandable indication of the account balance associated with the payment account via an output device, in response at least in part to the consent; wherein receiving holder consent comprises receiving holder consent provided via a proximity payment device associated with the payment account. In accordance with some embodiments, a method includes storing account data and preference data in a proximity payment device, the preference data indicative of a preferred method to provide a human understandable indication of an account balance.Type: ApplicationFiled: March 10, 2014Publication date: July 10, 2014Applicant: MasterCard International IncorporatedInventors: Richard Burdett, Colin Tanner, Chris Leech
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Publication number: 20140164221Abstract: A system, method, and computer-readable storage medium configured to enable the pooling and sharing of funds to cover shared expenses for a limited time. An electronic basket is created. The electronic basket includes a virtual prepaid payment card with a unique identifier and associated with a user. The user is prompted for potential contributors to the electronic basket. A network interface electronically contacts the potential contributors, and the electronic basket is stored in a user-card database. When the basket expires, users are prompted to extend the time period, or remaining funds are returned to basket contributors.Type: ApplicationFiled: December 10, 2012Publication date: June 12, 2014Inventors: James Sinton, Richard Burdett, Hemal Sanghvi
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Patent number: 8746553Abstract: A payment device—payment device reader combination obtains issuer token data that was generated by an issuer entity from: input data, and an issuer application cryptogram based on the input data and a session key. The issuer token data is disassembled by the payment device—payment device reader combination to obtain the input data and the issuer application cryptogram, and the payment device—payment device reader combination computes a payment device application cryptogram based on the input data and the session key. This is compared, by the payment device—payment device reader combination, to the issuer application cryptogram. If the payment device application cryptogram matches the issuer application cryptogram, at least one action is allowed to take place on the payment device.Type: GrantFiled: September 27, 2010Date of Patent: June 10, 2014Assignee: Mastercard International Incorporated PurchaseInventor: Richard Burdett
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Patent number: 8684261Abstract: In accordance with some embodiments, a method includes receiving, in a proximity coupling system, holder consent to provide a human understandable indication of an account balance associated with a payment account; and providing a human understandable indication of the account balance associated with the payment account via an output device, in response at least in part to the consent; wherein receiving holder consent comprises receiving holder consent provided via a proximity payment device associated with the payment account. In accordance with some embodiments, a method includes storing account data and preference data in a proximity payment device, the preference data indicative of a preferred method to provide a human understandable indication of an account balance.Type: GrantFiled: January 20, 2009Date of Patent: April 1, 2014Assignee: MasterCard International IncorporatedInventors: Richard Burdett, Colin Tanner, Chris Leech
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Publication number: 20130282526Abstract: A method for displaying product details on a consumer device includes: preparing digital media for display on the device; detecting whether the digital media includes at least one product available for purchase; receiving a plurality of product data sets, each set associated with a product identifier and product details for an available product, the product details including information to initiate a transaction for the product; identifying an index of products in the digital media, the index including for each product a display location and a product identification number; receiving an indication from a user identifying a selected product in the digital media based on a display location in the digital media of the product and/or selection from a listing of the product in the index; retrieving product details for the product based on the product identification number and the product identifier; and displaying the retrieved product details.Type: ApplicationFiled: February 26, 2013Publication date: October 24, 2013Applicant: Mastercard International IncorporatedInventors: Oran CUMMINS, Gary LYONS, Matthew HOPKINS, Prashant SHARMA, Stephen ELDER, Stephen WHITNEY, Richard BURDETT, Tina DORAN, Michael FRIEDMAN
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Publication number: 20120173423Abstract: It is determined whether a payment device has come into association with a special spending environment. If so, an authorization and guarantee for a predetermined amount of funds to cover multiple transactions within the special spending environment is requested from an issuer of the payment device. If successful, a balance, based on the predetermined amount of funds, is established on a local authorization platform that is associated with the special spending environment and that is separate from the issuer of the payment device. A series of purchases with the payment device, within the special spending environment, is tracked. For each given purchase of the series of purchases, the balance is adjusted to reflect the value of the given purchase. At some point, it is determined that the series of purchases is ended.Type: ApplicationFiled: December 31, 2010Publication date: July 5, 2012Applicant: MasterCard International IncorporatedInventors: Richard Burdett, Colin Tanner
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Publication number: 20120074219Abstract: A payment device—payment device reader combination obtains issuer token data that was generated by an issuer entity from: input data, and an issuer application cryptogram based on the input data and a session key. The issuer token data is disassembled by the payment device—payment device reader combination to obtain the input data and the issuer application cryptogram, and the payment device—payment device reader combination computes a payment device application cryptogram based on the input data and the session key. This is compared, by the payment device—payment device reader combination, to the issuer application cryptogram. If the payment device application cryptogram matches the issuer application cryptogram, at least one action is allowed to take place on the payment device.Type: ApplicationFiled: September 27, 2010Publication date: March 29, 2012Inventor: Richard Burdett
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Publication number: 20100181376Abstract: In accordance with some embodiments, a method includes receiving, in a proximity coupling system, holder consent to provide a human understandable indication of an account balance associated with a payment account; and providing a human understandable indication of the account balance associated with the payment account via an output device, in response at least in part to the consent; wherein receiving holder consent comprises receiving holder consent provided via a proximity payment device associated with the payment account. In accordance with some embodiments, a method includes storing account data and preference data in a proximity payment device, the preference data indicative of a preferred method to provide a human understandable indication of an account balance.Type: ApplicationFiled: January 20, 2009Publication date: July 22, 2010Inventors: Richard Burdett, Colin Tanner, Chris Leech