Abstract: A system and method for managing payment in a transaction using a portable computing device (“PCD”) includes a mobile wallet token being received from an account issuing entity. Next, the mobile wallet token is stored in memory within a PCD payment platform (i.e., a cloud payment solution). A PCD token that corresponds with the mobile wallet token is generated by the PCD payment platform. The PCD token is transmitted over a communications network to a PCD. The mobile wallet token corresponds to at least one of: a credit card account, an alternative or non-traditional payment account, a stored value account, an account from a financial institution, and a merchant based card account. A mobile wallet token may be generated in response to receiving input from an on-line portal that future use of a payment account with a PCD is desired or in response to input received from a point-of-sale terminal.

Abstract: A system and method for collecting and managing information taken from tokens, like credit cards and gift cards, includes a portable computing device (PCD). The PCD may support a token recognizer that may comprise hardware and/or software that may reside in memory of the PCD. The token recognizer may work in combination with a camera. The token recognizer may comprise a broad recognizer module and an optical character recognition (“OCR”) module. The camera of the PCD may capture images of one or more physical tokens. These captured images of the physical tokens may be processed by the token recognizer so that digital images as well as data provided by the physical tokens may be maintained in memory of the PCD for later presentation to the user. These later presentations on the PCD may be used for account management and for conducting transactions, such as making payment at a point-of-sale (POS) terminal.

Abstract: A method and system for creating and sharing product ensembles between a portable computing device (“PCD”) and a pin board wall includes receiving product scan data for a product and displaying a visual representation of the product on a display of a PCD as part of a product ensemble. A product ensemble includes two or more products grouped together. Next, a command to transfer the product ensemble from a PCD to a pin board wall may be received. A pin board wall may comprise a display that is generally larger than the display of the PCD. Data for the product ensemble may then be transferred over a communications network from the PCD to the pin board wall. The transferred product ensemble is then displayed on the pin board wall. A command may also be received to transfer the product ensemble from the pin board wall to another PCD.

Abstract: A method and system include verifying credentials for gaining access to a transactional controller with the portable computing device. The transactional controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The transactional controller may also receive product scan data and compare the product scan data against one of offer data and coupon data in a database. After these comparisons, any matches of product scan data to offer data or coupon data may be sent to the PCD and the POS controller. Similarly, any matches of the merchant identifier to loyalty account data may be transmitted to the POS controller. During or after the purchase transaction, a message may be generated by the transaction controller which lists one or more preferred payment options that may be selected using the PCD to complete a purchase.

Abstract: A system and method for managing payment in a transaction using a portable computing device (“PCD”) includes a mobile wallet token being received from an account issuing entity. Next, the mobile wallet token is stored in memory within a PCD payment platform (i.e., a cloud payment solution). A PCD token that corresponds with the mobile wallet token is generated by the PCD payment platform. The PCD token is transmitted over a communications network to a PCD. The mobile wallet token corresponds to at least one of: a credit card account, an alternative or non-traditional payment account, a stored value account, an account from a financial institution, and a merchant based card account. A mobile wallet token may be generated in response to receiving input from an on-line portal that future use of a payment account with a PCD is desired or in response to input received from a point-of-sale terminal.

Abstract: Various aspects include methods and devices for displaying advertisements on a mobile advertising display device (MADD). Advertisements may be selected for display by a device, such as the MADD or an advertising server, based on one or more of the MADD's geographic location, the time of day, or various types of user data from nearby mobile devices. Further aspects include systems and methods of responding to requests from mobile device users and assigning expenses based on user activities.

Abstract: A method and system include verifying credentials for gaining access to a central mobile payment controller using the portable computing device (“PCD”). The central mobile payment controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The central mobile payment controller through a tender steering module may determine if a profile of the portable computing device is associated with a merchant branded payment account and/or with a merchant branded stored value account. The central mobile payment controller may produce a message that lists one or more preferred payment options in a ranked fashion that may favor a merchant based on interchange rates.

Abstract: A method, system, apparatus, and computer program product are disclosed for a hybrid m-commerce system. Cash and electronic payment may be used substantially interchangeably within the hybrid m-commerce system. In one embodiment, cash change received from a transaction may be adjusted using the system. In another embodiment, cash change may be received as a change identifier. In yet another embodiment, a threshold may be defined and utilized to automatically adjust the balance of one or more stored value card account.

Abstract: A method and system include verifying credentials for gaining access to a transactional controller with the portable computing device. The transactional controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The transactional controller may also receive product scan data and compare the product scan data against one of offer data and coupon data in a database. After these comparisons, any matches of product scan data to offer data or coupon data may be sent to the PCD and the POS controller. Similarly, any matches of the merchant identifier to loyalty account data may be transmitted to the POS controller. During or after the purchase transaction, a message may be generated by the transaction controller which lists one or more preferred payment options that may be selected using the PCD to complete a purchase.

Abstract: A method and apparatus for measuring the relaxed length of a moving web includes forming a plurality of detectable marks along the length of the web at a repeated length interval. First and second detectors positioned along the web path are separated by a known distance S. A first tensioning force is applied to the moving web, and a first tensioned repeat length of the web is measured by detecting a mark moving past the first detector and then detecting the next mark moving past the second detector. The time separating the detections is determined. A second tensioning force of a known proportional relationship with the first tensioning force is applied to the moving web. A second tensioned repeat length is measured. The speed of the moving web is measured, and a relaxed length is calculated from the first tensioned repeat length, the second tensioned repeat length, and the proportional relationship between the first and second tensioning forces.

Abstract: A method and apparatus for measuring the repeat length (L) of a moving web includes forming a plurality of detectable marks along the length of the web at a repeated length interval. First and second detectors positioned along the web path are separated by a known distance (S). The repeat length of the web is obtained by detecting a mark moving past the first detector and then detecting a mark moving past the second detector, determining the time (t) separating the detections, and measuring the speed of the moving web (V), wherein the repeat length is calculated using the formula L=S+Vt.

Abstract: A rotatable drum is disclosed for securing thereto various sizes of sheets of film by a partial vacuum. The drum includes a cylindrical body and first and second circular end blocks connected for closing the body. The drum is mounted for rotation about its central axis. The first end block defines concentrically therethrough a central passageway, connected to a source of partial vacuum so that the drum may be partially evacuated. The cylindrical body defines on its outer surface a plurality of parallel, identical grooves extending circumferentially about the body. A plurality of holes also extend through the body, each of the holes opening on the outer surface into one of the grooves. Importantly, the cross-sectional area of each hole is approximately equal to the cross-sectional area of each of the grooves, and no porting or valving is provided for the drum interior to close unneeded holes.

Abstract: Process and apparatus for manufacturing multi-part forms uses web presses having printing stations and processing stations at which operations are performed on webs in registry with a series of printed images, and uses a collator to assemble related webs from said presses, and to perform additional operations on assembled webs in registry with images thereon. A digital job description of a form is created, including location of printed images on several parts of the form and location of process items, e.g. perforations, holes, or cuts on parts of the form. This job description is stored in the memory of a computer [PR-2] with a job identifying code. Also, a digital description is created of images to be printed on the form, and stored in memory with the job identifying number. The image descriptions are recalled from memory and used to create printing plates for the presses and to pre-set printing and processing sections of a press for each part of the form.