Abstract: A system where a payer transmits a first-time enrollment request to a portal, where the first-time enrollment request includes initial identifying information of said first circuit and/or communication circuit. In the system, the portal generates an out-of-band blockchain notification requesting authentication from a recipient. In addition, the recipient receives the out-of-band notification whereby the recipient accepts the funds and initial enrollment is completed through the portal. Furthermore, the portal communicates with a third party for verification and transmits an enrollment confirmation to the recipient. Also, the portal transmits an enrollment confirmation upon the successful/unsuccessful enrollment of the recipient.

Abstract: A system where a payer transmits a first-time enrollment request to a portal, where the first-time enrollment request includes initial identifying information of said first circuit and/or communication circuit. In the system, the portal generates an out-of-band blockchain notification requesting authentication from a recipient. In addition, the recipient receives the out-of-band notification whereby the recipient accepts the funds and initial enrollment is completed through the portal. Furthermore, the portal communicates with a third party for verification and transmits an enrollment confirmation to the recipient. Also, the portal transmits an enrollment confirmation upon the successful/unsuccessful enrollment of the recipient.

Abstract: An electronic device, and method of producing an electronic device, are disclosed. The electronic device comprises a diamond substrate 10. Within the substrate 10 is an electrode 12, known as a ‘buried electrode’. A first surface 14 of the substrate 10 is provided with a conductive contact region 16. The electrode 12 is electrically connected to the contact region 16 by a conductive pillar 18. The electrode, conductive pillar, and contact region comprise modified portions of the diamond substrate, for example comprising at least one of graphitic carbon, amorphous carbon, and a combination of SP2 and SP3 phases of carbon, formed from a portion of diamond substrate.

Abstract: An apparatus and method for improved communications between two parties which allows for users to make an offer to change the terms of an existing contract. For example, a Payor may use the apparatus and method to offer to their Payee a greater amount for a later payment date whereby a Facilitator may instead send the offer to a marketplace to assist the Payor to get the terms they need to run their business and to ensure the Payor gets paid on time in order to keep all parties viable while a Facilitator may collect fees on the transactions.

Abstract: A system where a payer transmits a first-time enrollment request to a portal, where the first-time enrollment request includes initial identifying information of said first circuit and/or communication circuit. In the system, the portal generates an out-of-band blockchain notification requesting authentication from a recipient. In addition, the recipient receives the out-of-band notification whereby the recipient accepts the funds and initial enrollment is completed through the portal. Furthermore, the portal communicates with a third party for verification and transmits an enrollment confirmation to the recipient. Also, the portal transmits an enrollment confirmation upon the successful/unsuccessful enrollment of the recipient.

Abstract: An electron multiplying structure for use in a vacuum tube using electron multiplying, the electron multiplying structure having an input face intended to be oriented in a facing relationship with an entrance window of the vacuum tube, an output face intended to be oriented in a facing relationship with a detection surface of the vacuum tube, wherein the electron multiplying structure at least is composed of a semi-conductor material layer adjacent the detection windows. Also disclosed is a vacuum tube using electron multiplying with an electron multiplying structure.

Abstract: A payroll receiving and accessing system includes an enrollment kit. The kit includes activation instructions and an enrollment form for assigning an account identifier that identifies an account for receiving payroll funds due an employee. The system also includes an account activation system programmed to receive an activation request by the employee to activate the account, provide to the employee disbursement options including at least receiving payroll funds by negotiable instrument and receiving payroll funds by presentation instrument, receive from the employee a selection from among the disbursement options, and establish the selection. The system also includes a trustee account for the benefit of the employee for receiving the payroll funds due the employee and a system configured to disburse the funds to the employee in accordance with the selection.

Abstract: A value distribution method includes enrolling a payee into a source program through which the payee receives funds from a payer. The source program includes a stored value account into which the payer deposits the payee's funds. The stored value account has account information associated therewith. The method also includes receiving a porting trigger, and, in response to the porting trigger, establishing a target program for the payee. The target program includes a target account into which entities in addition to the payer may deposit funds. The method also includes porting at least a portion of the account information from the source program to the target program.

Abstract: A photo cathode for use in a vacuum tube including a cathode layer, having an entrance face capable of absorbing photons impinging on the cathode layer, and an exit face for releasing electrons upon impinging of the photons, and an electron exit layer, in facing relationship with the exit face of the cathode layer for improving the releasing of the electrons, and a carbon containing layer, positioned between the exit face of the cathode layer and the electron exit layer, for bonding the electron exit layer to the cathode layer.

Abstract: A payroll receiving and accessing system includes an enrollment kit. The kit includes activation instructions and an enrollment form for assigning an account identifier that identifies an account for receiving payroll funds due an employee. The system also includes an account activation system programmed to receive an activation request by the employee to activate the account, provide to the employee disbursement options including at least receiving payroll funds by negotiable instrument and receiving payroll funds by presentation instrument, receive from the employee a selection from among the disbursement options, and establish the selection. The system also includes a trustee account for the benefit of the employee for receiving the payroll funds due the employee and a system configured to disburse the funds to the employee in accordance with the selection.

Abstract: A value distribution method includes enrolling a payee into a source program through which the payee receives funds from a payer. The source program includes a stored value account into which the payer deposits the payee's funds. The stored value account has account information associated therewith. The method also includes receiving a porting trigger, and, in response to the porting trigger, establishing a target program for the payee. The target program includes a target account into which entities in addition to the payer may deposit funds. The method also includes porting at least a portion of the account information from the source program to the target program.

Abstract: A photo cathode for use in a vacuum tube including a cathode layer, having an entrance face capable of absorbing photons impinging on the cathode layer, and an exit face for releasing electrons upon impinging of the photons, and an electron exit layer, in facing relationship with the exit face of the cathode layer for improving the releasing of the electrons, and a carbon containing layer, positioned between the exit face of the cathode layer and the electron exit layer, for bonding the electron exit layer to the cathode layer.

Abstract: An electron multiplying structure for use in a vacuum tube using electron multiplying, the electron multiplying structure having an input face intended to be oriented in a facing relationship with an entrance window of the vacuum tube, an output face intended to be oriented in a facing relationship with a detection surface of the vacuum tube, wherein the electron multiplying structure at least is composed of a semi-conductor material layer adjacent the detection windows. Also disclosed is a vacuum tube using electron multiplying with an electron multiplying structure.

Abstract: A presentation instrument package includes a presentation instrument and a negotiable instrument. The package is configured for display at a point-of-sale, and the presentation instrument and negotiable instrument are configured for activation at the point-of-sale.

Abstract: A method of porting value from a negotiable instrument to a presentation instrument includes acquiring information from the negotiable instrument, acquiring information from the presentation instrument, sending at least a portion of the information from the negotiable instrument to a check processor, receiving a message from the check processor that identifies whether the negotiable instrument has been associated with a Positive Pay File, and, based at least in part on the message from the check processor, determining an amount of value to credit to an account associated with the presentation instrument.

Abstract: Systems, methods, and software are described for authorizing transactions undertaken with a negotiable instrument which is pre-allocated a specific amount of funds. A host computer system may receive a request to allocate funds to a negotiable instrument. The host may verify the availability of funds, and allocate the funds to the negotiable instrument. The host may then receive a request to authorize the transaction in which the negotiable instrument is used. The host may verify that the particular instrument has been allocated the specific amount indicated, and thereby authorize the transaction.

Abstract: Disclosed herein are various embodiments of brakes for non-motorized mobile apparatus and brakes for transport apparatus such as non-motorized scooters. In an exemplary embodiment, a brake assembly for a non-motorized mobile apparatus may generally include one or more wheel assemblies. A housing may be mounted on an upper surface of at least a portion of the mobile apparatus, adjacent the one or each wheel assemblies. One or each housing may be adapted to support a rotatable braking means or device, which, in turn, may include a biasing device or biasing means adjacent at least one wheel. In a first position, the rotatable braking means may be biased away from the at least one wheel. In a second position, the rotatable braking means may be biased to engage a surface of at least one wheel to slow or stop the mobile apparatus.

Abstract: A folding means for a foldable apparatus, the folding means comprising a first member (2) having a locking end (4) and a second member (5) having an opening (16) through which the locking end (4) of the first member (2) is located, the locking end (4) being pivotally attached to the second member (5) via a pivot means and the locking end (4) comprising at least one catch (26), and wherein a locking means that is adapted to engage with the catch (26) and the second member (5) to lock the apparatus in a particular position.

Abstract: Systems, methods, and software are described for authorizing transactions undertaken with a negotiable instrument which is pre-allocated a specific amount of funds. A host computer system may receive a request to allocate funds to a negotiable instrument. The host may verify the availability of funds, and allocate the funds to the negotiable instrument. The host may then receive a request to authorize the transaction in which the negotiable instrument is used. The host may verify that the particular instrument has been allocated the specific amount indicated, and thereby authorize the transaction.

Abstract: Systems, methods, and software are described for authorizing transactions undertaken with a negotiable instrument which is pre-allocated a specific amount of funds. A host computer system may receive a request to allocate funds to a negotiable instrument. The host may verify the availability of funds, and allocate the funds to the negotiable instrument. The host may then receive a request to authorize the transaction in which the negotiable instrument is used. The host may verify that the particular instrument has been allocated the specific amount indicated, and thereby authorize the transaction.