Abstract: A telephone dialing system which utilizes a calling card having party identification information thereon as well as a telephone number digitally encoded thereon. The calling card is capable of being inserted into a dialing unit which will automatically dial the telephone number encoded on the calling card. The dialing unit automatically determines whether or not the area code included within the telephone number is to be dialed or disregarded. In addition, the dialing unit will automatically determine whether or not additional digits are to be generated for dialing of the telephone number on the card.