Patents by Inventor Richard Gloria

Richard Gloria has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7899718
    Abstract: On-line systems and methods allow customers to view and purchase financial services products, such as annuities, and the like, which are subject to State regulations and require the use of State mandated forms. Customers are able to view State-specific forms and to electronically sign such forms to make a purchase.
    Type: Grant
    Filed: August 1, 2002
    Date of Patent: March 1, 2011
    Assignee: United Services Automobile Association (USAA)
    Inventors: Cheryl Anne Howell, Scott Ivan Bureau, Thomas David Gaitan, Joseph Richard Gloria, Robert Joseph Hotard, Steven Michael Large, Jeffry Leon Post, Susan Yonker Price, Bonnie Michelle Rose, Michael John Rothe
  • Publication number: 20050196231
    Abstract: A quick-locking connector and method for use in the oil and gas industry. The quick-locking connector comprises male and female portions, which mate together in a non-coaxial hinged relationship. Rigid connection is achieved by guidance and location of spring-loaded buttons of the male portion into apertures of the female portion. The connector allows the female portion to be attached to a horizontal element, such as a horizontal drill pipe, and to mate with the male portion attached to a vertical element. In this configuration, lifting the male portion vertically upwards allows gravity to locate the spring-loaded buttons of the male portion into the female portion to provide rigid attachment at the connector such that the elements can be secured vertically inline with each other. The connector therefore provides a self lifting capability.
    Type: Application
    Filed: January 31, 2005
    Publication date: September 8, 2005
    Inventors: Frederick McKay, Richard Gloria, Corn Black
  • Publication number: 20030105674
    Abstract: The present invention provides a system and method of facilitating online transactions. The present invention is capable of receiving product information, storing same upon a repository and profiling each product according to geographical region. When a customer accesses the website utilized by the present invention, his or her address information is used to determine a geographical area of residence. Geographical area specific product forms are stored upon the repository in image-type format (for example, PDF format) substantially identical to the forms as they would appear if presented to the customer as a hard copy. Thus, once the customer has verified the correct purchasing information, the invention imports the purchasing information into the appropriate image-type geographical area specific form and displays same to the customer.
    Type: Application
    Filed: August 1, 2002
    Publication date: June 5, 2003
    Applicant: United Services Automobile Association
    Inventors: Cheryl Anne Howell, Scott Ivan Bureau, Thomas David Gaitan, Joseph Richard Gloria, Robert Joseph Hotard, Steven Michael Large, Jeffry Leon Post, Susan Yonker Price, Bonnie Michelle Rose, Michael John Rothe