Abstract: The invention provides a computer-based method for appraising intellectual property representations, including storing representations of intellectual property on a computer-readable medium of a service computer system, transmitting a request for valuation signal from the service computer system to at least one appraiser computer system, receiving a request for access signal from the appraisal computer system, transmitting at least one access signal from the service computer system to the appraisal computer system in response to the request for access signal, the access signal including the representations of the intellectual property, receiving an appraisal signal from the appraisal computer system at the service computer system, the appraisal signal including the intellectual property valuation based on the representations of intellectual property and recording the intellectual property valuation on the computer-readable medium of the service computer system.

Abstract: Provided herein are methods of assessing patent portfolios to determine if they are loan-worthy assets and if they are found to be loan worthy, valuating the portfolios for purposes of monetizing them. Monetization of the patent portfolios will permit lending institutions to make loans using only the patent portfolios as collateral, or permit the transfer of the portfolio as an asset to another company after proper valuation.

Abstract: A personal financial assistant computer system and method includes customer terminals at financial institution branch offices or other locations. Each customer terminal stores financial information for the particular financial services (such as insurance, annuities, bonds, mortgages or loans) sold at that terminal. A display is also provided at each terminal for displaying selected information. At least one representative terminal is provided at a central location and includes a display and keyboard. A telephone link is also provided between the customer terminals and the representative terminals for voice communication. According to the invention, a representative at the representative terminal controls the customer terminal in response to commands initiated from the input device, thereby displaying financial service information at the customer terminal under control of the representative terminal.

Abstract: A personal financial assistant computer method includes customer terminals at financial institution branch offices or other locations. Each customer terminal stores financial information for the particular financial services (such as insurance, annuities, bonds, mortgages or loans) sold at that terminal. A display is also provided at each terminal for displaying selected information. At least one representative terminal is provided at a central location and includes a display and keyboard. A telephone link is also provided between the customer terminals and the representative terminals for voice communication. According to the invention, a representative at the representative terminal controls the customer terminal in response to commands initiated from the input device, thereby displaying financial service information at the customer terminal under control of the representative terminal.